Education & Careers
Meghwal Vankar Trust Foundation is a youth led organization working on empowering the underprivileged section of our society. Meghwal Vankar Trust Foundation has a pan India presence through its wide network of Volunteer Chapters across the country. Meghwal Vankar Trust Foundation focused its interventions on issues concerning youth and children which brought about significant changes in their lives in terms of education, health, skill, career and sustainable livelihood. Meghwal Vankar Trust Foundation also works on Environment conservation, women empowerment, Food safety and security, . Being an organization who cares for society, Meghwal Vankar Trust Foundation gets engaged in projects as the situation demands under natural or manmade disasters, like COVID-19 Pandemic, Flood, Drought Relief etc.
Note: The data provided in this site may not be updated and may not be entitled for any jurisdiction. Contact personally or by mail for any change in data.
Indian Institute of Technology
Indian Institute of Technology , Kharagpur
Indian Institute of Technology , Mumbai
Indian Institute of Technology , Delhi
Indian Institute of Technology , Kanpur
Indian Institute of Technology , Chennai
Indian Institute of Technology , Roorkee
Indian Institute of Technology , Guwahati
Institute of Technology BHU, Varanasi (UP) Indian School of Mines,Dhanbad (Bihar)
Indian Science Institute, Bangalore
Marine Engineering Institute, Kolkata
Marine Engineering and Research Institute, Mumbai
National Institute of Technology, Allahabad
National Institute of Technology, Bhopal
National Institute of Technology, Kalicut
National Institute of Technology, Durgapur
National Institute of Technology, Hamirpur
National Institute of Technology, Jaipur
National Institute of Technology, Warangal
National Institute of Technology, Surathkal
National Institute of Technology, Tiruchirapalli
National Institute of Technology, Jalandhar
National Institute of Technology, Jamshedpur
National Institute of Technology, Nagpur
National Institute of Technology, Kurukshetra
National Institute of Technology, Patna
National Institute of Technology, Raurkela
National Institute of Technology, Silchar
National Institute of Technology, Srinagar
National Institute of Technology, Surat
Fire Engineering Colleges:-
National Fire Service College, Nagpur (Maharashtra)
Cochin University of Science & Technology College of Fire & Technology, Ahmedabad (Gujarat)
Indian Institute of Fire Engineering, New Delhi
Indian Institute of Fire Engineering, Nagpur
Indian Institute of Engineering, Mumbai
Indian Institute of Fire Safety Engineering, New Delhi
Indian Institute of Technology (IIT)
IIT-JEE is a joint entrance exam for admission to the Indian Institutes of Technology (IITs) and other premier institutions. This examination is conducted for admission to B.Tech., Integrated M.Tech., Cooperative Integrated M.Tech., B.Pharm. (4 years) and B.Arch. The Indian Institutes of Technology are located in Chennai, New Delhi, Kanpur, Kharagpur, Roorkee and Mumbai.
The Indian School of Mines, Dhanbad, the Institute of Technology, Banaras Hindu University, Varanasi, IIITM, Gwalior, IIIT, Allahabad, NIFFT, Ranchi and DG Shipping (TS Chanakya, Mumbai and Marine Engineering and Research Institute, Kolkata) also admit students from the JEE merit list for their undergraduate programmes.
However, women candidates are not given admission to B.Tech. in Mining or Mining Machinery Engineering under Section 46 (1) of the Mines Act, 1952.
Procedure of the IIT-JEE:
From the year 2000, a reform has been introduced in the existing scheme of the examination. IIT-JEE will henceforth be conducted in two phases. Only those who qualify in the first phase, aptly termed the Screening Test, will be allowed to appear for the subsequent Main Examination. It is mandatory for candidates desiring to join B.Arch. and B.Design to qualify in a two-hour aptitude test at the counselling institutes. Separate merit lists of candidates belonging to the General and SC/ST categories are prepared. No waiting or extended list is prepared. There are independent cut-offs for each subject and also for the aggregate. The choice of examination centres and the IIT zone in no way influence allotment of the Institute and the course to be pursued.
Academic Eligiblity:
A candidate for the JEE must have passed the final examination of the 10+2 system (or equivalent) with Physics, Chemistry and Mathematics.
The qualifying examinations are listed below:
- The +2 level examination in the 10+2 system conducted by any recognised Central or State Board of Secondary Education, including the Central Board of Secondary Education, New Delhi, and the Council for Indian School Certificate Examination, New Delhi.
- The Senior Secondary School Examination conducted by the National Open School with a minimum of 5 subjects including Physics, Chemistry and Mathematics as separate papers.
- Intermediate Science or the two-year Pre-University Examination in the science discipline conducted by a recognised board or university.
- HSC Vocational Examination with Physics, Chemistry and Mathematics as separate papers.
- First-year examination of a degree course of any recognised Indian University or institute after a Higher Secondary Examination in the 10+1 system.
- National Defence Academy’s final examination of the Joint Services Wing.
(vii) The Advanced (A) level of the General Certificate Education (GCE) Examination (London or Cambridge or Sri Lanka). - University of Cambridge’s Higher School Certificate Examination.
- Any Board / Public School / University Examination in India or abroad recognised by the Association of Indian Universities (AIU) as equivalent to the 10+2 system.
- Candidates appearing for the final-year 10+2 Diploma examination may also write the JEE for provisional admission. However, proof of having passed the said examination must be produced latest by September 30 of the year of examination.
- Three or four-year diploma recognised by the AICTE or a State Board of Technical Education.
- Candidates seeking admission to B.Tech. and five-year Dual Degree programmes in Biotechnology & Biochemical Engineering offered by IIT-Kharagpur, must have had Biology or Life Science as a subject in the qualifying examination (10+2).
- Indian students studying abroad for more than 5 years can seek admission under DASA (Direct Admission of Students from Abroad). Likewise, Indian nationals who have at least 5 years of education abroad, inclusive of 10+2 or equivalent (but not beyond) during the last 8 years can also seek admission under the scheme. Foreign nationals are also eligible to write the JEE.
Other Eligibility Conditions:
- All Indian nationals residing in India or abroad may seek admission through this examination. Indian students who have studied abroad for at least 5 years, inclusive of 10+2 during the last 8 years, are eligible to apply through the scheme Direct Admission of Students from Abroad (DASA).
- Foreign nationals can also appear in the IIT-JEE.
The Age Limit is between 17 and 23 years as on September 30 of the year of examination. - The upper age limit is relaxed by 5 years in the case of SC/ST and physically handicapped candidates. There is currently no minimum age requirement.
Scheme of the Examination:
- The 3-hour Screening Test consists of objective-type questions to be answered on a machine-gradable answer sheet using HB pencils only. The subjects Mathematics, Physics and Chemistry are given equal weightage.
- In the Main Examinations, there are conventional questions in separate papers for Mathematics, Physics and Chemistry, each of 100 marks and 2 hours duration. It is held in the first week of May. Candidates can opt for question papers in English or Hindi and can answer the Main Examination in either of the following languages – Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Punjabi, Sindhi, Tamil, Telugu and Urdu. Candidates should have appeared or be appearing in the 10+2 or equivalent examination and have taken or are taking Physics, Chemistry and Mathematics in that language. The choice of language made in the application form cannot be changed at a later stage of the examination.
Application Procedure:
Application forms and information brochures can be collected on payment of the requisite amount by bank draft / postal order, payable to IIT-Delhi, at SBI. The bank draft / postal order for the mentioned amount should be addressed to Chairman, Joint Entrance Examination, IIT- Delhi, Hauz Khas, New Delhi – 110016. Two slips of size 5 cm x 10 cm must accompany the postal request, with the candidate’s complete draft / postal address including Pin Code. The envelope containing the bank draft / postal order and address slips must be clearly marked with the JEE (year) Application Form.
Reservation:
- 15% of the seats are reserved for SC candidates and 7.5% for ST candidates.
- Two seats are available in each Institute for children of defence / paramilitary personnel killed or permanently disabled in action.
- One seat in each Institute is available for leprosy-cured or physically handicapped candidates (as specified by the Government of India) who are otherwise fit to pursue the course.
Contact Information:
A computerised service is available at some of the IITs to provide information about results etc. The application number and / or registration number must be given and a procedure followed as advised by the touch-tone phone. Other contact information is as follows:
| IIT
| AUTHORITY
| ADDRESS
| WEBSITE
|
| Chennai | Chairman JEE | IIT Chennai- 600036 | http://www.iitm.ac.in/ |
| Delhi | Chairman JEE | IIT Delhi, Hauz Khas, NewDelhi- 110016 | http://www.iitd.ernet.in/ |
| Guwahati | Chairman JEE | IIT Guwahati, Institution of Engineers Building, Paan Bazar, Guwahati-781001 | http://www.iitg.ernet.in/ |
| Kanpur | Chairman JEE | IIT Kanpur-208016 | http://www.iitk.ac.in/ |
| Kharagpur | Chairman JEE | IIT Kharagpur-721302 | http://www.iitkgp.ernet.in/ |
| Mumbai | Chairman JEE | IIT Mumbai, Powai, Mumbai-400076 | http://www.iitb.ernet.in/ |
LIBRARIAN
Librarianship is the profession which concerns with organising , maintenance and storage of books in a library. They assist people in finding information and using it effectively in their personal and professional lives. Libraries contains books, periodicals, micro films, videos, cassettes and slide for education, research, reference and pleasure. Those who systematically catalogue, store and display these items are librarian.
Eligibility:
Minimum qualification required to take up a course in library science is graduation. One with graduation can go for Bachelors degree in library science. Duration of this Bachelors course is one year. Those with Bachelor degree in library science can go for Master degree in library science. There are diploma and certificate course also.
Career Options:
The career for a librarian may begin at the level of library attendant and though the promotions may differ from organisation to organisation. In general, the levels followed thereafter are of Library Assistant, Junior Librarian, Assistant Librarian, Deputy Librarian, Librarian, Senior Information Analyst, Junior Information Analyst and Information Assistant etc.
Areas of opportunities:
* Public / Govt. Libraries.
* Universities and other academic institutes.
* News agencies and organisations.
* Private organisations and special Libraries.
* Foreign Embassies.
* Photo/ Film Libraries.
* Information centres / Documentation Centers.
* Companies and organisations with large information handling requirements.
* Museum and galleries.
Institutes offering courses in Rajasthan:
Arya Vidyapeeth Kanya Mahavidyalaya. Affiliation University of Raj.
Behani Siksha Mahavidyalaya. Affiliation to Maharishi Dayanand Saraswati University, Ajmer.
Children’s College, Ajmer. Affiliation to Maharishi Dayanand Saraswati University, Ajmer.
Dadhimati Shikha Mahavidyalaya. Affiliation to Maharishi Dayanand Saraswati University.
GV College of Education. Affiliation to Maharishi Dayanand Saraswati University.
Ganshi TT College. Affiliation to Maharishi Dayanand Saraswati University.
Onkarmal Somani College of Commerce. Affiliation Jai Narain Vyas University, Jodhpur.
Shri Lal Bahadur Shastri College. Affiliation to Maharishi Dayanand Saraswati University, Ajmer.
Shri Satya Sai College for Women. Affiliation to Maharishi Dayanand Saraswati University, Ajmer.
University of Rajasthan, Jaipur.
PHOTOGRAPHY
Photography is a unique and creative medium of self expression. It is an art form requiring aesthetic sense as well as technical expertise. A hobby that can be made profitable by going professional by the talented. Photos are essential part in both print and electronic media. With the explosion of the communication network- advertising, media, fashion boom and digital photography – it has now become a profession with great commercial value.
Eligibility:
There is no specific academic requirements for full time courses in photography. However, candidates who have cleared the 10+2 exam are eligible for the diploma / certificate courses. Besides the certificate and diploma courses, photography is also offered as an optional subject for a Bachelor’s Degree in Fine Arts.
Career Options:
One can start career as an assistant of senior or professional photographer for grasping the finer points of photography. Photographers can specialize in area such as portraits, commercial and industrial , advertising, scientific, fashion, news, nature and wildlife photography, etc. They have the option to either take up jobs with newspapers, magazines, ad agencies, govt. agencies, industrial houses or work as free lancers.
Institutes offering courses:
Film and Television Institute of India ,Law College Road, Pune-411004.
Mass Communication Research Centre, Jamia Millia Islamia, Jamia Nagar, N.Delhi -25.
“Rupam” National Institute of Electronic Communication, Kunda, Jaipur.
Barkatullah Vishwavidyalaya , Hoshangabad Road, Bhopal -462026, MP.
Deendayal Upadhyay Gorakhpur University, Gorakhpur-273009.
Deptt. of Continuing and Adult Education and Extension Work, Church Gate campus, SNDT, Women’s University, Mumbai-400020.
Film and Television Institute of Tamil Nadu, Chennai-600113.
Fergussen College, Pune.
Garware Institute of Career Education and Development, GICE, Vidyanagari, Kalina Santacruz (E), Mumbai-400098.
India International Photographic Council, 12 Modern School, Barakhamba Road, New Delhi-110001.
Institute of Film Technology, Adyar, Chennai -600020.
JJ School of Applied Arts, Mumbai- 400001.
JawaharLal Technological University, Massab Tank, Mahaveer Marg, Hyderabad-500028.
Jiwaji University, Government Model Science College, Gwalior, MP.
Mahatma Gandhi Kashi Vidyapith, Varanasi -221002.
National Institute of Design, Allahabad -211002, UP.
Photographic Society of India, D.N. Road, Mumbai- 400001.
Satyajit Ray Film and Television Institute, EM Bye Pass Road, Kolkota- 700094.
Sri Venkteshwara University, Tirupati -517502.
St. Xavier’s Institute of Communication, St. Xavier’s college, Fort, Mumbai- 400001.
The Film and TV Institute of Tamil Nadu, Chennai -600113.
University Of Allahabad, Allahabad -211002, UP.
University of Gorakhpur, Gorakhpur- 273001, UP.
UNIVERSITIES/INSTITUTES PROVIDING DISTANCE EDUCATION
| Name of Institute/ University with Address, Email, Website | |
| Acharya Nagarjuna University Centre for Distance Education (CDE), Nagarjuna Nagar-522510 | Alagappa University Directorate of Distance Education , Karaikudi -630003 alagappadde@yahoo.co.in www.alagappauni.org |
| University of Allahabad Institute of Correspondence Cousers and Continuing Education, Chetham Lines (Press Building), Allahabad-211002 | Allahabad Agricultural Institute Directorate of Distance Education , Allahabad- 211007 aaidudec@aaidudec.org www.aaidudec.org |
| Andhra University School of Distance Education, Visakhapatnam- 530003 | Annamalai University Directorate of Distance Education , Annamalainagar – 608002 dde@annamalaiuniversity.ac.in www.annamalaiuniversity.ac.in |
| Awadhesh Pratap Singh University Distance Education Centre, Rewa- 486003 rns_apsu@rediffmail.com | Babasaheb Bhimrao Ambedkar Bihar University Centre for Distance Education ,Muzaffarpur – 842001 |
| Barakatullah Vishwavidyalaya Institute of Open and Distance Education, Bhopal- 462026 | Bangalore University Directorate of Correspondence Course & Distance Education, Central College Campus, Bangalore- 560001 vccc_vs@bir.vsnl.net.in |
| Berhampur University Distance Education Centre, Bhanja Bihar, Berhampur -760007 | Bharatiar University School of Distance Education, Coimbatore – 641049 busde@md3.vsnl.net.in |
| Bharati Vidyapeeth Directorate of Distance Education, Lal Bahadur Shastri Marg, Pune, 411030 bharati@vsnl.com www.bharatividyapeeth.edu | Bharathidasan University Centre for Distance Education, Tiruchirappalli – 620023 office@bdu.ac.in www.bdu.ac.in |
| Birla Institute of Technology and Science Distance Learning Programmes Division, Pilani -333031 brnt@bits-pilani.ac.in www.bits-pilani.ac.in | Bundelkhand University Campus for Open Learning East End Near Medical College, Jhansi -284128 |
| University of Burdwan Directorate of Correspondence Courses, Rajbati, Burdwan -713104 dirccbu@vsnl.net | University of Calicut School of Distance Education, Calicut University , P O 673635 sde@unical.ac.in www.unical.ac.in |
| Central Institute of English and Foreign Languages School of Distance Education, Hyderabad- 500007 tapasray@ciefl.ac.in www.ciefl.ac.in | Ch. Charan Singh Haryana Agricultural University Post Graduate Studies, Hisar- 124004 |
| Dakshina Bharat Hindi Prachar Sabha Directorate of Distance Education,, Thyagaraya Nagar, Chennai- 600017 | University Of Delhi School of correspondence course and continuing Education, 5 Cavalary Lines, Delhi -110007 |
| Devi Ahilya Vishwavidyalaya Institute of Management Studies, Deptt. Of MBA (Distance Education) Taksha shila Campus, Khandwa Road, Indore -452017 head.ims@dauniv.ac.in | Dibrugarh University Directorate of Distance Education, Dibrugarh -786004 |
| Dr. Harishing Gour Vishwavidyalaya Institute of Distance Education , Sagar -470003 dcchsgvv@sancharnet.in | Fakir Mohan University Centre for Distance and Continuing Education, Vyasa Vihar, Balasore -756019 |
| G B Pant University of Agriculture & Technology Directorate of Extension (Correspondence Course in Agriculture), Patna Nagar -263015 US Nagar | Gandhi Gram Rural Institute Distance Education Centre, Gandhigram -624302 gri_dec@yahoo.co.in |
| Gauhati University Postgraduate Correspondence School, Gopinath Baradoloi Nagar, Guwahati -781014 pgcs@satyam.net.in | Gujarat Vidyapith Deptt. of Education (Education College) ,Ahemdabad -380014 gvpahd@adl.vsnl.net.in |
| Guru Ghasidas University Insitute of Distance Education, Bilaspur -495009 | Guru Jambheshwar University Directorate of Distance Education, Hisar -125001 klj@gju.ernet.in |
| Guru Nanak Dev University Centre For Distance Education, Amritsar -143005 | Gurukula Kangri Vishwavidyalaya Faculty of Distance Education, Haridwar -249404, Uttaranchal |
| Himachal Pradesh University International Centre for Distance Education and Open Learning, Summer Hill, Shimla -171005 | University of Hyderabad Centre for Distance Education, P O Central University, Hyderabad -500046 pmkcde@uohyd.ernet.in |
| Indian Institute of Technology Bombay Distance Education Programme, Powai, Mumbai- 400076 mudesh@it.iitb.ac.in www.dep.iitb.ac.in | Institute of Advanced Studies In Education Directorate of Distance Education, Gandhi Vidya Mandir, Sardarshahar, Rajasthan -331401 iaseduniv@sancharnet.in www.iaseduniv.org |
| International Institute for Population Sciences Deptt. of Extra Mural Studies & Distance Education, Govandi Station Road, Deonar, Mumbai -400088 emsiips@vsnl.net | Jain Vishva Bharati Institute Directorate of Distance Education, JVBI, Ladnun -341306 ddejvbi@hotmail.com www.jvbi.org |
| Jamia Hamdard Directorate of Distance Education, Hamdard Nagar, New Delhi -110062 inquiry@jamiahamdard.edu www.jamiahamdard.edu | Jamia Millia Islamia Urdu Correspondence Courses (Deptt. of Urdu), Jamia Nagar, New Delhi -110025 |
| University of Jammu Directorate of Distance Education, New Campus, Jammu -180006 santokh@nde.net.in www.jam.varsity | Janardan Rai Nagar Rajasthan Vidyapeeth Directorate of Distance Education, Pratap Nagar, Udaipur -313001 |
| Jawaharlal Nehru Technological University School of Continuing and Distance Education, Mahaveer Marg, Hyderabad -500028 scdejntu@nd2.dot.net.in | Jiwaji University Institute of Distance Education, Gwalior -474011 info@idejug.org www.idejug.org |
| Kakatiya University School of Distance Learning and Continuing Education, Warangal -506009 sdlcecs@sancharnet.in | University of Kalyani Open and Distance Learning Centre, Kalyani, Naida -741235 ratand15@hotmail.com |
| Kannada University Distance Education Centre, Hampi, Vidyaranya -583276, Kamalapura, Hospet Tq Bellary Distt. distance@kavi.hampi.org www.kavihampi.org | Kanpur University School of Distance Education, Kanpur University CAmpus, Kanpur -670562 cnn_knruty@sancharnet.in |
| University of Kashmir Centre of Distance Education, Naseembagh Campus, Hazratbal,Srinagar -190006 disedu@kashiruniversity.net | University of Kerala Institute of Distance Education Kariavattom, Thiruvananthapuram – 695581 directoride@yahoo.com |
| Kurukshetra University Directorate of Correspondence Courses, Kurukshetra – 136119 de@kuk.ernet.in www.kuk.ernet.in | Kuvempu University Kuvempu University Distance Education Council (KUDEC), Jnana Sahyadri, Shankaraghatta – 577451 directordec@sancharnet.in |
| Lalit Narayan Mithila University Directorate of Distance Education, Kameshwaranagar, Darbhanga – 846004 | University of Madras Institute of Correspondence Education, Chepauk, Chennai – 600005 |
| Madurai Kamaraj University Directorate of Distance Education, University Building, Palkalainagar, Madurai – 625021 ddemku@md3.vsnl.net.in | Maharshi Dayanand University Directorate of Distance Education, Rohtak – 125001 ardde@rediffmail.com |
| Mahatma Gandhi University School of Distance Education , Priyadarshhini Hills P.O., Kottayam – 686560 sdemg@sancharnet.in www.sdemgu.org | Mahatma Gandhi Chitrakoot Gramoday Vishwavidyalay Institute of Distance Learning and Continuing Education (Shiksha Bharati) ,Chitrakoot – 485331, Distt. Satna mgegv@rediffmail.com |
| Manipal Aademy of Higher Education Distance Education Wing, CTC, 3rd Floor, MCOAHS, Manipal – 576104 deah.mahe@manipal.edu www.manipal.edu | Manonmaniam Sundaranar University Directorate of Distance and Continuing Education, Abishekapatti, Thirunelveli – 627012 distance@sancharnet.in www.msuniversitytvl.org |
| Maulana Azad National Urdu University Directorate of Distance Education, Gachibowli, Hyderabad – 500032 dde@manuu.ac.in www.manuu.ac.in | Mother Teresa Women’s University School of Distance Education, Kodaikanal – 624102 |
| University of Mumbai Institute of Distance Education, Vidyanagari Camp., Kalina, Santacruz (East), Mumbai – 400098 www.mu.ac.in | Nalsar University of Law Nalsar Proximate Education, 3-4-761, Barkatpura, Hyderabad – 500027 pgdip@nalsarpro.org nalsarpro@yahoo.co.in www.nalsarpro.org |
| National Law School of India University Distance Education Department, Nagarbhavi, Bangalore – 560072 mbl@nis.ac.in | University of North Bengal Directorate of Distance Education, PO North Bengal University, Raja Rammohunpur – 734430, Distt :Darjeeling www.nbu.ac.in |
| North Eastern Hill University Center for Distance Education, BIJNI Complex , Shilong- 793003 | North Orissa University Directorate of Distance Education, Sriramchandra Vihar, Takatpur, Baripada, Mayurbhanj – 757003 |
| Osmania University Prof G Ram Reddy Center for Distance Education, Hyderabad – 500007 info_cde@osmania.ac.in www.edeou.org/oucde.ac.in | Punjab University Department of Correspondence Studies, Chandigarh – 160014 |
| Department of Gandhian Studies Gandhian Bhavan, PanjabUniversity Chandigarh – 160014 gandhist@panjabuniv.chd.nic.in www.gandhianstudies.puchd.ac.in | Patna University Directorate of Distance Education, Patna – 800005 |
| Periyar University Periyar Institute of Distance Education, Salem – 636011 pride@periyaruniversity.net www.periyaruniversity.org | Pondhicherry University Directorate of Distance Education, University Campus, Kalapet, Pondhicherry-605014 bioinpu@iitm.ernet.in |
| Potti Sreeramulu Telugu University School of Distance Education, Nampally, Public Gardens, Hyderabad – 500004 pstu_sde@yahoo.com www.pstuhyd@ap.nic.in | Punjabi University Department of Correspondence Courses, Patiala-147002 |
| Punjab School of Management Studies Punjabi University, Patiala – 147002 psms@pbi.ernet.in | Rabindra Bharati University Campus-1:Emrerald Bower Campus, 56A B.T.Road, Kolkata-700050 Campus-2 :Jorasanko Campus, 6/4,Dwarakanath Tagore Lane, Kolkata-700007 rbreg@cab3.vsnl.net.in www.rabindrabharatiuniversity.net |
| Rani Durgavati Vishwavidyalaya College of Materials Management (Faculty of Management Studies) Post Box No. 3, Jabalpur – 482001 cmmfom2@sancharnet.in www.foms.ac.in | Sambalpur University Distance Education Cell, Jyoti Vihar, Burla , Sambalpur-768019 |
| Shanmugha Arts, Science, Technology & Research Academy Center for Distance Education, Thanjavur-613402 registrar@sastra.edu www.sastra.edu | Shivaji University Department of Adult & Continuing Education and Extention Work, Vidyanagar, Kolhapur-416004 |
| Sikkim Manipal University of Health Medical and Technological Science 5th Mile, Tadong, Gangtok-737102 smu@miteindia.com www.miteindia.com | S N D T Women’s University Center of Distance Education, Sir Vithaldas Vidyavihar, Juhu Road, Santacruz (West), Mumbai-400049 cdesndt@vsnl.net |
| Sri Krishnadevaraya University Center for Distance Education, S V Puram, Anantapur-515003 | Sri Padmavati Mahila Vishwavidyalayam Distance Education Center, Tirupati -517502 vcspmvv@yahoo.com |
| Sri Ramachandra Medical College And Research Institute Sri Ramachandra College of Family Health, Porur, Chennai -600116 srmedfh@rediffmail.com www.srmc.edu | Departmernt of Environmental Health Engineering Porur, Chennai -600116 kalpanasrmc@vsnl.com www.srmc.edu |
| Sri Venkateswara University Directorate of Distance Education, Tirupati -517502 devasangeetham_d@rediffmail.com | Tamil Nadu Agricultural University Directorate of Extension Education, Coimbatore -641003 dee@tnau.ac.in |
| Tamil Nadu Veterinary And Animal Science University Distance Education Cell (Directorate of Extension Education) ,Chennai -600051 sheriff@md4.vsnl.net.in www.tanuvas.com | Tamil Nadu Dr. Ambedkar Law University Department of Distance Education, Poompozhil, 5 Greenways Road , Chennai -600028 dde@tndalu.org www.tndalu.org |
| Tilak Maharashtra Vidyapeeth Open Education Center (Mukta Vidya Kendra) Vidyapeeth Bhavan, Gultekdi, Pune -411037 muktavidya@vsnl.net timavee@pn2.vsnl.net.in | Tripura University Directorate of Distance Education, Suryamaninagar, Tripura (West)799130 |
| Utkal University Directorate of Distence & Continuing Education ddce@tajamail.com | Vidyasagar University Directorate of Distance Education, Midnapore -721102 vidya295@sancharnet.in www.vidyasagar.ac.in |
| Visvesvaraya National Institute of Technology Distance Education Programmes, Nagpur -440011 director@vnitnagpur.ac.in www.vnitnagpur.ac.in | |
| OPEN UNIVERSITIES | |
| Dr. B. R. Ambedkar Open University Prof G Ram Reddy Marg, Road No.46, Jubilee Hills, Hyderabad-500033 registrar@braou.ac.in | Dr. Babasaheb Ambedkar Open University Govt. Bunglow No. 9,Near Dafnala, Shahibaug, Ahmedabad -380003 baou@adl.vsnl.net.in |
| Indira Gandhi National Open University Maidan Garhi, Delhi -110068 ignouregistrar@hotmail.com www.ignou.ac.in | Karnataka State Open University Manasagangotri, Mysore-570006 vcksou@bir.vsnl.net.in |
| Madhya Pradesh Bhoj (Open) University Camp-1: Red Cross Bhawan, Shivaji Nagar, Bhopal-462016 Camp-2: ITI (Gas Rahat) Building, Govindpura, Bhopal-462023 Camp-3: Hindi Grandh Academy, Banganga Road, Bhopal | Nalanda Open University 9,Adarsh Colony, Kidwai Puri, Patna-800001 nalopuni@bih.nic.in |
| Netaji Subhas Open University 1, Woodburn Park , Calcutta-700020 nsou@cal2.vsnl.net.in | U P Rajarshi Tandon Open University 17,Maharshi Dayanand Marg, (Thornhill Road),Allahabad-211001 uprtou_alld@helinfinet.com |
| Vardhaman Mahaveer Open University Rawatbhata Road, Akelgarh, Kota-324010 | Yashwantrao Chavan Maharashtra Open University Dnyangangotri, Near, Gangapur Dam, Nasik-422222 registr@yemou.ernet.in |
AVIATION
Most of the people think that the only job associated with aviation is that of flying an air craft. Just a few know that there are additional jobs as air hostess. Beyond that very few are aware of any other avenue. The reality is miles away from such a scenario. There is a plethora of jobs in the aviation sector. And that is not all. An increase in aviation activity in the country, that has already set in, will spur a growth in all fields.
The jobs of this field can be divided into two major categories:-
Direct: As Pilots, Cabin Crew, Air Traffic Controllers, Air Craft Maintenance Engineers and Support services.
Indirect : Such as Research, Design & Development, Aircraft Manufacturing Industry, Aeronautical Education and space systems.
The Pilot:
Flying is a thrilling activity. A Boeing 747 aircraft, carry 500 passengers, weighs some 50000 kg. The aircraft flies at a speed of more than 900 Kmph, which is about seven times faster than our fastest train Shatabadi Express. And while doing so, the pilot is busy looking for the enemy aircraft, tracing him down and preparing himself to shoot the enemy aircraft with his guns, rockets and missiles. Well the scene is much more real and trilling. Thus there are two types of flying careers:
Commercial Pilot : To become a pilot, one has to go through three stages of acquiring Student Pilot License (SPL), Private Pilot License (PPL) and Commercial Pilot License (CPL).
Military Pilot in Air Force, the Navy, the Army or the Coast Guard : The route is either through NDA or Combined Defence Services Examination. In addition, ther is Short Service Commission for women in the Idain Air Force.
Cabin Crew:
These are the people who are responsible to look after the passengers. The male crew is referred to as flight stewards/ pursers while female crew is called Air Hostess. The job of cabin crew demands attention, responsibility and a pleasing personality complimenting with glamour and excitement. A cabin crew has to work continuously and efficiently in the confined and restricted space of the aircraft. As airlines operate around the clock and the year around ,cabin crew may have to work at night and also on holidays and weekends.
Aircraft Maintenance Engineers:
Aircraft is a fascinating piece of engineering. It has a multitude of systems. Each system is further divided into many sub systems and each of these sub systems in turn has a large number of components and parts. Thus an aircraft will have tens of thousands of parts, each one having distant and important role to play just like each system of your scooter or car is expected to do. The aircraft once it gets started and goes up in the air, must not fail, come what may. Such a challenge is met by a breed of people in aviation industry maintenance engineers.
There are jobs both in commercial airlines as well as in four arms of the Defence Forces. To work in commercial airlines, one has to acquire Aircraft Maintenance Engineer (AME) License , which is issued by Director General Civil Aviation. A job of maintenance engineer in the Defence forces is through selection by the Service Selection Board (SSB).
Air Traffic Controllers:
Pilots fly the aircraft, but Air Traffic Controllers supervise and control their movements so as to ensure that it operates safely without any untoward accident or incident. Their job is highly skilled, carries a great responsibility and demands alertness and dedication of the highest order. These are two different avenues for jobs as Air Traffic Controller: In Civil Sector and in Defence Forces (Air Force and Navy).
Support Services:
The airline industry is one of the most dynamic industries today with a variety of operations in many fields. There are various types of job prospects in various fields of aircraft operations and airlines management like Airport Manager, Public Relation officer, Commercial Superintendents and Assistants , Flight Handling Officers, Crew Schedulers, Ticketing & Reservation Staff, Tourist Information Centres.
Research Design and Development:
Today, more than 30,000 skilled scientists and technologists are working in 51 laboratories located nationwide are working for the development of aviation related equipment and systems. It can accommodate qualified personnel from various disciplines of engineering and science. Prominent aviation related agencies are Gas Turbine Research Establishment, Aero Nautical Defence Establishment, Aerial Delivery Research and Development Establishment, Aeronautical Development Agency, National Aerospace Laboratories.
Manufacturing Industry:
There are technicians and engineering who manufacture aircraft which contain as many as few lakh components, the safety and reliability of these components being beyond the imagination. The requirement is fail safe components and systems. Presently the agencies involved in this task are Hindustan Aeronautics Limited and Taneja Aerospace and Aviation Limited.
Controlling Organizations:
Aviation industry is unique in one respect. It has to be strictly regulated and controlled since it demands high level of skills and warrants even higher levels of security. Thus there are certain agencies which control and govern various aspects related to flying. Two of the important organizations that do so and offer a variety of jobs are:
AAI (Airport Authority of India) :- It manages air traffic services in the entire Indian airspace extending beyond the territorial limits of the country as per the requirements of International Civil Aviation Organization (ICAO). It is manned by dedicated team of professionals including managers and engineers.
Director General of Civil Aviation (DGCA) :- It is responsible for lying down rules, regulations and their implementation for ensuring the safety of aircraft operations. The Aircraft Act, Aircraft Rules and the Civil Aviation requirement issued from time to time by the DGCA.
Some Pilot Training Institutes:
Indira Gandhi Rashtriya Udan Academy (IGRUA), Fursatganj Air field, Rae Bareli -229302
website:www.igrua.com.
The Honorary Secretary Bombay Flying Club Juhu Aerodrome, Santa Cruz, Mumbai- 400054.
The Honorary Secretary, Delhi Flying Club Limited, Safadarjung Airport, New Delhi- 110003.
The Principal, Government Flying Training Institute, Jakkur Aerodrome, Yelahanka, Bangalore -560054.
The Honorary Secretary, North India Flying Club, Civil Aerodrome, Jalandhar Cantt, Ludhiana, Patiala -147001.
Orient Flight School, 40 GST Road,, St. Thomas Mount, Chennai- 600016.
Ahemdabad Aviation & Aeronautics Limited, AAA Hanger, Near Old Terminal, Airport Ahemdabad- 380012.
TAAL flying Academy, 1010, 10th floor, Prestige Meridian 129, MG Road, Bangalore- 560001.
Tatanagar Aviation Pvt. Ltd., Sonari Aerodrome, Jamshedpur- 831011.
Rajputana Aviation Academy Pvt. Ltd. , 6-B,Ganga Path, Suraj Nagar (West), Civil Lines, Jaipur- 302006.
AME Training Institutes:
School of Aviation Science & Technology Delhi Flying Club, Safdarjung Airport, New Delhi- 110003.
Flytech Aviation Academy , Road no. 10, Maredpally West, Hyderabad- 500001.
Institute of Aircraft Maintenance Engineers, Old Airport Road, Gautam Nagar, 4-71/1, Ferozguda ,Secunderabad- 500011.
Aeronautical Training Institute Lucknow, Airport Lucknow -226001.
Rajiv Gandhi Aviation acadeymy, 190, Plassy Lane, Bowenpally, Secunderabad -500011.
Bombay Flying Club, Juhu Aerodrome, Santacruz (w), Mumbai- 400059.
Indian Institute of Aeronautical Sciences, Sonari Aerodrome, Jamshedpur.
Indian Institute of Aeronautics, 18/55, Punjabi Bagh (West) New Delhi- 110026.
VSM Aerospace, No. 103/2, Sri Rama Vidyalaya, Jakkur Layout, Banglore -560006.
Hindustan Aviation Academy, PB No. 3776, Chinnappa- Nahally, Marathahally Post Banglore- 560037.
Some Institute offering Air Hostess Training:
Frankfinn Institute of Air Hostess Training, SCO 118-120, Ist Floor, Sector 34-A, Chandigarh -160035. Website: www.frankfinn.com.
Flytech Aviation Academy, 102, Al-Kauser Road No. 10, West Marredpally, Secunderabad -500026. Website: www.flytechaviation.com.
Air Hostess Academy, SCXO 485-486, IInd Floor, Sector 35-C, Chandigarh -160035. Website: www.airhostessacademy.com.
Information Related to
Indian Air Force:
JD Personnel,
Air Headquarters, DISHA, Motilal Nehru Marg, New Delhi- 110011.
Website: www.careerairforce.nic.in.
Indian Navy:
Directorate of Manpower Planning & Recruitment (R&R),
Room No. 204, C Wing, Sena Bhawan, IHQ- MOD(N), New Delhi- 110011.
Website: www.nausenabharti_mail.in.
Indian Coast Guard:
Director (HRD),
Post Box No. 127, Noida -201301.
Website: www.indiancoastguard.org.
Aero Sports Information:
www.journetmart.com
www.chennaibest.com
www.indiatoday.com
www.bangaloreaerosports.com
www.indianairforce.nic.in
www.paragliding.org
DOEACC
Set up as an autonomous organisation under the Deptt. of Electronics (now Minstry of Communications & information Technology) Govt. of India, the prime objective of the DOEACC Society, is to bring the most updated global industry relevant computer education, within the reach of more and more. Realising the wide gap in the availability of quality computer professionals to meet India’s ambitious leadership plans in software exports, the society has revolutionised computer knowledge dissemination, by offering its meticulously prepared curriculum through the non-formal sector. DOEACC’s holistic quality policy entails the creation and regular upgradation of curriculum by the country’s leading academia and IT professionals; offering these courses through painstakingly screened accredited institutes; regular staff training at the institutes to ensure knowledge updates; centralised examinations at several centres across India to ensure seriousness both at the institute’s and individual’s level. Right from a familiarisation certificate Course on Computer Concepts (CCC) to the foundation (O) level, Advanced Diploma (A) level, MCA Degree equivalent (B)level and M.Tech Degree (C) level, the society offers students who couldn’t qualify for engineering colleges a lifetime opportunity to acquire knowledge and qualifications at par with the best in the country. A fact that is perhaps best echoed by the whole-hearted support to the scheme, by leading IT professionals and educationists. A unique feature of the scheme, is it’s facility for horizontal entry to students from non-accredited institutes – so a student with a certain minimum level of computer knowledge need not start at the foundation ‘O’ level.
|
Some of the Institutions/Companies seeking DOEACC qualifiers
| V.S.N.L | CONCOR | U.P.S.C. |
| CRIS | GOVERNMENT MINISTRIES | BANKING SERVICES |
| FORCE | APEEJAY | EL-NET-3L |
| MAZAGON DOCKS | NHPC | IDBI |
| DREDGING CORP. INDUSTRIES | ONGC | SHIPPING CORP. OF INDIA |
| SQUARE D | RAILWAY RECRUITMENT BOARD | HAL |
EDUCATIONAL INSTITUTES IN MAHARASHTRA STATE AND OTHER STATE
STUDENT VISA MANAGEMENT-USA DETAILED PROCEDURES
For many students, getting a visa for USA is sometimes a very frustrating experience specially these days. Hence this requires to be managed very effectively . In the application form, the University wants to collect maximum information from you on citizenship, passports etc. This is because later, when the University offers you a place, it is easy to get this information from the file or computer to authorize documents for a visa for you. The University is required by the Immigration and Naturalization Service (INS) to maintain this information until you leave the university.
Detailed procedures for applying for STUDENT VISA and aspects of preparation are being covered here. Students are advised to see website www.ttsvisas.com for applying for actual Visa dates and any latest changes in fees to be paid/other documents.
TYPES OF VISAS ISSUED
Most of the students going for full time study are issued F1-STUDENT VISA after receiving 120 form from the college/University. REMEMBER THAT NOW YOU CAN NOT GO TO UNITED STATES ON A VISITOR’S VISA AND THEN GET A VISA TO STUDY THERE. When your university admission is confirmed, you will receive a form 120/IPA 66 from the university which you require for a visa. There are different forms sent for each type of student visa:
* With an I-20 form you get a F-1 student visa for full time students.
* With an IAP-66 form you get a J-1 exchange visitor visa for sponsored students.
Students at technical schools get a M visa, and they can’t change to an F_1 visa. However , a student with an F-1 visa could change to an M visa .With an F-1 visa it is possible to stay after you have finished your degree for up to one year while doing practical training. With an M visa, it is up to six months. With a J-1 visa, it is up to 18 months if training is necessary and not available at home , and if your sponsor agrees.
APPLICATION PROCESS
All student visa applicants should complete Application form DS-156, which can be obtained, free of charge, the Consulate on any working day. form may also be downloaded from the website www.ttsvisas.com .
You can apply for a visa : in person or by drop box,(only if eligible for drop box)
In person Applicants making their application in persons should visit the Consular Office responsible for the consular district in which they live.
All nonimmigrant visa applicants who are required to apply in person at the U.S. Embassy in New Delhi must use the appointment system. Applicants should make an appointment using the website www.ttsvisas.com.
The Embassy does not permit interested parties such as friends, relatives or business contacts to intervene on behalf of a non-immigrant visa applicant during an interview. If any such party wishes to present factsto the Embassy concerning a particular visa case, they are encourage to supply this information directly to the applicant, for them to bring in person.
CONSULAR DISTRICTS
NEW DELHI
Residents of Delhi and the north Indian states of Haryana, Himachal Pradesh, Jammu & Kashmir, Punjab, Rajasthan and Uttar Pradesh should contact:
U.S. Embassy Shantipath, Chanakyapuri, NewDelhi,
Phone:(11) 4198000, Fax:(11) 419-8407
Consular Office & hours of operation :
Immigrant visa service 8:30 a. m. , Monday-Friday.
Nonimmigrant visa services: 8:30 a.m. to 12:45, Monday-Friday.
MUMBAI (Bombay)
Residents of the western states of Gujarat, Madhya Pradesh, Maharashtra, Goa and Union Territories Daman, Diw, Dadra and Nagar Haveli should contact:
The U.s. Consulate General Lincoln House ,78 Bhulabhai Desai Road, Mumbai 400026
Phone:(91) 022-363 3611 to 3618, Fax :(91) 022-363
CALCUTTA(Kolkata)
Residents of Assam, Manipur, Meghalaya, Nagaland, Tripura, Bihar, Orissa, West Bengal, Arunachal Pradesh, Sikkim, Mizoram, Andaman and Nikobar Islands should contact:
The U.S. Consulate General, 5/1 HoChi Minh Sarani, Calcutta -700071.
Phone:(91)033- 2820611 to 3615 or (91)033-2825757, Fax: (91)033-2822335.
CHENNAI(Madras)
Residents of the southern states of Andhra Pradesh, Kerala, Tamil Nadu, Karnataka, Lakshadweep Islands and Pondicherry should contact:
The U.S. Consulate General Mount Road, Chennai -600006,
Phone : (91) 044-8121 2000, Fax : (91) 044-811 2027
DROP- BOX PROCEDURES
Normally, all applicants for U.S. visitor visas must be interviewed. Yoy may use the Drop-Box to apply for a visa without a personal interview if you meet any one of the following criteria:
- Applicant has traveled to the U.S. at least once ( maintaining proper status ) on a multiple visa which expired no more than two years before the current application.
- Is over the age of 65.
- Is a diplomat or officer of the Indian Administrative Services, Indian Foreign Service , Indian Police officer or a commissioned officer in the Indian Military with a ” no objection letter” showing formal permission to leave.
- Is a seaman with a previous C-1/D visa and a letter from, a recognized shipping agency.
- Is a member of an airline crew serving on U.S. bound flights from India.
- Is a returning student or exchange visitor in the F-1 or J-1 categories and their dependents (spouse and children).
- Is applying in the H-1B or L-1 visa category as a renewal and their dependents (spouse and children).
- Is a child age 14 or younger.
- Is an employee of a company approved to participate in the business Executive program and is going to the United States on company business. (Note: All first time applicants under a blanket L1 petition must apply in person).
- Is mentally or physically handicapped and has a doctor’s certificate explaining the handicap.
- To apply please enclose the following for each applicant ( including children)
- A passport valid for travel to the USA for at least six months.
- A fully completed and signed visa application form(s) DS-156, DS-157 & DS-158 (if applicable).
- One recent ( Within the past six months) passport-size photograph with a white background.
- Demand drafts for the appropriate fees for each applicant. Write your name, address, and telephone number on the back each draft.
Application with passport photo and bank draft may be dropped of at TTServices located at 2E/23 Jhandewalan Extension, New Delhi 110055 between 8:30-2:30 p.m. Telephone nos. 3554667,3554618 and 3554631.
COURIER PASS BACK SYSTEM
All walk – in (non-“Drop Box”) and “Drop-Box” cases; the fee for this required service is Rs. 400 per applicant to be paid on the day of appointment at the TT Service counter located at the Embassy.
With the courier system , successful applicants do not have to return to the Embassy to collect their passports the passport with visa will be returned to any address in northern India specified by the applicant . This new process substantially reduces the total time people spend in visa lines, and the passport is delivered promptly to the successful applicant.
The courier system applies to all ” Drop Box” visa applicants, other than official government of India travelers 9 no prior appointment needed). ” Drop Box ” applicants MUST go to the office of TT Service , a division of TTK, located at 2E/23 Jhandewalan Extension , New Delhi 11055 between the hour of 8:30 and 2:30 p.m. to turn in their applications.
It is very important to plan in advance and apply early. Once an application has been submitted it can not be retrieved from the courier service . Thus, it becomes vital not to wait until the last minute to apply for the visa.
Telephone inquiries may be directed to TTS Office at 011-2355-4618 or 2355-4631.
REFUSAL AND REAPPLICATION
Once an officer has determined that an applicant does not qualify for a visa, the applicant should not reapply unless there are significant changes in the case or the applicant’s circumstances which were not presented during the first interview.
If you believe that you have new compelling evidence not presented in your first interview , you may reapply after 3 working days. Applicants are permitted in person however, applicants providing the same information a second time after a previous refusal will be highly unlikely to succeed in obtaining a visa during the second interview.
PHOTO INSTRUCTIONS FOR NON-IMMIGRANT VISAS
- The photograph must be an unmounted full face photo taken within the last six mounts. The photograph must be full front view, taken facing the camera no side or angle views are acceptable.
- The photograph should measure 2 inches square ( roughly 50 mm square ) with the head centered in the frame. the head( measured from the top of the hair to the bottom of the chin) should measure between 1 inch to 13/8 inches (28 and 35 mm) from the bottom of the photo.
- The photograph may either be in color or black and white, but must have only a plain white background. Photos with colored, dark or patterned backgrounds will not be accepted. Photos should be printed without borders. For persons wearing glasses, there must be no reflection around the eyes, photos with reflections will not be accepted. Head coverings are acceptable only due to religious beliefs and then only when the applicants, face is completely exposed.
VISA FEES
Applicant’s must bring one demand draft for the application fee drawn in favor pf the ” American Embassy, New Delhi.” Drafts should be drawn on a bank with a branch in New Delhi.
Fees for visa applications are as follows: Rs 4900 Non-refundable fee.
NOTE: VISA FEES ARE SUBJECT TO CHANGE DUE TO THE DOLLAR/RUPEE EXCHANGE RATE. Please check the latest fee applicable at the time of your application website www.ttsvisas.com
STUDENT VISA(F and M)
Effective August 1,2002, all applicants seeking F, M and J visas and their dependents must complete form DS-158(Contact Info and Work History for NIV applicant). This form is in addition to the mandatory DS-156 application for a nonimmigrant visa and form DS-157 that is required for males between the ages 16 and 45.
STUDENT AND EXCHANGE VISITOR INFORMATION SYSTEM (SEVIS)
Beginning January 30,2003, all forms I-20 issued by academic and vocational educational institution, as well as all forms DS-2019 issued by Exchange visitor program sponsors, must be created within the SEVIS system.
SEVIS will replace ISEAS as the mechanism for electronic verification of prospective student/exchange visitor status. As of January 30,2003 educational institutions and exchange visitor program sponsors will no longer be able to enter records in ISEAS All new forms I-20 and DS-2019 issued on or after that date must be SEVIS COMPATIBLE DOCUMENTS. First time students and exchange visitors will be able to enter the U.S. with non-SEVIS documents issued prior to January 30,2003. All continuing students must present a SEVIS- generated form I-20 or DS-2019 if they are applying for a visa after January 30,2003. U.S. law requires that this condition must be met before visa can be issued.
There are two nonimmigrant visa categories for persons wishing to study in the United States.
The F visa is for academic studies, and the M visa is for nonacademic or vocational studies. A student with an F-1 visa may not accept off-campus employment at any time during the first year of study. However, the U.S. Immigration and Naturalization Service (INS) may grant permission to accept temporary employment for practical training, an M-1 student may not accept employment at any time during the course of study.
A spouse and unmarried, minor children may also receive nonimmigrant visas to accompany or follow the student. Family members must meet all visa eligibility requirements, including evidence that they have sufficient funds for support and, that they will depart the U.S. when the student’s program ends. Spouses and children of students may not accept may not accept employment at any time.
REQUIREMENTS FOR A STUDENT VISA
APPLICANTS MUST HAVE SUCCESSFULLY COMPLETED A COURSES OF STUDY NORMALLY REQUIRED FOR ENROLLMENT, SHOULD BE SUFFICIENTLY PROFICIENT IN ENGLISH TO PURSUE THE INTENDED COURSE OF STUDY, SHOULD HAVE BEEN ACCEPTED FOR A FULL COURSE OF STUDY BY AN APPROVED EDUCATIONAL INSTITUTION, AND BE ABLE TO PROVE THAT SUFFICIENT FUNDS ARE OR WILL BE AVAILABLE TO DEFRAY ALL LIVING AND SCHOOL EXPENSES DURING THE ENTIRE PERIOD OF ANTICIPATED STUDY IN THE UNITED STATES. THEY SHOULD ALSO BE ABLE TO ESTABLISH TO THE SATISFACTION OF THE CONSULAR OFFICER THAT THEY HAVE BINDING TIES TO A RESIDENCE IN INDIA WHICH THEY HAVE NO INTENTION OF ABANDONING AND THAT THEY WILL RETURN TO INDIA WHEN THEY HAVE COMPLETED THEIR STUDIES.
IMPORTANT DOCUMENTS FOR CARRYING IN YOUR VISA FILE
- Completed Application Form DS-156
- Form DS 157-for males between the ages of 16 and 45
- Form DS 158-Contact info and work history
- Passport valid for travel to the United States and with a validity date at least six months beyond the Applicant’s intended period of stay in the UNITED States
- One colored photograph- As per Photo instructions given earlier.
- For F visa applicants, a completed Form I-20A-B (Certificate of Eligibility for Nonimmigrant “Student Status for Academic and language Students) from the institution which the applicant will be attending. For M visa applicants, a completed Form U-20M-N,(Certificates of Eligibility for Nonimmigrant Student status for vocational Students), from the institution the applicant will be attending.
- Demand draft for the applicable fees.
- Original TOEFL scores and SAT, GRE, GMAT scores. (As applicable)
- Mark Sheets and Certificates of Academics/Qualifications till date, preferably from 10th class onwards including any special merit Certificates received.
- CA Statement giving state of liquid assets, movable and immovable assets of the student sponsors along with requisite financial documents, as applicable.
- House/land proof and evaluation certificate.
- Jewellery evaluation.
- Bank Statements/ Passbooks.
- Movable assets records like FDs/ PPF/ GPF/ VEHICLES/ Shares etc.
- IT Return- Last 3 years of sponsors.
- Salary Certificates-Last 3 years of sponsors.
- Affidavit of Financial Support from Sponsors.
- Brochure/ Material of your university, which has granted you admission.
- Correspondence with short listed universities/I 20s received.
- Spouses and minor children accompanying the student to the United States should bring marriage certificates, wedding photos, and birth certificates with them to the interview, to prove the relationship between themselves and the principal applicant.
- Any other documents to support your intention of returning back to India.
NOTE: STUDENTS MAY APPLY ONLY 90 DAYS BEFORE THE COMMENCEMENT OF THE COURSE.
SOME US VISA TIPS
1. PROFESSIONAL, FINANCIAL & SOCIAL TIES IN INDIA. When applying for a student visa (F-10)for the first time, you have to appear in person for the interview, which typically lasts for 2-3 minutes. In this short period, the consular officer reviews your credentials and the real intent of visiting the US. You must be prepared to demonstrate your professional, financial and social ties in India. Your English proficiency, academic preparation, choice of school, financial capability to pay for your academic and other expenses in the US for the duration of your study are factor that influence the decision. You need to provide credible documentary evidence in support of above factors.
IT IS IMPORTANT TO REMEMBER THAT THIS IS AN INTERVIEW AND REQUIRES PREPARATION EFFECTIVELY.
Because each student’s personal and academic situation is different, two students may be asked different questions and be required to submit different documents. Successful applicants generally establish their ties to India by presenting evidence of professional, economic, social and family ties sufficient to induce them to leave to the US after the completion of studies.
2. RIGHT PREPARATION. Keep in mind that you cannot apply for your visa more than 90 days before the start of the academic programme. You can apply for your visa again if you are rejected provided you have fresh facts to present. So , what is the key to success? PREPARATION – A LOT OF IT , WITH SMARTNESS , TO PROJECT THE RIGHT IMAGE, AND LOT OF POSITIVE ATTITUDE.
3. INTENTION TO RETURN BACK. One needs to have visual and verbal proof of one’s resources, academic preparation and intent. And this preparation needs time energy and focus. No one can really guarantee you a visa. Apart form your preparation, it is lady luck on your side that will help you get the coveted visa a key to your educational dreams.
HOWEVER, EFFECTIVE PREPARATION INCLUDING MOCK INTERVIEWS PREFERABLY UNDER EXPERT GUIDANCE IS GOOD AND IMPORTANT . REMEMBER THAT ONUS TO ESTABLISH THAT YOU ARE NOT A POTENTIAL IMMIGRANT LIES ON YOU. YOU NEED TO ESTABLISH THAT YOU ARE GOING ONLY FOR STUDIES AND YOU ARE DEFINITELY COMING BACK AFTER STUDY.
STUDENT VISA INTERVIEW FOR USA SOME POPULAR QUESTIONS BEING ASKED THESE DAYS
Such Question need to be prepared and answered effectively, with an AIM to convince the Visa Officer that you are a serious student going only for serious studies with intention to return back.
Q1. Why do you wish to pursue this Course?
Q2. Why have you chosen this Institute/university particularly?
Q3. How many universities did you apply to? How many admission offers have you got?
Q4. Do you have any relatives in USA?
Q5. What are your future plans after study in USA?
Q6. Why have you chosen this major for study? Does it match with you present Qualifications?
Q7. Do you plan to work in US during studies?
Q8. Who will sponsor your study costs ? Can I see your CA Statement/financial papers?
Q9. Your father is in Service. How will you afford the studies in US?
Q10. Have you been to USA earlier?
Q11. Your university in US offers PhD also after you complete MS. Do you plan PhD also after MS?
Q12. You are single. If you find a companion in USA , will you not stay on further there?
Q13. The Course which you plan to do in US does not offer adequate job opportunities in India. This means that you may stay on in US/
Q14. Can you give me convincing reasons as to why you will return to India?
Q15. What are your scores in GMAT/ GRE/ SAT/ TOEFL (As Applicable). Why are your scores low?
Q16. Your Verbal Ability & TOEFL Scores are low. Do you think you will able to follow the instructions of American Professors in English?
Q17. If I reject your visa, what will you do further?
CONCLUSION
VISA MANAGEMENT IN THE PRESENT SCENARIO HAS BECOME VERY IMPORTANT TO OBTAIN A VISA FOR USA. PREPARATION HAS TO BE VERY EFFECTIVE. REMEMBER THAT THE ONUS TO ESTABLISH THAT YOU ARE DEFINITELY COMING BACK LIES ON YOU . ALSO REMEMBER THAT STUDENTS GOING FOR SERIOUS STUDIES WITH CLEAR YOU. INTENTIONS OF RETURNING AFTER STUDY ARE NOT DENIED VISA. IT IS A FAIR SYSTEM.
(By Colonel Vinod Myne, Managing Director CAREER MAKERS)
Railway Recruitment Board Addresses and Websites:
Various Posts in Railway Department
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Further Studies After 12th
Name of the course/ Month of Exam
- IIT/JEE Screening Test (including Roorkee IIT, ISM, BHU, /Dec/Jan
- Marine Engineering (MERI) Kolkata & B.Sc. Nautical Science Degree at T.S. Chanakya, Navi Mumbai)Shipping Corporation of India Ltd., Trainee Navigation Officers CADETS (TNOC)/ January
- National Institute of Fashion Tech. (NIFT) for 6 Centres, New Delhi,Gandhi Nagger, Mumbai, Calcutta, Hyderabad, Chennai February
- Welcome Group graduates School of Hotel Administration, Manipal, Bachelors Degree in Hotel Management June
- UPSC, NDA/NA Examination Twice a Year Apr/May, Oct/Nov
- Indira Gandhi Rashtriya Uran Akademi Commercial Pilots Licence(CPL) Course April
- Institute of Management Studies, Ghaziabad, Bachelor of BusinessManagement April
- Hotel Management, Joint Entrance Exam for 19 Colleges for 3 years Diploma Course April
- Indian Institute of Technology Joint Entrance Examination IIT/JEE
- 1) Screen Test Dec/Jan
- 2) Main Test May
- CBSE PMT (MBBS/BDS) Exam April/May
- Armed Forces Medical Colleges, Pune for MBBS Entrance May
- Institute of Advanced Management, Hotel Management College,Kolkata (3 years Diploma Course)
- Indian Statistical Institute, Kolkata,3 years B. Statistics (Hons.) with stipend if selected May
- Veterinary College All India Entrance Exam(Council of India 5% seats in Veterinary Colleges) May
- Central Leather Research Institute, Adyar, Chennai
- >>a) Certificate Course in Footwear/Leather Goods/& Leather Garments
- >>b) Certificate courses in Tanning, Wet-finishing, Finishing
- >>c) Diploma Courses in Leather Goods/Leather Garments May
- University of Delhi (Faculty of Technology),Combined Entrance Exam (CEE) May
- Mahatma Gandhi Institutional Medical Sciences, WardhaMBBS Course & Rehabilitation May/June
- MBBS/B. Pharma BHU All India Combined CompetitiveWritten Entrance Test (PMT/PAT) Varanasi June
- All India Common Entrance Exam for Admission to Agriculture& Allied Subjects including Veterinary Sciences May/June
- Special Class Railway Apprentices Exam June
- Mumbai University, BMS (Bachelor of Management Studies) May
- Indian Navys Naval College of Engineering (Pune) SSB July/August
- Fashion Apparel Designing,Maharshi Karve Street, Shikshan Sanstha, PuneSchool of Fashion Technology (In Colaboration with NIFT, Delhi) June
- Bachelor of Hospital Administration (BHA)3 years after 12th from International Institute of Professional Studies, Devi Ahilya Vishwavidyalaya, Indore (M.P.) April/May
Competitive Exams For Jobs After 10th / 12th
| 1. Combined Preliminary & Mains For Posts SSC Level Posts: Staff Selection Commission 2. NDA & Naval Academy Exams For Admissions to the Army, Navy and The Air Force Wings after 10+2 3. Technical Entry Scheme for men after 10+2 (with PCM) 4. Exam for recruitment of Soldier Tradesman (for non matric) 5. Exam for recruitment of Junior Commissioned Officers (Catering) after 10+2 (1 Yr cookery diploma/certificate from recognized craft institute essential) 6. Exams for recruitment of Soldiers: a. General Duty: 10+2 b. Technical c. Nursing Assistant: 10+2(with Biology) d. Clerical: SSC with English, Maths & Science 7. Exam for recruitment as Lady Constable after SSC 8. Exam for recruitment as Sailors in Indian Navy 9. Exam for Cadet Entry scheme after 10+2 in Indian Navy 10. Exam for recruitment to Matric entry for trades in Seamen, Engineering/ Electrical, Medical and Logistics 11. Exam for recruitment as Artificer Apprentice in Indian Navy for Matric 12. IIT-JEE exam for with separate applications to the Directorate General of Shipping for admission to Marine Engineering and Research Institute (Merchant Navy) 13. Exam for recruitment of apprentices (civilian) for after SSC 14. Exam for recruitment of Naviks in the Indian Coast Guard after SSC 15. Exam for recruitment of Airmen Technical & Non-Technical Trades After SSC 16. Exam for recruitment of Driver Mechanical Transport Trade after SSC 17. Exam for recruitment of Sub Inspector (Stenographer) and Asst. Sub Inspector (Ministerial) in CRPF after 10+2 18. Exam for recruitment of Sub Inspector (Clerk) in CRPF after 10+2 19. Exam for recruitment of Asst. Sub Inspector (Clerk) in BSF after 10+2 20. Exams for recruitment in banks after 10/10+2 & above 21. Special Class Railway Apprentices Examination after 10+2 in Science 22. Exams for recruitment in Railways to the non technical cadre after 10/10+2 23. Exams for teaching jobs in Railways after 10+2 and above (with other essential qualifications) 24. Exams for jobs in Medical cadre jobs in Railways after 10+2 and above (with other essential qualifications) 25. Exams for recruitment in Railways to the technical cadre after 10/10+2 (with ITI/ Diploma in Engineering/ Degree and other essential qualifications) 26. Exams for Personal Assistant Grade in the Intelligence Bureau after 10/10+2 and above (with other essential qualifications) 27. Exams for jobs in Life Insurance Corporation after 10+2 and above (with other essential qualifications) 28. Exams for recruitment Junior Assistants through Staff Selection Commission after 10+2 (Science) and above (with other essential qualifications) 29. Exams for recruitment of Sorter and Group Staff after 10/10+2 and above (with other essential qualifications) 30. Exams for recruitment of lower division clerks at I.C.A.R. after 10+2 and above (with other essential qualifications) |
| Competitive Examinations |
| 1) Civil Services Examination (Any Graduate) All India Services: Indian Administrative Service (IAS) Indian Foreign Service (IFS) Indian Police Service (IPS) Indian Forest Service (IFS) Group ‘A’ Services: Indian P & T Accounts and Finance Service Indian Audit and Accounts Service Indian Customs and Central Excise Service Indian Defence Accounts Service Indian Revenue Service Indian Ordnance Factories Service (Asstt. Manager-Non-Technical) Indian Postal Service Indian Civil Accounts Service Indian Railway Traffic Service Indian Railway Accounts Service Indian Railway Personal Service Posts of Assistant Security Officer in Railway Protection Force Indian Defence Estates Service Indian Information Service (Junior Grade) Central Trade Service (Grade III) Posts of Assistant Commandant in the Central Industrial Security Force |
| Group ‘B’ Services: Central Secretariat Service (Section Officer’s Grade) Railway Board Secretariat Service (Section Officer’s Grade) Armed Forces Headquarters Civil Service (Asstt. Civilian Staff Officers Grade) Customs Appraisers Service Delhi and Andaman & Nicobar Islands Civil Service Delhi and Andaman & Nicobar Islands Police Service Posts of Deputy Superintendent of Police in the Central Bureau of Investigation Pondicherry Civil Service Pondicherry Police Service |
| 2. Indian Economic Service Examination (Degree with Economics/Statistics) 3. Indian Statistical Service Examination (Degree with Statistics/Mathematics/Economics) 4. Combined Defence Services Examination (CDSE) 5. National Defence Academy and Naval Academy Examination 6. Combined Medical Services Examination 7. Engineering Services Examinations (After Graduation in Engineering) 8. Geologists Exams (after Masters degree in Geology) 9. Staff Selections for different Cadres 10. Exam for recruitment of Dy. Superintendent of Police/ Company Commander/ Asst.Commandant / in CRPF/BSF/Indo-Tibetan Border Police |
| 11. Exam for different posts through Reserve Bank of India Services Board 12. Exam for Probationary Officers and others through Central Recruitment Board 13. Exam for Probationary Officers and others through Banking Service Recruitment Board 14. Exam for Development Officers and others through National Bank for Agriculture and Rural Development (NABARD) 15. Exam for Telecom Officers in the Department of Telecommunications |
| Kindly look out for advertisements in ‘Employment News’ and other National Dailies for dates of examinations, procedure for form submissions etc. |
RPMT/RPVT
Eligibility Criteria:
No candidate shall be allowed to be admitted to the Medical curriculum of Bachelor of Medicine and Bachelor of Surgery (M.B.B.S.) Course until.
(1) He/She shall complete the age of 17 years on or before 31st December of the year of admission to the MBBS Course.
(2) He or she has passed the qualifying examination as under:
(a) The Senior Secondary Examination of the Indian School Certificate Examination which is equivalent to 10+2 after a period of 12 years study, the last 2 years of study must comprise of Physics, Chemistry, Biology with English as compulsory subject.
Notes: Where the Course content is not as prescribed for 10+2 educational structure of the National Committee, the candidate will have to undergo period of one year Pre-professional training before admission to the Medical Colleges. The Pre-professional course may be conducted either at a Medical College or a Science College.
In the Rajasthan PMT, there will be three papers, one each from Physics, Chemistry and Biology of 300 marks. The paper from Biology shall comprise of Section ‘A’ Botany of 150 marks and Section ‘B’ Zoology of 150 marks of the standard of qualifying examination.
Eligible candidates of this category shall be admitted as per following priorities-cum-merit of the Pre-medical Test Examination.
Selection :
(i) The selection of students to Medical College shall be based solely on the merit of the candidate through a Competitive Entrance Examination except for the candidates belonging to the categories of subclause a & b of the Clause-11. Reservation and priority-cum-merit through State Competitive Entrance Examination for the category of sub-Clause ‘e’ of the clause-II Reservation.
(ii) The aforesaid competitive examination-State Pre-Medical Test shall be conducted by the University of Rajasthan, Jaipur, in the subjects in Physics, Chemistry and Biology in the manner to be decided by it.
(iii) To be eligible for the State Pre-Medical Test the candidate must have fulfilled the eligibility criteria including the qualifying examinations as enumerated under sub-clause-2 of the Clause-III.
(iv) The eligible passed candidates in the State Pre-Medical Test will be admitted in the order of merit for the general as well as reserved seats excepting the seats belonging to the category of the sub-Clause ‘e’ of Clause-II in which case it would be priority-cum-merit.
(v) Candidates securing equal marks in the State Pre-Medical Test will be admitted -in the following order of preference.
(a) One who has secured, more marks in the science subjects of 10+2 or its equivalent examination.
(b) Among candidates securing equal number of marks in the 10+2 or its equivalent examination, who have passed in lesser number of attempts will be given preference. If there is a further tie, candidates who have secured more marks in Secondary examination or its equivalent examination will be given preference.
Interview and Allotment of Place of Study:
(i) The selection will be done by the Undergraduate Admission Board consisting of all the Principals/ Representatives of the state Medical Colleges with principal of S.M.S. Medical College, Jaipur as its Convener.
(ii) Eligible candidates who have passed the State Pre-Medical Test shall be called for interview by the Principal, S.M.S. Medical College and Convener of the Undergraduate Admission Board to appear before the Undergradute Admission Board constituted by the State Govt. The presence of the candidates of his/her authorised representative at interview is essential. The intimation of the interview to candidate shall be by way of a letter Under Postal Certificate (U.P.C.), through Newspapers, other media & through Medical Colleges Notice Board.
(iii) Interview and allotment of the College will be done within three weeks of declaration of the result of State Pre-Medical Test.
(iv) The list of candidate called for interview will be put on the Notice Board of the S.M.S. Medical College, Jaipur, three days before the date of interview. The Candidates found un-suitable by the Admission Board will be rejected. All the original certificates and marks sheets must be brought by the candidate at the time of interview.
(v) The Undergraduate Admission Board shall interview the candidates and allocate them college strictly on the basis of merit-cum-preference list given in writing on or before the scheduled date. The candidates will be allowed to withdraw and submit a fresh preference list in writing at the time of his/her interview. The presence of candidates or his /her authorised representative at interviews is essential.
(vi) For reasons, to be recorded in writing, if the Admission Board suspects that a particular candidate has obtained certificate by mis-representing facts, the matter will be referred to the concerned District agistrate. On receipt of the enquiry report the Admission Board shall take the final decision regarding the admission of the candidate.
(vii) A provisional list of the candidates selected by the Admission Board will be put on the Notice Board of the S.M.S. Medical College, Jaipur. The candidate shall be given provisional admission card of allotted college. All selected candidates will be. examined by the Medical Board, appointed by the Principal of the respective Medical Colleges, at the Medical college allotted to the students on the basis of criteria evolved for the medical examination by the Principal regarding their general and physical fitness. The candidates found unsuitable will be rejected. The decision of the Medical Board in this respect will be final.
(viii) The academic session should start within two weeks of allotments of college.
(ix) The last date of submitting vacancy position due to not joining of the allotted candidate within stipulated time to the Convener shall be within 4 weeks of allotment of College.
(x) Re-allotment of vacancies will be done by the Undergraduate Admission Board on interview of the candidates within 14 days of the last date of submitting the vacancy position.
(xi) The candidate is entitled for re-allotment/reshuffling only if he/she joins and continues the allotted courses and college, failing which his/her selection will be terminated.
(xii) The vacancies due to not joining of the candidates within the stipulated time shall be filled by re-allotment by the Undergraduate Admission Board on the basis of merit-cum-preference and the resultant vacancies or such vacancies which could not be filled, by taking the candidates from the waiting list on merit cum-preferences at the time of interview. The candidates can also give their names for waiting list for any vacancies to be created in future. No admission shall be given after three months from the date of initial selection, even if any vacancies occur subsequently.
Additional Conditions for Physically Handicapped Candidates:
As per Medical Council of India vide No. MIC-34(l)/2003-Med/l1773 dated 14.7.2003 and endorsed by Govt. of Rajasthan vide P-5/2/ME/Gr-l/99 dated 30.7.2003.
1. The persons who are visually handicapped and hearing desalted should be deleted from this category and they should not be considered for admissions in MBBS courses.
2. Only persons with locomotor disability of lower limbs between 50% to 70% should be allowed the benefit of reservation under the Disability Act for admission in the medicine courses. This condition shall apply to admission in all medicine courses for reserved seats.
3. The last valid disability certificated of the candidate from a Medical Board should not be more than three months old from the date of submitting his/her application for seeking admission in the reserved category for disabled candidates.
Scheme of Examination: | |
1. | For a competitive examination no syllabus can be prescribed. It is an exercise to pick up the best. However, the following pages contain only a broad outline. Questions may be asked even on topics not given in this course outline. |
2. | The RPMT/RPVT will consist of three question papers one each in Physics, Chemistry and Biology each of 2 hours duration, having maximum marks 300 for each paper. |
3. | The question paper in all the subjects will consist of multiple choice objective type questions. (See sample questions on pp 8-16 of this booklet) |
4. | The question paper of each subject will be in the form of a test booklet containing 100 questions bearing number 1, 2, 3…………100. There would be four suggested answer, (a), (b), (c), (d) to each question. The candidates are required to choose the correct answer and mark the correct answer a or b or c or d in the cage corresponding to that question in the OMR answer sheet provided in the examination hall with the question booklet. |
5. | The lower part of each even numbered page of the booklet has been kept blank for rough work. The square printed with each question may be used for deciding the correct answer from the suggested alternatives. It will be collected from them at the end of examination along with the answer sheet. Assessment will be made only on the basis of the answer written on the OMR answer sheet. |
6. | Two additional answer sheet with carbon papers shall be available in the question paper booklet. The candidate will be allowed to have last carbon copy of the answers sheet and take home at the end of the examination on each day so that they can verify the correctness of the answers from the Master Key which will be published in newspapers after the declaration of RPMT/RPVT Results. First two copies of the answer sheet are for office use. Candidate will take away only the last CARBON COPY. |
7. | The question paper in Physics as well as in Chemistry shall contain 10 questions from each unit. The question paper in Biology shall be divided in two Parts; Section (A) Botany and (B) Zoology, and shall contain five questions from each unit of Botany and five questions from each unit of Zoology. |
8. | Three marks will be awarded for every correct answer and one mark will be deducted for every wrong answer and zero for not attempted questions. |
9. | The minimum qualifying marks will be 50% of the total aggregate of all the subjects with at least 33% marks in individual subject. For SC/ST/OBC candidates there will be relaxation of 10% marks in aggregate. There will be no relaxation in minimum qualifying marks for other categories. |
10. | The merit list will be prepared on the basis of the aggregate marks obtained in all the three subjects. |
11. | Even if a candidate’s name occurs in merit list he shall be eligible for admission to MBBS/BDS/B.V.Sc. & A.H. course if he fulfils the eligibility and other conditions for RPMT/RPVT. The decision of the Admission Board in this matter shall be final. |
Examinations centres :
The examinations for RPMT/RPVT may be held at the centres located in the following cities : Ajmer, Alwar, Bharatpur, Bhilwara, Bikaner, Dausa, Jaipur, Jhunjhunu, Jodhpur, Kota, Sri Ganganagar and Udaipur.
Markings :
Each question paper shall be of 300 marks and shall contain 100 objective type questions. Each question shall have four options to answer, out of which only one shall be correct. ‘+3′ marks shall be awarded for each correct answer,’-1′ for a wrong answer, and ‘0’ for un attempted questions.
Note: For detail information please read the broucher circulated by concerned deptt. of Medical College. The information may vary from time to time.
All India Engineering/Architecture Entrance Examination AIEEE
IMPORTANT NOTES:–
1. Candidates can apply for AIEEE either on the prescribed Application Form or make application Online.
2. For submission of application on prescribed form : Information Bulletin containing Application Form can be had by post from the CBSE or personally from Regional Offices of CBSE, Designated Institutions and the Designated Branches of Syndicate Bank and other Banks specified in Appendix IV. Candidates must follow instructions strictly as given in the Information Bulletin. Candidates not complying with the instructions shall be summarily disqualified. Candidates must keep a photocopy of the Application Form for use as reference for future correspondence. Please ensure before mailing the application that:- o the candidate has signed the Form at two specified places; o the application bears signature of the Father/Guardian o recent passport size photograph taken on or after 1st September, 2004 is pasted in the space marked for it o the application is dispatched by Registered/Speed Post in the enclosed CBSE envelope; o the Application Form sent by courier shall not be accepted.
3. For submission of application Online at www.aieee.nic.in Online submission of application with photograph and signature on Computer Printed Form generated and down loaded from the website www.aieee.nic.in and to be sent by Registered/ Speed Post (NOT BY COURIER) to CBSE and payment made by Demand Draft in favour of the Secretary, CBSE, payable at Delhi. Candidates submitting applications online are required: o to mention his/her Registration No., Name and Address on the back of the Pay Order/Demand Draft o to retain a photocopy of computer printed Form to serve as reference for future correspondence, and o to retain a photo copy of the Bank Draft sent.
4. Information regarding receipt of applications in the AIEEE Unit of the CBSE will be put on the website www.aieee.nic.in. The candidates can check the receipt of their Application Number on the website after 30 days of dispatch of Application to the CBSE. Candidates whose particulars do not appear on the website may write to the AIEEE Unit, and forward a photocopy of the Application Form, the Demand Draft and two passport size photographs (as pasted on the Application Form).
5. In case the Admit Card is not received by 15th April, 2005, the candidates should write/contact the CBSE between 16th April, 2005 to 30th April, 2005 giving details of the Post Office, date of dispatch, receipt of postal dispatch, photostat copy of the Application Form, two photographs (as pasted on the Application Form), and proof regarding remittance of fee who have submitted application Online.
6. Candidate must preserve the Admit Card till the admission process is over.
7. For latest updates, please check at AIEEE website: www.aieee.nic.in
AIEEE INFORMATION BULLETIN INCLUDES EXAMINATION FEE OF RS. 300/- FOR GENERAL CATEGORY AND RS. 150/- FOR SCHEDULED CASTE AND SCHEDULED TRIBE CANDIDATES
Address for obtaining/sending complete Application Form and clarification, if any :-
The Joint Secretary (AIEEE Unit), Fax : 011-23220152
Shiksha Sadan, 17, Rouse Avenue, Institutional Area,
(Near Bal Bhawan), New Delhi-110002.
Scheme of Examination :–
* Entrance examination would consist of two papers with objective type questions and third paper Aptitude Test for Architecture and Planning. The Aptitude Test is designed to evaluate candidates perception, imagination, observation, creativity and architectural awareness.
* Scoring and Negative Marking There will be objective type questions with four options having single correct answer. For each incorrect response one third of the total marks allotted to the question would be deducted. No deduction from the total score will, however, be made if no response is indicated for an item in the answer sheet. The candidates are advised not to attempt such item in the answer sheet if they are not sure of the correct response. More than one answer indicated against a question will be deemed as incorrect response and will be negatively marked. All objective type questions are required to be answered on specially designed machine gradable answer sheets. Answers are to be marked using ball point pen (black/blue) only. For the purpose of evaluation, Test Booklet Code as printed in the Answer Sheet on Side-2 will be accepted as final.
* Subject combination for each paper, type of questions and total marks in each paper are given in the table below :
SUBJECTS TYPE OF QUESTIONS TOTAL MARKS
Paper 1 Physics & Chemistry Objective type questions with
equal weightage to Physics & Chemistry 450
Paper 2 Mathematics Objective type questions 225
Paper 3 Aptitude Test Part I Objective type questions 150
Aptitude Test Part II Two questions to test drawing
aptitude 75
* Requirement of papers for different courses is given in the table below:
COURSE PAPERS
B.E/B.TECH Paper 1 and Paper 2
B.ARCH/B. PLANNING Paper 2 and Paper 3
Eligibility Criteria :–
Candidates are, however, required to appear in the papers as per Scheme of Examination for AIEEE specified in para 2.4 of this Bulletin.
* The minimum academic qualification for admission through AIEEE is a pass in the final examination of 10+2 (Class XII) or its equivalent referred to as the qualifying examination (see Appendix VIII). Those appearing in 10+2 (Class XII) final or equivalent examination may also appear in AIEEE for consideration of provisional admission.
* Subject combinations required in the qualifying examination for admission to B.E./B.Tech. and B. Arch./B. Planning Courses shall be as under: Course Compulsory Anyone of the Optional Subjects B.E/B.TECH Physics & Mathematics Chemistry, Bio-technology Computer Science Biology B.ARCH/B. PLANNING Physics & Mathematics Chemistry, Computer Science Biology Engineering Drawing This is as per decision of the All India Council for Technical Education (AICTE).
* Only Indian nationals are eligible.
* Admission of students for foreign nationals, persons of Indian origin and Indian nationals living abroad, in centrally funded institutions, i.e National Institute of Technology (NITs), Indian Institute of Information Technology (IIIT), Allahabad, Atal Bihari Vajpayee Indian Institute of Information Technology and Management (ABVIITM), Gwalior, National Institute of Foundry and Forge Technology(NIFFT), Ranchi, North Eastern Regional Institute of Science and Technology (NERIST), Itanagar and Sant Longowal Institute of Engineering and Technology(SLIET), Longowal shall be as per Ministry of Human Resource Developments letter No.F.21-2/2001-TS.I dated 14.05.2001. Educational Consultants India Limited is the coordinating agency and single window facility for admission under this scheme.
For details, please contact
the Programme Officer, Educational Consultants India Limited, EDCIL House,
18 A, Sector 16 A, Noida-201301 (Uttar Pradesh)
Telephone : 0091 – 0120 – 2512001 to 2512006 Fax No. 0091 – 0120 2515372
E. Mail placement @ edcil.co.in
Application Procedure:–
* Application can either be made Online or submitted on prescribed Application Form only.
* Information Bulletin containing Application Form can be had by post from the Joint Secretary (AIEEE), Central Board of Secondary Education, 17, Rouse Avenue, Institutional Area, (Near Bal Bhawan), New Delhi – 110002 or personally from Regional Offices of CBSE and Designated Branches of Syndicate Bank/other Banks/Designated Institutions (List given in Appendix IV). The Syndicate Bank/other Banks, the designated institutions and Regional Offices of the CBSE will not send the Information Bulletin by Post. Hence, no request should be made to them for sending the Bulletin by Post.
* The cost of Information Bulletin inclusive of Examination Fee is Rs.300/- for General Category and Rs.150/- for SC and ST candidates.
* To obtain Information Bulletin containing Application Form by post, candidates should send their request to the Joint Secretary (AIEEE), Central Board of Secondary Education, 17, Rouse Avenue, Institutional Area, (Near Bal Bhawan) New Delhi- 110002 along with a bank draft of Rs.350/- for General Category (Rs. 200/- for SC/ST candidates) payable in favour of The Secretary, CBSE, Delhi and a self-addressed envelope of 12 x 10. This includes Rs. 50/- towards postal charges.
* For Online submission at website www.aieee.nic.in Online submission of application with photograph and signature on Computer Printed Form generated and down loaded from the website and to be sent by Registered/Speed Post (NOT BY COURIER) to CBSE and payment of Rs. 300/- for General Category and Rs. 150/- for SC/ST candidates made by Demand Draft in favour of the Secretary, CBSE, payable at Delhi Candidates submitting applications Online are required to retain a photocopy of each of the generated Application Form and the Demand Draft for future correspondence, if required.
* In addition to Examination Fee, Service/ Processing Charges of Rs. 5/- will be payable by the candidates to the designated Branches of Syndicate Bank/ Institutions.
* Instructions for completing and sending the Application Form by post are given in Appendix V. Instructions for online submission of application will be given on AIEEE website www.aieee.nic.in Request for change in any particulars in the Application Form shall not be entertained under any circumstances. Incomplete Application Forms, or the forms having over-writing, shall be rejected. The candidates who have made application online must submit generated Application Form along with Demand Draft of any scheduled Bank.
Counselling, Seat Allocation, Document Verification and Admissions :–
* Final list of institutions admitting students (with intake in each discipline and category as per reservation) through AIEEE, including counselling procedure, counselling schedule and counselling centres would be contained in the Information Brochure for Counselling and it shall also be released on AIEEE website in May.
* The Central Counselling Board shall send by post the Information Brochure for Counselling only to the candidates to be called for counselling.
* Verification of documents would be done at the time of counselling/admission. The purpose would be to verify different records regarding identification, age, qualifying examination, state of eligibility and category of the candidate. On failing to establish of any of the documents, the candidates will not be considered for admission.
* SC, ST and PH candidates will be required to produce original certificate issued by the competent authority at the time of counselling, failing which they will not be considered for admission.
Tentative List of Participating Institutions in AIEEE:–
National Institutes of Technology(NIT)
1. Motilal Nehru National Institute of Technology, Allahabad (Uttar Pradesh) 2. Maulana Azad National Institute of Technology, Bhopal (Madhya Pradesh) 3. National Institute of Technology, Calicut (Kerela) 4. National Institute of Technology, Hamirpur (Himachal Pradesh) 5. Malviya National Institute of Technology, Jaipur (Rajasthan) 6. Dr. B R Ambedkar National Institute of Technology, Jalandhar (Punjab) 7. National Institute of Technology, Kurukshetra (Haryana) 8. Visvesvaraya National Institute of Technology, Nagpur (Maharashtra) 9. National Institute of Technology, Rourkela (Orissa) 10. National Institute of Technology, Silchar (Assam) 11. National Institute of Technology, Surat (Gujarat) 12. National Institute of Technology, Surathkal (Karnataka) 13. National Institute of Technology, Warangal (Andhra Pradesh) 14. National Institute of Technology, Durgapur(West Bengal) 15. National Institute of Technology, Jamshedpur (Jharkhand) 16. National Institute of Technology, Hazartbal, Srinagar ( J& K) 17. National Institute of Technology, Tiruchirapalli (Tamil Nadu) 18 . National Institute of Technology, Patna (Bihar)
Indian Institutes of Information Technology
1. ABV Indian Institute of Information Technology & Management, Gwalior
2. Indian Institute of Information Technology, Allahabad
3. Institute of Technology. Design & Manufacturing, Jabalpur (M.P.)
Deemed Universities
1. University of Petroleum and Energy Studies (UPES), Dehradun (Uttranchal) 2 SRM Institute of Science & Technology, Chennai-600033 3. Thapar Institute of Engineering & Technology, Patiala 4. Sri Nandhanam College of Engineering & Technology, Tirupattur, Vellore Distt. (T.N.) 5. Indian Institute of Carpet Technology, Chauri Road, Bhadohi (U.P.) 6. Shanmugha Arts, Science & Technology & Research Academy (SASTRA), Thanjavur 7. Chhatrapati Shivaji Instt. of Technology, Shivaji Nagar, Kohlihapuri, Durg, Chhattisgarh 8. Bhilai Instt. of Technology, Bhilai House, Durg, Chhattisgarh 9. Rungta College of Engineering & Technology, Bhilai, M.P. 10. Nirma University of Science & Technology, Gandhi Nagar, Ahmedabad, Gujarat 11. Shri Mata Vaishno Devi University, Sira Kotla Kakrial, P.O. Panthal, Udhampur 12. Shri Shankaracharya College of Engineering & Technology, Junwani, P.O. Nehru Nagar, Bhilai 13. M.P. Christian College of Engineering & Technology, Kailash Nagar, Bhilai (Chhatisgarh)
Other Insitutions
1. Army Institute of Technology, Dighi Hills, Pune
2. National Insitute of Foundary & Forge Technology, Hatia, Ranchi States/UTs
1. West Bengal 2. Punjab University, Chandigarh
Nomenclature of Disciplines in Degree Engineering & Technology/Architecture/ Town Planning(Approved by AICTE):–
A. Engineering & Technology Courses
1. Aeronautical Engineering 2. Agricultural Engineering 3. Automobile Engineering 4. Applied Electronic and Instrumentation 5. Automation and Robotics 6. Bio-Medical Engineering 7. Bio-Technology 8. Ceramic Engineering 9. Chemical Engineering 10. Civil Engineering 11. Computer Science and Engineering 12. Electrical Engineering 13. Electronics and Communication Engineering 14. Environmental Engineering 15. Food Technology 16. Industrial Engineering and Management 17. Information Technology 18. Instrumentation and Control Engineering 19. Leather Technology 20. Marine Engineering 21. Materials Science & Technology 22. Metallurgical Engineering 23. Mechanical Engineering 24. Mining Engineering 25. Oil & Paint Technology 26. Polymer Science and Rubber Technology 27. Printing Technology 28. Production Engineering 29. Pulp & Paper Technology 30. Sugar Technology 31. Textile Engineering & Technology 32 . Transportation Engineering
B. ARCHITECTURE & TOWN PLANNING
1. Architecture
2. Building Construction Technology
3. Interior Design
4. Planning
LIST OF QUALIFYING EXAMINATIONS :–
i) The +2 level examination in the 10+2 pattern of examination of any recognized Central/State Board of Secondary Examination, such as Central Board of Secondary Education, New Delhi, and Council for Indian School Certificate Examination, New Delhi.
ii) Intermediate or two-year Pre-University Examination conducted by a recognized Board/University.
iii) Final Examination of the two-year course of the Joint Services Wing of the National Defence Academy.
iv) Any Public School/Board/University Examination in India or in foreign countries recognized by the Association of Indian Universities as equivalent to 10+2 system.
v) H.S.C. Vocational Examination.
vi) A pass grade in the Senior Secondary School Examination conducted by the National Open School with a minimum of five subjects.
vii) 3 or 4-year diploma recognized by AICTE or a State Board of Technical Education.
Note: The Information provideed may vary time to time please check www.aieee.nic.in website.
Indian Institute of Technology (IIT)
About : IIT – JEE
IIT-JEE is a joint entrance exam for admission to the Indian Institutes of Technology (IITs) and other premier institutions. This examination is conducted for admission to B.Tech., Integrated M.Tech., Cooperative Integrated M.Tech., B.Pharm. (4 years) and B.Arch. The Indian Institutes of Technology are located in Chennai, New Delhi, Kanpur, Kharagpur, Roorkee and Mumbai.
The Indian School of Mines, Dhanbad, the Institute of Technology, Banaras Hindu University, Varanasi, IIITM, Gwalior, IIIT, Allahabad, NIFFT, Ranchi and DG Shipping (TS Chanakya, Mumbai and Marine Engineering and Research Institute, Kolkata) also admit students from the JEE merit list for their undergraduate programmes.
However, women candidates are not given admission to B.Tech. in Mining or Mining Machinery Engineering under Section 46 (1) of the Mines Act, 1952.
Procedure of the IIT-JEE:
From the year 2000, a reform has been introduced in the existing scheme of the examination. IIT-JEE will henceforth be conducted in two phases. Only those who qualify in the first phase, aptly termed the Screening Test, will be allowed to appear for the subsequent Main Examination. It is mandatory for candidates desiring to join B.Arch. and B.Design to qualify in a two-hour aptitude test at the counselling institutes. Separate merit lists of candidates belonging to the General and SC/ST categories are prepared. No waiting or extended list is prepared. There are independent cut-offs for each subject and also for the aggregate. The choice of examination centres and the IIT zone in no way influence allotment of the Institute and the course to be pursued.
Academic Eligiblity:
A candidate for the JEE must have passed the final examination of the 10+2 system (or equivalent) with Physics, Chemistry and Mathematics.
The qualifying examinations are listed below:
- The +2 level examination in the 10+2 system conducted by any recognised Central or State Board of Secondary Education, including the Central Board of Secondary Education, New Delhi, and the Council for Indian School Certificate Examination, New Delhi.
- The Senior Secondary School Examination conducted by the National Open School with a minimum of 5 subjects including Physics, Chemistry and Mathematics as separate papers.
- Intermediate Science or the two-year Pre-University Examination in the science discipline conducted by a recognised board or university.
- HSC Vocational Examination with Physics, Chemistry and Mathematics as separate papers.
- First-year examination of a degree course of any recognised Indian University or institute after a Higher Secondary Examination in the 10+1 system.
- National Defence Academy’s final examination of the Joint Services Wing.
(vii) The Advanced (A) level of the General Certificate Education (GCE) Examination (London or Cambridge or Sri Lanka). - University of Cambridge’s Higher School Certificate Examination.
- Any Board / Public School / University Examination in India or abroad recognised by the Association of Indian Universities (AIU) as equivalent to the 10+2 system.
- Candidates appearing for the final-year 10+2 Diploma examination may also write the JEE for provisional admission. However, proof of having passed the said examination must be produced latest by September 30 of the year of examination.
- Three or four-year diploma recognised by the AICTE or a State Board of Technical Education.
- Candidates seeking admission to B.Tech. and five-year Dual Degree programmes in Biotechnology & Biochemical Engineering offered by IIT-Kharagpur, must have had Biology or Life Science as a subject in the qualifying examination (10+2).
- Indian students studying abroad for more than 5 years can seek admission under DASA (Direct Admission of Students from Abroad). Likewise, Indian nationals who have at least 5 years of education abroad, inclusive of 10+2 or equivalent (but not beyond) during the last 8 years can also seek admission under the scheme. Foreign nationals are also eligible to write the JEE.
Other Eligibility Conditions:
- All Indian nationals residing in India or abroad may seek admission through this examination. Indian students who have studied abroad for at least 5 years, inclusive of 10+2 during the last 8 years, are eligible to apply through the scheme Direct Admission of Students from Abroad (DASA).
- Foreign nationals can also appear in the IIT-JEE.
The Age Limit is between 17 and 23 years as on September 30 of the year of examination. - The upper age limit is relaxed by 5 years in the case of SC/ST and physically handicapped candidates. There is currently no minimum age requirement.
Scheme of the Examination:
- The 3-hour Screening Test consists of objective-type questions to be answered on a machine-gradable answer sheet using HB pencils only. The subjects Mathematics, Physics and Chemistry are given equal weightage.
- In the Main Examinations, there are conventional questions in separate papers for Mathematics, Physics and Chemistry, each of 100 marks and 2 hours duration. It is held in the first week of May. Candidates can opt for question papers in English or Hindi and can answer the Main Examination in either of the following languages – Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Punjabi, Sindhi, Tamil, Telugu and Urdu. Candidates should have appeared or be appearing in the 10+2 or equivalent examination and have taken or are taking Physics, Chemistry and Mathematics in that language. The choice of language made in the application form cannot be changed at a later stage of the examination.
Application Procedure:
Application forms and information brochures can be collected on payment of the requisite amount by bank draft / postal order, payable to IIT-Delhi, at SBI. The bank draft / postal order for the mentioned amount should be addressed to Chairman, Joint Entrance Examination, IIT- Delhi, Hauz Khas, New Delhi – 110016. Two slips of size 5 cm x 10 cm must accompany the postal request, with the candidate’s complete draft / postal address including Pin Code. The envelope containing the bank draft / postal order and address slips must be clearly marked with the JEE (year) Application Form.
Reservation:
- 15% of the seats are reserved for SC candidates and 7.5% for ST candidates.
- Two seats are available in each Institute for children of defence / paramilitary personnel killed or permanently disabled in action.
- One seat in each Institute is available for leprosy-cured or physically handicapped candidates (as specified by the Government of India) who are otherwise fit to pursue the course.
Contact Information:
A computerised service is available at some of the IITs to provide information about results etc. The application number and / or registration number must be given and a procedure followed as advised by the touch-tone phone. Other contact information is as follows:
| IIT
| AUTHORITY
| ADDRESS
| WEBSITE
|
| Chennai | Chairman JEE | IIT Chennai- 600036 | http://www.iitm.ac.in/ |
| Delhi | Chairman JEE | IIT Delhi, Hauz Khas, NewDelhi- 110016 | http://www.iitd.ernet.in/ |
| Guwahati | Chairman JEE | IIT Guwahati, Institution of Engineers Building, Paan Bazar, Guwahati-781001 | http://www.iitg.ernet.in/ |
| Kanpur | Chairman JEE | IIT Kanpur-208016 | http://www.iitk.ac.in/ |
| Kharagpur | Chairman JEE | IIT Kharagpur-721302 | http://www.iitkgp.ernet.in/ |
| Mumbai | Chairman JEE | IIT Mumbai, Powai, Mumbai-400076 | http://www.iitb.ernet.in/ |
All-India Pre-Medical/Pre-Dental Entrance Examination (AIPMT - 2004)
For admission to 15% of the total seats for Medical/Dental Courses in all Medical/Dental colleges run by the Union of India; State Governments, Municipal or other local authorities in India except in the States of Andhra Pradesh and Jammu & Kashmir, the Central Board of Secondary Education would be conducting All India Pre-Medical/Pre-Dental Entrance Examination, in two stages.
Scheme
| Exam | Details |
| Preliminary Examination | One paper containing 200 objective type questions from Physics, Chemistry and Biology (Botany & Zoology) |
| Final Examination | Paper-I would contain questions from Physics and Chemistry. Paper-2 would contain questions from Biology (Botany & Zoology). |
Eligibility
The candidate should be at least 17 years of age at the time of admission or will complete the age on or before December 31. To be eligible for competitive entrance examination the candidate must have passed in the subjects of Physics, Chemistry, Biology and English individually and must have obtained a minimum of 50% marks taken together in Physics, Chemistry and Biology at the qualifying examination. Those who are taking plus two examination in Current year can also appear for the entrance test provisionally subject to their fulfilling the conditions later.
Qualification
The Higher/Senior Secondary Examination which is equivalent to 10+2 Higher/Senior Secondary Examination after a period of 12 years study, the last two years of such study comprising Physics, Chemistry, Biology (which shall include practical tests in these subjects) and Mathematics or any other elective subject with English at a level not less than the core course for English as prescribed by the NCERT.
OR
The Intermediate/ Pre-degree examination in Science of an Indian University/Board or other recognized examining body with Physics, Chemistry, Biology (which shall include practical test in these subjects) and English.
OR
The Pre-professional/ Pre-medical examination with Physics, Chemistry, Biology & English after passing either the Higher Secondary Examination or the Pre-University or an equivalent examination. The Pre-professional/Pre-medical examination shall include practical test in these subjects.
OR
The first year of the three years degree course of a recognized University with Physics, Chemistry and Biology including practical tests in these subjects provided the examination is a University Examination and further that he/she has passed the earlier qualifying examination with Physics, Chemistry, Biology and English.
OR
B.Sc. examination of an Indian University provided that he/she has passed the B.Sc. examination with not less than two of the subjects Physics, Chemistry, Biology (Botany, Zoology) and further that he/she has passed the earlier qualifying examination with Physics, Chemistry, Biology and English.
OR
Any other examination which in scope and standard is found to be equivalent to the intermediate Science Examination of an Indian University/Board, taking Physics, Chemistry and Biology including practical tests in each of these subjects and English.
Provided also that to be eligible for competitive entrance examination the candidate must have passed in the subjects of Physics, Chemistry and Biology and English individually and must have obtained a minimum of 50% marks taken together in Physics, Chemistry and Biology at the qualifying examination.
A candidate who is taking up the qualifying examination prior to the competitive test, or whose result is not declared, may also apply and take up the said test but he/she shall not be eligible for admission to the MBBS or Dental Course, if he/she does not pass the qualifying examination with the required pass percentage of marks at the time of first round of allotment by personal appearance.
Mode of Sale of Information Bulletin and Application Form
(i) The Information Bulletin containing Application Form can be had against cash payment of Rs.300/- from Canara Bank, 34, Netaji Subhash Marg, Daryaganj, New Delhi 110 002 or any specified branch of Canara Bank.
(ii) The Information Bulletin and Application Form can also be had from the following offices of the CBSE, by sending a M.I.C.R. Bank Draft of Rs. 350/- drawn in favour of The Secretary, CBSE, New Delhi by post along with a self-addressed envelope of 12 x 10 size.
| The Asstt Secretary, CBSE All India Premedical/Pre-Dental Entrance Examination Unit, “Shiksha Kendra”, 2 Community Centre, Preet Vihar, Delhi 110 092 | The Regional Officer, CBSE, Todarmal Marg, Ajmer 305 001 |
| The Regional Officer, CBSE, 1/1 Neem Sarai (Transport Nagar), Akram Building, Allahabad 211 001 | The Regional Officer, CBSE, State Institute of Education Bldg, Sector 32-C, Chandigarh 160 031 |
| The Regional Officer, CBSE, Plot No.1630-A, J-Block, Anna Nagar Chennai 600 040 | The Regional Officer, CBSE, Rajgarh Road, Rajgarh Tinali, Guwahati 781 003 |
The last date of receipt of application form is Nov or Dec , 15 dayss grace time will be allowed from the last date of application to the candidates belonging to remote areas viz. Mizoram, Assam, Meghalaya, Arunachal Pradesh, Manipur, Nagaland, Tripura, Sikkim, Lahaul and Spiti Districts and Pangi sub division of Chamba District of Himachal Pradesh, Andaman & Nicobar Islands and Lakshadweep.
The application form duly filled-in along with other documents, if any, should be sent to :
The Deputy Secretary,
CBSE, All-India Premedical/Pre-Dental Entrance Examination Unit,
17-B, Indraprashta Estate,
New Delhi
by Registered Post/Speed Post in the printed envelope supplied by the Board. The application form will not be received personally from any candidate in any case. The Admit Card will be sent to the candidate about 4 weeks before the conduct of the examination.
Note: The Informations may vary from time to time , Please check for detail website www.cbse.nic.in.
Stock Broking Institutes
| Stock Broking Institutes | |
| Institute | Courses |
| Institute of Company Secretaries of India, New Delhi | Post Graduate Membership Course in Capital Market and Financial Services |
| Institute of Capital Market Development, Arya Samaj Road, Karol bagh, New Delhi | Post Graduate programme in Fundamental Market Development |
| Institute of Chartered Financial Analyst of India, Road No.3, Banjara Hills, Hyderabad , Karnataka | Course on Chartered Financial Analyst Activity Research |
| All India Centre for Capital Market Studies, JDC Wayte Institiute of Management Studies & Research, Nasik | Post Graduate Programme in Capital Market Studies |
| Mumbai Stock Exchange Training Institute, Stock Exchange Building Fort, Mumbai | Stock Market Study |
| Institute of Financial & Investment Planning, B 303, Ventex Vikas, MV Road, Andheri East, Mumbai | Diploma in Financial and Investment Planning |
Adventure Sports Institutes:
| * | National Adventure Foundation, Jawahar Lal Stadium, New Delhi |
| * | National Mountaineering Foundation, Benito Juerez Marg, New Delhi |
| * | Bendarlust Travel and Adventure, Opposite Hyat Regency, New Delhi |
| * | Delhi Gliding Club, Safdarganj Airport, New Delhi |
| * | IBEX Exdiction, G-66, East of Kailash, New Delhi |
| * | Delhi Flying Club, Safdarganj Airport, New Delhi |
| * | Mercury Himalayan Exploration, Parliament Street, New Delhi |
| * | White Water Rafting Tracking, Aqua Tera Adventure, 309 Oriental Enclave Commercial Complex, New Delhi |
| * | Nehru Institute of Mountaineering, Uttarkashi |
| * | North Face Adventure, Manali |
| * | Himalayan Mountaineering Institute, Darjling |
| * | Hiland Travel and Adventure Institute, Shimla |
| * | Mountaineering and Adventure Institute, Jaipur |
| * | Indian Institute of Tourism and Travel Management, Govindpur, Gwalior, MP |
RMAT (Rajasthan Management Admission Test)
RMAT is an entrance test for the admission to the two-year MBA course for state quota in the Management Institutions of Rajasthan. The admission is open to candidates of Rajasthan domicile only.
Eligibility:
Graduation (10+2+3) or equivalent from any University with at least 50% marks without any approximation (for SC/ST/OBC 45%). Provisional approval for appearing in RMAT would be granted to candidates taking final year graduation examination. The admission is open to candidates of Rajasthan domicile only.
Reservation:
16%, 12% and 21% for SC,ST and OBC candidates respectively. Horizontal reservation of 3% for physically handicapped, 25% for girls and 3% for ex-servicemen.
Selection Procedure:
Selection procedure consists of Written test, Group discussion and Interview.
The final merit list would be prepared on the basis of aggregate marks obtained in the written test, the marks obtained in Group Discussion, and Personal Interview. A minimum of 20% marks in the written test is required to be called for GD and Interview.(15% for SC/ST/OBC).For every available seat a maximum of four candidates are short-listed for GD & Interview.(4:1 ratio). If two or more candidates secure equal marks in total (written test, GD and PI) then their relative merit will be decided on the basis of marks scored in written test. In case if two or more candidates score equal marks in written test also, then the relative merit will be decided on the basis of their percentage of marks obtained in degree examination for which you should submit your graduation result latest by the last day of GD/PI exercise if not submitted earlier. If that is also equal then one who is born earlier will be given preference. The distribution of maximum marks for different components of RMAT is as under :
| Component | Marks |
| RMAT (written Test) | 200 |
| Group Discussion | 25 |
| Personal Interview | 25 |
| Total | 250 |
Written Test :
Total no. of questions : 200
All the questions will be objective type with 4 alternate answers.
Total no. of marks : 200 (1 mark for each correct answer)
No negative mark for incorrect answer.
Test Pattern:
| Areas | No. of Questions |
| English language proficiency | 40 |
| Mathematical Ability | 40 |
| Reasoning and Aptitude | 40 |
| Data Analysis and Interpretation | 40 |
| General Awareness | 40 |
| Total | 200 |
Institutions covered by RMAT which include Govt. aided University departments and institutions and AICTE approved unaided private institutions.
| S.No. | Name of Institution | Place | Seats |
| 1. | Faculty of Management Studies, MDS University | Ajmer | 25 |
| 2. | Management & Com. Institute of Global Synergy | Ajmer | 42 |
| 3. | Deptt. of Management and Technology, Engineering College | Bikaner | 55 |
| 4. | Institute of Management Studies – BJS Rampuria College | Bikaner | 42 |
| 5. | R. A. Podar Institute of Management, University of Rajasthan | Jaipur | 22 |
| 6. | Apex Institute of Management | Jaipur | 42 |
| 7. | Deepshikha College of Technical Education | Jaipur | 42 |
| 8. | Jaipur Institute for Integrated Learning in Management | Jaipur | 42 |
| 9. | Indian Institute of Management Sciences | Jaipur | 42 |
| 10. | India International Institute of Management | Jaipur | 42 |
| 11. | MKM Indian Institute of Management | Jaipur | 42 |
| 12. | Subodh Institute of Management and Career Studies | Jaipur | 42 |
| 13. | Institute of Certified Management Accountants of India | Jaipur | 42 |
| 14. | Compucom Institute of Information Technology & Management | Jaipur | 42 |
| 15. | Department of Management Studies, J. N. Vyas University | Jodhpur | 30 |
| 16. | Jodhpur Institute of Management | Jodhpur | 42 |
| 17. | Om Kothari Institute of Management | Kota | 42 |
| 18. | Modi Institute of Management & Technology | Kota | 42 |
| 19. | Modi College of Management (For Girls) | Laxmangarh | 42 |
| 20. | Shri Attam Vallabh Jain Girls College Institute of Management and Technology (For Girls) | Sriganganagar | 42 |
| 21. | Faculty of Management Studies, M. L. Sukhadia University | Udaipur | 55 |
| 22. | Pacific Institute of Management | Udaipur | 42 |
IELTS (International English Language Testing System)
About IELTS:
The International English Language Testing System (IELTS) is a test administered to evaluate the English language skills of non-English speaking candidates seeking to pursue education programmes or immigration to English speaking countries. The test is designed to assess the candidate’s ability to understand spoken and written English in academic and social contexts and also use the language to communicate in the spoken and written forms.
The IELTS test is conducted by the following educational bodies in partnership:
1. University of Cambridge Local Examination Syndicate (UCLES)
2. The British Council
3. IDP Educational Body, Australia (it’s subsidiary is IELTS Australia Pvt. Ltd.)
IELTS scores are accepted by educational institutes, professional bodies, government undertakings and for immigration processing in Australia, New Zealand, U.K., Canada and certain American universities (like Princeton and Duke), where the IELTS scores are accepted in lieu of TOEFL scores.
What Does the IELTS Test:
The objective of the test is to assess a candidate’s ability to understand and communicate in English in academic and social contexts. To make this assessment, the following skills are specifically tested.
1. The ability to read and comprehend written, academic or training language.
2. The ability to write assignments in a style that is appropriate for university study or within a training context.
3. The ability to understand spoken language in both lecture format as well as formal and informal conversational styles.
4. The ability to speak on general and given topics in formal and informal situations.
A Description of the Test:
The IELTS test has two versions:
1. The Academic Module – This module is intended for candidates seeking entry to a university or institution of higher education offering degree and diploma courses (i.e. those seeking undergraduate or postgraduate courses).
2. The General Training Module – This module is intended for students seeking entry to a secondary school or to vocational training courses. This module is also meant for candidates seeking immigration to an English speaking country.
The two versions do not carry the same weight and are not interchangeable.
All candidates are tested on reading, writing, speaking and listening skills. Whereas the speaking and listening sections are common for the Academic and General versions of the test, the Reading and Writing sections are different.
Test Format:
The IELTS has four parts:
1. Listening Section – This consists of 4 parts with approximately 40 questions. Total time allotted to this section is 30 minutes, and another 10 minutes as transfer time (to transfer your answers to the answer sheet).
2. (Academic or General) Reading Section -This section will consist of 3 parts with approximately 40 questions. Total time allotted is 60 minutes.
3.(Academic or General) Writing Section -This section will consist of two writing tasks. Total time allotted is 60 minutes.
4. Speaking Section – Total time allotted to this section is 11 to 14 minutes.
The total duration of the test is 2 hours 45 minutes.
Scoring:
The result will consist of a score in each of the four skills (Listening, Reading, Writing and Speaking) which is then arranged to give the Overall Band Score or final mark. Performance is rated in each skill on a scale of 9 to 1. The nine overall Bands are as follows:
| 9 | Expert user | 4 | Limited User |
| 8 | Very good user | 3 | Extremely limited user |
| 7 | Good user | 2 | Intermittent user |
| 6 | Competent user | 1 | Non user |
| 5 | Modest user | 0 | Did not attempt the test |
Pass Mark:
There is no fixed pass mark in IELTS. The acceptability of a score is totally at the discretion of the institute-applied or govt. body (immigration). However, as a general rule, scores below Band 5 are considered to be too low and above Band 6 are deemed to be adequate to good. Band 5 to Band 6 scores are borderline. An overall score of Band 6.5 is mostly accepted as a good score. The individual module’s Band score is considered as per the requirement.
For example, an Engineering Institute will emphasise on a good Band Score (6.5 or above) in Listening Module, as the institute’s mode of teaching is lecture-oriented, whereas if a person is seeking a job in public – relations, then more weightage is given for a good Band Score (6.5 or more) in the Speaking Module.
In the Listening module and the Reading module, each question carries one mark and there is no negative marking for incorrect answers. Then the overall score is converted into a Band score from 9 to 1. The other two modules (Writing and Speaking) are rated as per the effectiveness, language skills, communication ability, clarity, fluency and spontaneity of the candidate. The same in these two modules can be developed by referring to the assessments made in various books. The candidate must gauge and try to comply with the examiner’s assessment method.
Test Dates:
For latest test dates, contact the nearest BRITISH COUNCIL office or visit www.ielts.org. The Listening, Reading and Writing Modules are conducted on the same day as the test date, but the Speaking Module is conducted on any date between the period starting from seven days before to seven days after the examination date for the other three modules. This is at the discretion of the test centre, subject to the availability of slots.
The test can be taken up to a maximum of four times in a year, as there must be a gap of at least 90 days between the two tests. The test is a PBT (Paper Based Test) but some selected centres offer CBT (Computer Based Test) on request of the candidate.
How to Apply:
The IELTS application form can be procured free of cost from the British Council. This, along with the necessary documents (as prescribed in the application form), needs to be submitted to the nearest British Council, along with a Demand Draft of Rs.5, 250 (Rupees five thousand two hundred and fifty only) in the name of “British Council Division” payable at British Council, Chennai (for South-India region).
The D.D. should be payable at British Council,
New Delhi – for North India
Mumbai – for West India
Chennai – for South India
Kolkata for East India
The application form should be submitted at least 5 weeks before the examination date (as chosen by the candidate) or as per the slot-availability at the test centre where the candidate is interested in taking up the test.
Results:
The results reach the candidates two weeks after the test by post. In case a candidate needs to obtain the results within a week, the candidate needs to pay an extra amount, as mentioned in the application form.
Validity of Scores:
The Band score obtained is valid up to two years. While obtaining admission to an educational institute, the latest IELTS score is considered.
TOEFL Computer-based Testing (CBT)/Paper-based Testing (PBT)
What Is TOEFL?
The Test of English as a Foreign Language (TOEFL) measures the ability of nonnative speakers to use and understand English.The computer-based TOEFL test measures English language proficiency in the following areas:
- Listening
- Structure
- Reading
- Writing
The paper-based TOEFL test measures
- Listening Comprehension
- Structure and Written Expression
- Reading Comprehension.
Why Take TOEFL?
Most people take the TOEFL test as a requirement for admission into colleges and universities where instruction is in English. In addition, many government, licensing, certification agencies, and exchange and scholarship programs use TOEFL scores to evaluate the English proficiency of people for whom English is not their native language.Who Should Take TOEFL?
Nonnative English speakers at the 11th-grade level or above should take the TOEFL test to provide evidence of their English proficiency before beginning academic work. The test content is considered too difficult for students below 11th grade.Many institutions report that they frequently do not require TOEFL test scores of certain kinds of international applicants. These include - nonnative speakers who hold degrees or diplomas from postsecondary institutions in English-speaking countries (e.g., the United States, Canada, England, Ireland, Australia, New Zealand)
- nonnative speakers who have successfully completed at least a two-year course of study in which English was the language of instruction
- transfer students from institutions in the United States or Canada whose academic course work was favorably evaluated in relation to its demands and duration
- nonnative speakers who have taken the TOEFL test within the past two years
- nonnative speakers who have successfully pursued academic work at schools where English was the language of instruction in an English-speaking country for a specified period, generally two years.
Where Can People Take the Test?
The computer-based TOEFL test is generally offered continuously, in most regions of the world, at- institutional locations, such as colleges and universities
- testing centers operated by Prometric, a division of Thomson Learning.
In areas where access to computer-based testing is limited, a paper-based version of the test is administered on specific dates. The paper-based TOEFL test is generally offered at institutional locations such as colleges and universities.
Who Accepts TOEFL?
More than 5,000 colleges, universities, and licensing agencies in 90 countries accept TOEFL scores.Testing and Service Fees
Test or Service Fees as of July 1, 2005 TOEFL Computer-Based Test (CBT) US$140 (includes 1 examinee score record and 4 score recipients) TOEFL Paper-Based Test (PBT) US$140 (includes 1 examinee score record and 4 score recipients) Additional Score Report Requests US$17 (per recipient) Rescheduling Fee (CBT only) US$40 Essay/TWE Rescore US$50 TOEFL Paper Answer Sheet Rescore US$25 Reinstatement of Canceled Scores (CBT only) US$20 Fee for Returned Check or Declined Credit Card US$20 Fees are subject to change without notice. Taxes will be added where applicable. In Canada, add GST/HST (Reg. # 131414468RT), QST (Reg. # 1087967545). It is not necessary to include VAT for TOEFL fees and services at this time.
Preferred Forms of Payment- Credit card (required for online registration) American Express, Discover, JCB, MasterCard, or VISA credit cards
- CBT voucher
- Money order
- International money order
- Authorization voucher
- Bank draft (internationally)
- UNESCO coupons (internationally)
- Western Union Quick Paysmwhen completing the form, use the following under Pay To: Company Name: Educational Testing Service; Company Code: TOEFLPROGRAM NJ; Country: U.S.A.
Acceptable Currencies Because of the conversion to the Euro and recent changes in banking policies, ETS no longer accepts payment in certain currencies. Payments at the prevailing rate of the U.S. dollar may be remitted in the following currencies only:
Acceptable Currencies Australian Dollar Japanese Yen British Pound New Zealand Dollar Canadian Dollar Norwegian Kroner Danish Kroner Singapore Dollar Euro Swedish Kroner Hong Kong Dollar Swiss Franc Payments made in the currencies listed above must be made at the Telegraphic Transfer Selling (TTS) exchange rate of the U.S. dollar equivalent. Checks, money orders, or Eurochecks payable in these currencies must be drawn on a bank in the same country as the currency. For example, a check written in Australian dollars must be drawn on a bank in Australia. Individuals in other countries must submit payment in U.S. dollars by credit card or by using one of the acceptable currencies. Refunds, if necessary, will be made in U.S. dollars. Services may be withheld for nonpayment of fees. You must submit payment in U.S. dollars, by credit card, or by using one of the acceptable currencies. Payments submitted in currencies other than those listed above will not be accepted and will be returned to you.Payment Policies
All test payments must:
- be paid in full
- be dated within 90 days of the date of receipt at ETS or the Regional Registration Center (RRC)
- have the correct numeric and written dollar amount
- have appropriate signature(s).
The following guidelines also apply:
- Post-dated checks are not acceptable.
- Bank drafts, money orders, checks, and Eurochecks in U.S. dollars must be drawn on a bank in the U.S. and made payable to ETS/TOEFL.
- The bank name and its address should be preprinted on the face of the check.
- Checks in Canadian dollars must be drawn on a bank in Canada at the prevailing rate of the U.S. dollar plus Goods and Services Tax (GST)/Harmonized Sales Tax (HST) and Quebec Sales Tax (QST) (if applicable).
- By sending your check, you are authorizing ETS at its discretion to make a one-time electronic debit from your account for the amount of your check. No additional amount will be added. If you do not have sufficient funds in your account, an additional US$20 service fee will be debited electronically from your account. This process applies to domestic checks only (in U.S. dollars).
If you do not submit the correct fee, your registration or request for service will be returned. Scores will not be released if a payment is returned for any reason.
Refund Procedures:
A partial refund of US$65 is available if you- cancel your CBT appointment no later than three full days before your appointment (not including the day of the test or the day of your request)
- return an unused CBT Voucher
- return an unused paper-based test admission ticket
CBT credit card paymentsIf you cancel your appointment no later than three full days before your appointment (not including the day of the test or the day of your request), a partial refund will be applied automatically to your credit card approximately 7-10 days after your canceled test date.
CBT payments by check, CBT vouchers, and unused paper-based test admission tickets
- Complete the Refund Request Form
- Mail the form to:
TOEFL Services
Educational Testing Service
P.O. Box 6151
Princeton, NJ 08541-6151, U.S.- If you have a CBT voucher or unused paper-based test admission ticket, return it with the completed request form
- Your Refund Request Form (and voucher or admission ticket) must be received within 60 days after your canceled appointment, voucher expiration date, or paper-based test date.
- Refunds will be in U.S. dollars. If original payment was drawn on a U.S. bank, please allow 8 weeks for your refund to be processed. If original payment was made in non-U.S. funds drawn on a bank outside the U.S., allow 12 weeks for your refund to be processed.
How to Register for the Computer-Based Test
Register Online
For fastest and most convenient service, register online.- 24 hours a day, 7 days a week
- No expensive phone calls or waiting on hold
- Instant e-mail confirmation
By Phone
You must call at least three business days before the test date, not including the day you call and the test day. Valid credit card required.Testing Location Phone United States, Canada, or U.S. Territories* 1-800-GO-TOEFL (1-800-468-6335), Outside the United States, Canada, or U.S. Territories* Call your TOEFL CBT Regional Registration Center (RRC) If you live outside the U.S. and want to test in the United States 1-443-751-4862 TTY 1-800-529-3590 When registering by phone, you are given a
- registration number, which you should write down because you must bring it to the test center on the test day.
- test date
- reporting time
- test center address.
By Mail or Fax
If you are testing outside the United States, Canada, or U.S. Territories, you can register by mail or fax by completing the International Test Scheduling Form in the Bulletin (PDF).
- Mail or fax it to the RRC that services the country where you plan to test at least three weeks prior to your first choice test date.
- You will be assigned a test date, time, and location based on the information you provide. An appointment confirmation number, test date, reporting time, test center location, and instructions about identification documents you must bring to the center will be faxed, mailed, or e-mailed to you.
- If no appointments are available, you will be assigned to a date as close as possible to your choices. If your assigned test date does not meet your needs, contact the RRC within 24 hours of receipt of your appointment confirmation.
- If you do not receive an appointment confirmation at least three business days prior to your first choice test date, contact the RRC to confirm your appointment status.
- If you miss your appointment, you will forfeit your test fee.
By Voucher
If you do not have a credit card or you do not want to give your credit card number over the phone
- Complete the CBT Voucher Request Form in the Bulletin (PDF).
- Mail the form and payment to ETS-CBT, PO Box 371859, Pittsburgh, PA 15250-7859, or use the envelope in the Bulletin.
- In two to four weeks, you will receive a voucher.
- Call one of the telephone numbers above and use the 16-digit voucher number to schedule an appointment. Do not call before you receive your voucher.
- If you do not receive your CBT voucher, or if you have lost it, contact TOEFL Services.
Walk-In
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Some Agricultural Research Institutes:-
| Name of Institute | Place | |
| Central Aried Zone Research Institute | CAZRI | Jodhpur, Raj. |
| Central Sheep & Wool Research Institute | CSWRI | Avikanagar, Raj. |
| Central Institute for Cotton Research | CICR | Nagpur, Maharashtra |
| Central Institute for Fisheries Education | CIFT | Mumbai, Maharashtra |
| Central Institute for Research on Cotton Technology | CIRCT | Mumbai, Maharashtra |
| Central Food Technology Research Institute | CFTRI | Maysore, Karnataka |
| Central Institute of Agricultural Engineering | CIAE | Bhopal, MP |
| Central Institute for Fisheries Technology | CIFT | Cochin, Kerala |
| Central Plantation Crop Research Institute | CPCRI | Kesargod, Kerala |
| Central Marine Fisheries Research Institute | CMFRI | Cochchi, Kerala |
| Central Institute of Medicinal and Aeromatic Plants | CIMAP | Lucknow, UP |
| Central Institute for Subtropical Harticulture | CISH | Lucknow, UP |
| Central Institute for Research on Goats | CIRG | Bhakhadoom, UP |
| Central Potato Research Institute | CPRI | Shimla, HP |
| Central Rice Research Institute | CRRI | Cuttak, Orissa |
| Central Institute of Fresh Water Aquaculture | CIFWA | Bhubneshwar, Orrisa |
| Central Tubacco Research Institute | CTRI | Rajmundri, Andhra Pradesh |
| Central Research Institute for Dry land Agriculture | CRIDA | Hyderabad, Andhra Pradesh |
| Central Soil & Water Conservation Research & Training Institute | CSWCRTI | Dehardun, Uttaranchal |
| Central Soil Salinity Research Institute | CSSRI | Karnal, Haryana |
| Central Institute for Research on Buffalos | CIRB | Hissar, Haryana |
| Central Research Institute for Jute & Allied Fibus | CRIJAF | Bairakpur, WB |
| Central Inland Capture Fisheries Research Institute | CICFRI | Bairakpur, WB |
CAREER IN SEED INDUSTRY Dr. N.C. Sarkar and K. Silvas Jebakumar Prince
Introduction:
Seed is the most important inevitable input for productive agriculture. In the last four decades, India has made significant advances in agriculture where the role of the seed sector is substantial. In comparison to the total Global seed market (US$ 21 billion per annum), though Indian seed business attains to the approximate level of 900 million (Rs 4000 crores), however its expected upsurge growth is must in near future. In recent times, Dr M. S. Swaminathan, an eminent scientist, has highlighted India’s potential in this respect and estimated that India can capture one-fourth of the world business in seeds, transforming rural employment, income and poverty. So, students in agriculture have an unlimited prospect in this growing industry to explore and contribute a high to bloom farming community.
Employment opportunities for agricultural subjects:
Agriculture is composed of a vast of subjects that includes fully or partly the elements of the basic sciences. Seed industry is a harbour of all major subjects of agriculture that blends the success of seed business. The subjects include as below-
1. Genetics & plant breeding: Release of quality cultivars needs a confirmed assurance from qualified students from this department. Breeding is a creation of variation is strength for any seed producing organization. The qualified breeder should have a creative and selective eye towards selecting plants for breeding programmes. Students from this department have a good opportunity because of fundamental knowledge during course of study.
2. Agronomy: Agronomy subject is used to call as mother of agriculture that teaches all fundamental aspects of agriculture. Before release of the new hybrid seeds or varieties, it is mandatory for the seed producers to test the new cultivars for multilocation trials to understand the their adaptabilities in different agro-climatic conditions. It is most important for the countries like India, which have wide variability of the soil as well as climatic parameters. Agronomists also have opportunity to look after the seed production unit, where agronomic managements confirm the quality of seeds and productivity.
3. Entomology: Damage of crop by insect-pests is common to any crop environment. The entomologist will design crop wise admissible insect levels, various crop protection techniques (Laboratory & Screening methods) and crop – insect specific control measures. Each new hybrid has to be tested for their resistance to the economic pests both in lab and field condition through trials.
4. Agricultural Biotechnology Biotechnology has paved the way for the introduction of transgenic crops. Biotechnologists can determine seed quality parameters faster through simpler molecular techniques and Genetic marker studies. They also play a major role in determination of seed purity, occurrence of resistance genes (for both biotic and abiotic stress), confirmation of transferred genes through crosses done in field conditions and particularly in characterizing evolved hybrids on molecular levels.
5. Seed Technology Seed technologists have great responsibilities to monitor supply of best quality seeds, production. Quality testing for different parameters like germinations, physical purity, moisture contents are need to be assessed and maintained to a certain standards prescribed on Seed act before final packaging for marketing. Students from this department can take a lead in this regard.
6. Plant Pathology Disease is one of the major constraints in getting high yields or quality products, the intensity of which varies across the seasons and agro-climatic conditions. Pathologists have a major role to take the challenge to find out the feasible solutions. They need to study the level of tolerance/ resistance of newly developed hybrids before their release for marketing.
7. Soil Science Students from soil science also have enough opportunity in the seed industry in studying the plant-soil relation and their interactions. Their fundamental knowledge can pave the way for in-depth analysis on adaptability of hybrids in different soil types.
Educational level/ Degree required:
Students who have completed doctorate or masters in specialized subjects have ample opportunity to enter into the research level, which is the key strength of any seed industry. However, marketing is also another scope for masters. Moreover, this depends purely on level of interests of profession they used to prefer.
Agriculture graduate on the other hand, can opt marketing or production. They have least opportunity to enter into the research as they lack the field of any specialization.
However graduate can find better opportunity and monetary benefits in marketing or strategic management after completion of management degree/ diploma.
Entrance examination:
– XII students interested for agriculture subjects, have to appear ICAR (Indian Council of Agricultural Research) entrance test for getting admission at graduation in agril. university all over the country. Besides, universities also conduct their own entrance tests
– Similarly, agril. graduates who are interested for masters have to appear ICAR-led Junior Research Fellowship (JRF) examination and to get higher rank to opt for good institutions.
– Masters students can take admission in PhD in same university or can appear IARI-led all India examination.
Reputed agricultural institutes:
1) Indian Agricultural Research Institute (IARI), New Delhi. It is a premier agriculture institute in India and has international reputation. IARI is a deemed university and has only post-graduate studies (Masters & doctorates) with limited seats. For getting admission in master degree, B.Sc. agricultural graduates need to get rank in top order in JRF-examination. For doctoral programme, IARI-PhD entrance (open for all India competition) will be conducted. Website:www.iari.res.in
2) G.B.Pant University of Agriculture & Technology, Pantnagar, Uttaranchal. It is the first agricultural university in India, has a good reputation in this technical field. All the agricultural subjects are taught here. Website:www.gbpuat-tech.ac.in
3) Punjab Agriculture University, Ludhiana, Punjab. The university has outstanding achievements in agricultural research, education and extension. Website:www.pau.edu
4) CCS Agricultural University, Hisar, Haryana HAU has international repute for its advances in high yielding crops. Website:www.haryana-online.com/hau.htm
5) Acharya NG Ranga Agricultural University, Rajendranagar, Andhra Pradesh It is also one of the reputed university having 13 colleges in Agriculture, Veterinary, Home Science, Agricultural Engineering, Fisheries Science and Polytechnics Website: www.medistudies.com/ngranga/ngranga.htm
6) University of Agricultural Sciences, Dharwad, Karnataka It has a multiple research centers and good infrastructures in the field of agriculture. Website: www.uasd.edu/introduction.htm
7) Bidhan Chandra Krishi Vidyalaya, Mohanpur, West Bengal The university is one of the pioneer institutes of Agricultural Education, Research and Extension. Website:bckv.edu.in
8) Orissa University of Agriculture & Technology, Bhubaneshwar, Orissa It is also one of the oldest agricultural institutes in India Website:www.ouat.ac.in
9) Jawaharlal Nehru Krishi Vishwa Vidyalaya , Jabalpur, Orissa JNKV has good reputation in the agricultural research. Website: www.jnkvv.nic.in
10) Tamilnadu Agricultural University, Coimbatore, Tamilnadu. It is also one of the oldest reputed Agricultural University dealing with multidisciplinary departments, especially in Plant breeding and genetics. Website: www.tnau.ac.in
CAREER IN FLORICULTURE
Floriculture denotes cultivation of flowers, developing new varieties of commercial value, sale of flowers as raw commodities, processing, distribution etc. for the local and international market. Floriculture is emerging as a blooming business not only in India but in other countries as well. The major importing countries of flowers are Netherlands, Germany, France, Italy and Japan while the important exporters are Columbia, Israel, Spain and Kenya.
The Indian Scenario
Floriculture industry in India comprises flower trade, nursery plants and potted plants, seed and bulb production, micro propogation and extraction of essential oils. The annual domestic demand for the flowers is growing at a rate of over 25% and around Rs 90,000 crore internationally. India’s share in international market of flowers is negligible. Though the art of growing flowers is not new to India large-scale commercial scale cultivation, protected cultivation in poly-houses is relatively new in our country. Enormous genetic, diversity, varied agro climatic conditions, versatile human resources offer India a unique scope for diversification in to new avenues which were hitherto unexplored or under-explored. India seems to have a bIooming future of floriculture as there is a shift in the trend towards tropical flowers and this can be gainfully exploited by India.
Need of Institutional Support
During the last ten years, taking advantage of the incentives offered by the Government, a large number of floriculture units have been established in India for producing and exporting flowers to the developed countries.
Of the four zones identified as potential centres for flower production namely Bangalore, Hyderabad, Pune and New Delhi, the area around Bangalore and Pune have got the advantage of ideal climatic conditions where the temperature ranges between 15 to 30C. In view of this, the units established in these locations do not require either cooling or heating system.
The units located around New Delhi, though are near to the international airport but have the disadvantage of high as well as low temperatures resulting in additional capital investment for installation of cooling and heating system, besides incurring additional running cost for power and energy. Hyderabad has got the disadvantage of experiencing high summer temperature. Delhi and Mumbai are the most important markets for cut flowers. Himachal Pradesh, endowed with different agro-climatic conditions ranging from sub-tropical to dry temperate zones, has premium potential for growing cut flowers, which are off-season.
With a view to provide an undivided institutional support to this sector, the Department of Floriculture and Landscaping was carved out from Vegetable Crop and Floriculture in Nov. 1987. After its formation, the department is actively engaged in Teaching (undergraduate and graduate levels), research and extension education activities. Today, the discipline of Floriculture and Landscaping in the Dr.Y.S.Parmar University of Horticulture and Forestry, Solan has made significant progress and ICAR (Indian Council of Agricultural Research) has identified this centre as National Repository for Carnation under All India Coordinated Floriculture Improvement Project.
Employment Opportunities
One can work in different capacities such as consultants, farm/estate managers, plantation experts, and plantation supervisors, project coordinator. Research and teaching are some other avenues. Recently, marketing of Floriculture products for different ventures has also emerged as a potential segment of this field. One can also work as entrepreneur and offer employment to others.
Potential Employers
* Floriculture units
* Outdoor design consultancy firms
* City planners and builders
* Educational institutions offering related courses
* Industrial houses having landscaping units
* Cosmetics and perfume industry
* Pharmaceuticals
* Self employment
The task of floriculture
The job encompasses handling plantations, nurseries and other landscaping projects. These works need scientific management of soil preparation, sowing, harvesting, administration of nutrients and controlling the climate. Knowledge and skills of procurement, collection, and distribution are some other requirements of the job. These skills and knowledge are imparted under the professional courses of floriculture and landscaping. A professional qualification combined with an inclination towards gardening and such other activities will produce efficient floriculturists and landscaping professionals.
Types of courses available in floriculture and landscaping Following courses are available:
* Certificate courses
* Graduate level
* Post-graduate and doctoral level
Reputed institutions* offering course in floriculture and landscaping
* Dr. Yashwant Singh Parmar University of Horticulture and Forestry, Nauni, Solan-173230 (HP)
Website: www.yspuniversity.ac.in
* Jawaharlal Nehru Krishi Vishva Vidyalaya, Jabalpur (MP) Website: www.jnkvv.nic.in
* Chawdhary Sarwan Kumar Himachal Pradesh Krishi Vishva Vidyalaya, Palampur (HP) Website: www.hillagric.ernet.in
* Yashwantrao Chavan Maharashtra Open University, Nasik (Maharashtra)
* Punjab Agricultural University, Ludhiana, Website www.pau.edu
* University of Agricultural Sciences, Gandhi Krishi Vigyan Kendra, Bangalore, Website : uasbng.kar.nic.in
Short courses are also run by the department of Horticulture in different duties.
(The author is a freelance journalist.)ENews
CAREER IN ELECTRONIC MEDIA
A career in electronic media offers unlimited exciting opportunities. From broadcasting production, to animation, to video game design, to digital and film editing, there are numerous ways to make your electronic media career creative and exciting. With video games one of the top entertainment sources for youth and adults, there is an increasing opportunity for the video game savvy and creative types to enter the field of video game design and production. The job market for these positions is competitive, so it’s worth the time to invest in a solid degree program to give you the skills you need to be considered for employment. Today, a number of universities and media institutions are offering degree and diploma programs in Electronic Media having specialization in Camera, Editing, Anchoring, Production and Design. A formal education in electronic media will teach you the software programs that the industry uses and will also give you the opportunity to start experimenting with creation.
A degree in computer graphics can help you enter the electronic media field in a number of ways. You may become a graphic designer and specialize in web design and online marketing or by having a major in digital art you may use your talents to develop CD-ROMs, video games, and web sites. As a digital artist, one can develop his/her skills with software programs and may also learn illustration and graphic design techniques.
There are also digital and editing opportunities in the film industry. There are also editing and production opportunities in the television industry. Broadcast news, tele-vision sitcoms, and animated commercials or shows all require editing. Your education will give you hands-on experience in design, editing and animation techniques, while also providing you with the opportunity to test your skills and find the electronic media career that suits you best.
Creativity
People with creativity excellent communication skills and a zest to do something different, can build a satisfying and rewarding career for them in the electronic media. Besides, the well known TV journalists, news analysts and TV artists, the advent of – FM radio took radio jockeying and production to new heights. These are, few of the front line popular jobs, which the media offers.
In addition, there is a range of behind-the-scene jobs such as handling cameras, sound recording, script writing editing, production etc. These are equally interesting and lucrative. With so many players in the field there is a dearth of manpower. So what one needs to have apart from an innate aptitude for these jobs is sound knowledge and training.
Many universities like
Banga-lore University,
Guru Jambheswar University, Hissar,
Devi Ahiliya Bhai University, Indore,
Makhanlal Chaturvedi National University of Journalism, Bhopal
and media institutions like
Indian Institute of Mass Communication, New Delhi,
Symbiosis Institute of Mass Communication, Pune
and others are offering both degree and diploma program in electronic media. Most of these media departments of universities and institutes have their own studios having studio cameras, field cameras, digital VCD/DVD players, recorders, edit controllers, special- effect switchers, studio monitors for post-production, channel audio mixers, preview monitors and non- linear editing systems.
Eligibility
Graduates from any stream can join the courses in electronic media offered by universities and media institutions. Mostly, an entrance examination is held to select the candidates. In most entrance examinations, there is a Written Test based on current affairs and language followed by Group Discussion and Personal Interview. Courses in electronic media are job-oriented, self-financed courses thus having limited seats. Since media has a huge responsibility as an instrument of social change and public awareness, most media institutions strictly emphasizes on the academic background, communication skill, creativity, command over the language and talent while considering them for admission.
(The author is from the Institute of Journalism and Mass Communication C.S.J.M. University, Kanpur, Uttar Pradesh.)Enews
JOB OPPORTUNITIES IN HORTICULTURE
Horticulture is the main stream of agriculture. The term “Horticulture” is derived from the Latin ‘hortus’ (garden) and culture(cultivation), which means garden cultivation. Horticulture is the branch of agricultural plant sciences that deals with the production of fruits, vegetable, nuts and ornamentals. It is a major source of food and employment. Operationally, there are several divisions of horticulture: pomology, arboriculture, and landscape architect etc. Modern and scientific horticulture began in 1928 when Imperial Council of Agricultural Research later named as Indian Council of Agricultural Research was constituted. Research centers were established through this council in every state. The research work is done at every centre. At present there are about 29 agricultural universities in our country where horticultural education and research is being carried out. It accounts for food from three major sources: Vegetable, fruits and nuts.
JOBS IN HORTICULTURAL FIELD
Horticulture provides a wide variety of jobs for many categories of people, directly or indirectly: Direct Jobs : A large number of jobs require knowledge and training in horticulture. The level of training could be vocational or at the college level. The work may be indoors or outdoors. Many jobs in horticulture require diploma or degree in horticulture or agriculture. A college education provides more indepth knowledge of the field and offers job opportunities at supervisory or managerial levels and to conduct research. At present there are about 29 agricultural universities in our country where horticultural education and research is being carried out.
JOB OPPORTUNITIES
1. In Govt. Jobs
(a) For M.Sc. Ag (Horticulture) and Ph.D in Horticulture
(i) Scientist: Examination conducted by the Agriculture Scientist Recruitment Board, ICAR New Delhi offers opportunities for scientist.
(ii) In Education: Lecturer, Reader, Assistant Professor, Associate Professor in Agriculture Universities and Colleges.
(iii) Training Organizer & Training Associate in Krishi Vigyan Kendra (KVK)
(b) For Graduate (Horticulture/Agriculture) :
(i) Civil Services : Examination conducted by Union Public Service Commission (U.P.S.C) for IAS/IFS (Civil Service & Allied ).
(ii) As District Horticulture Officer/District Agriculture Officer through Examination conducted by State Public Service Commission.
(iii) Technical Assistant/Technical Officer in Agriculture Universities, ICAR, DRDO, IARI & CSIR.
(iv) Horticulture Inspector/Fruit & Vegetable Inspector/ Marketing Inspector
(v) Training Assistant in Krishi Vigyan Kendra(KVK).
(vi) Farm Supervisor.
(vii) Section Officer (Horticulture/Landscaping), Horticulturist or Supervisor (Horticulture).
(viii)Agriculture Development Officer.
(ix) Village Level Worker.
(x) Agriculture Inspector.
2. Private Sector:
(i) As Horticulturist/Horticulture Officer or Supervisor (Landscape) in Industries, Farm Houses, Hotels, Golf Courses & Construction Companies etc.
(ii) As Horticulture officer in processing companies of agriculture production.
(iii) Marketing Job also in pesticides and insecticides companies.
SELF EMPLOYMENT IN HORTICULTURE:
(i) As Horticulture Consultant provide advice, design, evaluation, supervision of garden or orchard etc. (ii) You can start the Agriculture clinic. Government provides money (up to Rs. 10.00 Lac) for this work.
(iii) Raise commercial nursery of fruit plants, flower and ornamental plants
(iv) Seed producer of vegetables and flower crops.
(v) Fruit/Vegetable/Flower grower
(vi) Floral decorator/florist shop
(vii) Horticulture Services Contractor
(viii) Mushroom grower
(ix) Seed dealer/Merchant
(x) Proprietor-cold storage
(xi) Processing work of Horticulture production
(xii) You can start/establish an institute for vocational education (Horticulture/Landscape)
INDIRECT JOBS : The ornamental industry has spawned a number of supporting or service industries :
(1) RESEARCH: Many scientists are engaged in developing new and improve types of vegetables, fruits and ornamentals. Apart from improving the agronomic and nutritional qualities of plants, horticultural scientists also devote considerable time to improve the aesthetics of ornamentals and the quality of products.
(2) CHEMICAL INDUSTRY: The horticulture industry depends on large amounts and varieties of chemicals, including fertilizers, pesticides and growth hormones. Many companies are involved in producing chemicals that are used to enhance plant production and the quality of produce.
(3) MACHINERY: The engineers design and produce tools and machinery for use in the production of horticultural plants. Machinery and implements are available for preparing, harvesting, storing and packaging. These aids enable large scale production of horticultural plants to be undertaken.
(4) DISTRIBUTION: Horticultural products are transported from the areas of production to marketing outlets. Because of their largely perishable nature, horticulture produce and product require special handling on transportation to retain their quality for along time.
COMPUTER IN HORTICULTURE:
Now, computers are widely used in the horticulture field. Special areas of computer application in horticulture include :- Designing plans, crop modeling, soil modeling, equipment automation, public information, record keeping and databases, Expert systems, Communication, sensor technology and internet service etc. Computer technology has significant applications in horticulture. Green house automation and equipment calibration for automatic application of chemicals.
(The author “Randhir Singh Sehrawat” is horticulture consultant)Enews
CAREER IN ENERGY MANAGEMENT
The government of India has enforced The Energy Conservation Act, 2001 with effect from 1st March 2002. The Act provides mainly for efficient use energy and its conservation and for matters connected therewith or incidental thereto. As per the Energy Conservation Act 2001, it is mandatory for all the designated energy consumers to get energy audit conducted by an Accredited Energy Auditor and to designate or appoint an Energy Manager.
The designated energy consumers are given below-
1. Aluminum
2. Fertilizers
3. Iron and Steel
4. Cement
5. Pulp and paper
6. Chlor Alkali
7. Sugar
8. Textile
9. Chemicals
10. Railways
11. Port Trust
12. Transport Sector (industries and services)
13. Petrochemicals, Gas Crackers, Naphtha Crackers
14. Thermal Power Stations, Hydel Power Stations, Electricity Transmission companies and distribution companies
15. Commercial Buildings or Establishment
National Level Certification Examination For Energy Managers/ Auditors:
The Government of India has specified the passing of the National level certification examination as the qualification for a Certified Energy Manager & Certified Energy Auditor.
The essential qualification for a certified energy manager and certified energy auditor is the passing of a National Level Certification Examination, which is conducted under the aegis of Bureau of Energy Efficiency (A Statutory body under Ministry of Power). The national level certification examination, conducted by a National Productivity Council Chennai establishes a uniform criterion for the certification of energy managers/energy auditors and also ensures that services of qualified persons, having the requisite knowledge on the subject, are available to the industry. The detail about certification examination is available on website “http://www.energymangertraining. com”.
Eligibility criteria for appearing in certification examination: The candidates appearing for this examination should have the following eligibility criteria and requisite work experience to write the Certification examination.
a) For Energy Managers:
Candidates appearing for Energy Managers certification examination should possess any one of the following qualifications:-
(i)Graduate Engineer (B.E./B.Tech) or equivalent with 3 years of work experience.
(ii)Post Graduate Engineer (M.E./M.Tech) or equivalent with 2 years of work experience.
(iii)Graduate Engineer with Post Graduate Degree in Management with 2 years of work experience.
(iv)Diploma Engineer or equivalent with 6 years of work experience.
(v)Post Graduate in Science with 5 years of work experience.
b) For Energy Auditors:
Candidates appearing for Energy Auditors certification examination should possess any one of the following qualifications:-
(i)Graduate Engineer (B.E./B.Tech) or equivalent with 3 years of work experience.
(ii)Post Graduate Engineer (M.E./M.Tech) or equivalent with 2 years of work experience.
(iii)Graduate Engineer with Post Graduate Degree in Management with 2 years of work experience.
Responsibilities and duties of Energy managers & Energy Auditors
Energy Manager- Role & Duties: Energy manager occupies an important position and is a focal point of all the activities pertaining to energy management in the organization. The energy manager provides leadership in the development of policy on energy management action plan and plays a key role in the formulation of corporate energy policy. Energy managers also perform the activities related with Plant Energy Management, project management, personnel management and financial management at the plant level. He also prepares the information to be submitted to the Designated Agency with regard to the energy consumed and action taken on the recommendation of the accredited energy auditor.
Responsibilities and duties of Energy Auditors: * Carry out a detailed energy audit * Quality energy consumption and establish base line energy information * Construct energy and material balance * Perform efficiency evaluation of energy & utility systems * Compare energy norms with existing energy consumption levels. * Identify and prioritization of energy saving measures * Analysis of technical and financial technologies and alternate energy sources. * Report writing, presentation and follow up for implementation.
Institutes Offering Courses On Energy Management/Energy Engineering
1. Annamalai University, Annamalai Nagar, Tamil Nadu
2. Banaras Hindu University, Varanasi – 221005 UP
3. Bharatidasan University, Tiruchirapali, Tamil Nadu, 624 024 TN
4. College of Engineering Anna University Guindy, Chennai 600 025 TN
5. Devi Ahilya Vishwavidyalaya, Nalanda Parisar, R.N.T. Marg, Indore 452 001 M.P.
6. Indian Institute of Social Welfare and Business Management Kolkata-700073
7. Indian Institute of Technology (IIT-Delhi) Delhi, Hauz Khas, New Delhi 110016
8. Jadavpur University, 188, Raja S.C. Mullick Road, Kolkata 700 032 WB
9. JNTU College of Engg, Mahavir Marg, Hyderabad 500 028 A.P.
10. Kumaraguru College of Technology Chinnavedampatti (Po) Coimbatore 641 006 TN
11. Maulana Azad College of Technology (Regional Engineering College), Bhopal 462007 M.P.
12. National Institute of Technology Calicut (Formerly Regional Engineering College Calicut),
13. Punjab University, Chandigarh 160 014
14. Rajiv Gandhi Prodyogiki Vishwavidyalaya Airport Bypass Road, Gandi Nagar, Bopal, Madya Pradesh 462036 M.P.
15. National Institute of Technology, Tiruchirappalli, Formerly Regional Engineering College, Tiruchirapali 620015 TN
16. School of Energy Studies Department of Physics, University of Pune, Ganeshkhind, Pune- 411007
17. Tezpur (Central) University, Napam, Tezpur, Assam 784028 Assam
18. Vellore Engineering College, Katpadi-Tiruvalam Road, Vellore North Arcot-Ambedkar dist. 632 007 TN
Institutes offering correspondence course in Energy Management/ Energy Conservation
1. Annamalai University, Annamalai Nagar, Tamil Nadu
2. Devi Ahilya Vishwavidyalaya, Nalanda Parisar, R.N.T. Marg, Indore 452 001 M.P.
3. Distance Education Department University of Hyderabad.
For queries regarding ‘National Certification Examination for Energy Auditor/Energy Manager’, the following agencies can be contacted.
1. Bureau of Energy Efficiency,
Hall No- IV, 2nd floor, NBCC Tower, 15, Bhikaji Cama place, New Delhi
(Website www.beeindia.gov.in)
2. National Productivity Council,
Dr.Ambedkar Instt. of Productivity, 6, sidco Industrial Estate, Ambattur, Chennai,
(Website www.aipnpc.com)
CARRIER IN PHYSIOTHERAPY
Dr. SURAJ KUMAR, Dr V. P. Gupta Lecturer, C.S.J.M. University, Superintendent Physiotherapy Kanpur. A.I.I.M.S., New Delhi.
Physiotherapy means physiotherapeutic system of medicine which includes examination, treatment advice and instructions to any person preparatory to or for the purpose of or in connection with movement dysfunction, bodily malfunction, physical disorder, disability, healing and pain from trauma and disease, and mental conditions using physical agents including exercises, mobilization, manipulation, mechanical and electrotherapy, activity and devices or diagnosis, treatment and prevention.
These days the Physiotherapy profession has grown to acquire the form of a complete system of medicine on account on the bank of knowledge which has been acquired after through scientific and clinical research work. The therapeutic clinical Science each broadly composed of manual, mechanical and electrotherapy and achieves thermal, mechanical, chemical and electrical energy effects at cellular levels in tissue at different depths. These effects are regulated by the physiotherapists.
The physiotherapists skills are many times required in the health care team in most disciplines in medicine including surgery, neurology, orthopedics, gynecology, obstetrics, dermatology, ENT, cardiothoracic, vascular surgery, burns, plastic surgery, pediatrics, rehabilitation and sports medicine, etc.
Nature of Physiotherapy: –
Physical therapy is about working with people and population to maintain restore maximum movement and functional ability through out the life span .physical therapy is particularly important in circumstances where movement and function are threatened by the process of aging or that of injury or disease .It is concerned with identifying and maximizing movement potential with in the spheres of promotion ,prevention, treatment and rehabilitation .
The process of physical therapy, which is the service, provided by, or under the direction and supervision of a physical therapist includes assessment, diagnosis, planning, intervention and evaluation.
Assessment includes both the examination of individuals or groups with actual or potential impairments, functional limitations, disabilities, or other conditions of health by history taking, screening and the use of specific tests of and examination through analysis and synthesis within a process of clinical reasoning.
Diagnosis arises from the examination and evaluation and represents the outcome of the process of the clinical reasoning. This may be expressed in terms of movement dysfunction or may encompass categories of impairment, functional limitations, abilities or disabilities or syndromes.
A planning begins with determination of the need for intervention and normally leads to the development of a plan of intervention, including measurable outcome goals negotiated in collaboration with the patient or client family or caregiver. Alternatively it may leads to referral to another agency in cases, which are inappropriate for physical therapy.
Intervention is implemented and modified in order to reach agreed goals and may include manual handling, movement enhancement, physical, electro therapeutic and mechanical agents, functional training, provision of aids and appliances, patients related instruction, documentation and coordination and communication. Intervention may also be aimed at prevention of impairments, functional limitations, disabilities and injury including the promotion and maintenance of health, quality of life and fitness in all ages and populations.
Purpose of Physiotherapy: –
The purpose of physiotherapy is to decrease body dysfunctions, reduce pain caused either by trauma, inflammation, degeneration and surgery. The various conditions in which physiotherapy is useful are as follows-
1) After correct and firmly management of a fracture, return to normal function is possible with simple methods of physiotherapy. It allows for regain of full joint movements and muscles power after healing of a fracture.
2) In joints and soft tissue injury rapid repair of damaged tissue occurs with quick reduction of pain and swelling.
3) Restoration of full joint movements with reduction of pain and deformity is possible in various kinds of joint diseases like osteoarthritis, rheumatoid arthritis juvenile arthritis etc.
4) In degenerative disease of spine, physiotherapy arrests the progress of disease as in cervical spondylosis, ankylosing spondylosis. Suitable arthroses are also provided for giving support to spine. It also has a major role to play congenital disease of spine like spina-bifida.
5) Chest physiotherapy has a vital role to play in medical and surgical conditions like bronchial asthma, chronic obstructive lungs disease, pneumothorax but also surgical procedures involving spine, pelvis, extremities and abdomen.
6) In hemiplegia or paraplegia physiotherapy greatly helps the patient to gradually increase his mobility.
7) In children physiotherapy is assuming real importance in children with cerebral palsy, spina-bifida, clubfoot, muscular dystrophy etc.
8) It easies labor and return to normal after delivery. It is also useful in gynecological problems like incontinence, prolepses of uterus, pelvis inflammatory disease.
9) Sports medicine- A physiotherapist is mandatory for any sport event. He maintains the fitness of sports person and provide first aid in case of various sports injuries.
The aims of Physiotherapy education are:-
1. To produce the Physiotherapists with basic knowledge and skill.
2. To enable them to recognize the disease, traumatic, physical and mental conditions affecting health.
3. Take steps to prevent such diseases.
4. To treat such diseases scientifically.
5. To be able to recognize and referred patients for the timely intervention of other healthcare professional specialized in the area of investigation and skilled treatment.
6. Must be capable of undertaking further study and advancing the knowledge and be able with further training to undertake teaching, research and practice.
Scope of physiotherapy: –
Physical therapy is an essential part of health. Service delivery system and is often undertaken within interdisciplinary rehabilitation or habilitation programmes for the restoration of optimal function and quality of life in individuals with loss and disorder of movements. However, physical therapists also work independently as other health care workers and are guided by their own code ethical principals.
Physical therapists practiced in: –
Hospitals Hospices Nursing homes Residential homes/Rehabilitation centers Private offices/Private practices/Private clinics. Out-patient clinics Community health care centers/Primary health care centers Fitness centers/Health clubs Occupational health centers Special schools Senior citizen centers Sports centers Teaching Foreign countries Companies N.G.O. Public settings (e.g. shopping malls)
Courses: –
1) Bachelor of Physiotherapy/B.Sc. (Hons.)
Physical therapy Duration: – 4 and1/2 year (Including Internship)
Eligibility for admission:-Inter Science with Biology more than 50% marks.
Process of admission: – Through entrance test. Entrance test will be held in April or May.
Age: -not less than 17 years.
2) Master in physiotherapy (M.P.T.)
Duration: – 2 Years
Eligibility: – B.P.T.(4and Year)
Specialty:-Neurology, Orthopedic/Musculoskeletal, Sports, Cardiothoracic and Rehabilitation.
Commencement of the course:- The course will be commence from the 1st April, every year.
CAREER IN GEMOLOGY
Nature has blessed the mankind in various ways. Availability of precious stones and gems on the earth is one of those wonderful blessings of nature bestowed upon human beings. Gems and precious stones have been considered as a symbol of opulence and glory not only in our country but also all over the world. India had a rich heritage of fortunes in terms of precious metals, stones and gems. Availability of renowned gems in the royal families in different periods of time still remind us of our halcyon days.
Unfortunately, that rich legacy was plundered in the medieval and modern ages. Still, the marks of that legacy exist today in some other form. From commercial point of view, these precious stones are one of the biggest foreign exchange earners for India. Accounting for one fifth of the countrys total exports, the gems along with jewellery sector, is the frontrunner in Indias export trade. Astrological science of our country has also been based upon gems and stones. Based on these two premises; there is a dire need of tapping its potentials and to operate this industry along the scientific and professional lines. Declaring this sector as an industry can take it to the soaring heights of success in domestic as well as international markets. But this is a hard nut to crack requiring huge investment and professionalisation efforts.
Fortunately various marketing trends are favouring this sector in our country. Availability of expensive gems- studded branded jewellery at accessible rates due to competition is an important repercussion of this trend. Prominent among them is the emergence of branded jewellery on the Indian horizon. Another important repercussion of this development is appearance of a distinct profession related to gems and precious stones. This profession is Gemology.
Although this profession has already been present in our country in past but the modern version of this profession is more scientific and hi-tech based on the standards of international market. Another trend that has emerged in the Indian scenario of gems and stones is the appearance of Gemology as a professional course. From professional point of view, Gemology can be defined as the study of gemstones constituting terminology, physical and optical properties and applications of these properties.
The main objective of the professional course of Gemology is to impart the latest technical know-how with respect to gem cutting, sorting, grading, valuation and identification.
Future:
The Indian jewellery has always been in great demand in the international arena. The branded jewellery has given a great boost to this sector. Indian gem cutters and craftsmen are held in high respect all over the world. Our traditional know-how combined with high technology will further facilitate the flourishment of Indian Gemology. In the days to come, India will have a sizeable share in the international Gems market. That is why; gemology professionals are expected to have a bright future with a great demand and lucrative package. This is no more a family tradition of jewellers and traditional Jouharis passed down from one generation to another. Even non-jewellers having a flare and orientation towards gems and stones can now acquire this specialised skill. A professional course in gemology can make the newcomers competent enough to carve a niche amid a plethora of competition.
Qualities needed to become a gemologist:
Excellent powers of observation
Precision
Ability to concentrate
An objective approach
Nature of work:
Gemologists are involved in the identification, sorting and grading of stones. They also advise jewellery designers on various properties regarding the suitability of particular gemstones in different metals and types of settings, physical and psychological requirements. Involvement of skills and technical know-how make it a full-fledged scientific field. Using testing equipments like refractometer, Spectroscope, Microscope etc. to identify the type and nature of gems is an important part of the Gemology courses.
Types of courses available in our country :
Gems and gems identification
Diamonds and diamonds grading
Advanced gemology
Colour gem grading
Practical gemology
Graduate gemologist
Gem fashioning technologist
Gem and jewellery entrepreneur
Eligibility:
As per the nature of Course, usually 10+ for Certificate courses and Graduate in any discipline for Diploma and Post graduate courses. Span of the courses: As per the nature of course ranging from three months to one-two years.
Potential employers:
Jewellery industry
Police/Customs
General insurance
Educational institutes offering related courses:
Apart from working under Employers one can explore Self-employment opportunities by workings as a freelance designer/ consultant.
Reputed institutes:
1. Indian Gemological Institute, Nirmal Towers,10th Floor, Barakhambha Road, New Delhi-110001
2. Gemology Institute of India, Gurukul Chambers, Mumbadevi Road, Mumbai-400002
3. St. Xaviers College, Geology Dapartment, Mumbai-400001
4. Indian Diamond Institute, Sumul Dairy Road, Katargam Post Box 508, Surat-395008
5. Gemstones Artisans Training School, Jhalana Mahal, Jaipur-302017
6. Sindhar Institute of Gemology, Mumbai, Kolkata, Bangalore, Jaipur, Surat
www. sindhar.com
HENA NAQVI
CREATIVITY IN APPLIED ART
Creativity involves breaking out established patterns to look at things in a different way. Anyone can make the simple, complicated. Creativity is making the complicated simple. Creativity is the ability in man to bring something new into existence. It is closely linked with imagination which involves dreaming and seeing vision.
Creativity is characterized by intensity of awareness, a heightened conscious. When we create, we experience the actualization of our own personalities which is very essential to shape our future in positive manner.
What is applied art?
Art, which is used to solve the problem of visual communication is known as applied art. Earlier art was recognized only to please the eyes of viewers and propagate the religious beliefs as per direction of the rulers of various dynasties from the Gupta dynasty to British period.
But now applied art has become a new profession. Through applied art, relevant tradition can be turned to current advantages which is an important benefit in countries with a rich cultural heritage like ours. The main role of the applied artist is to develop concepts, designs, and market strategies and communicate them through various media and offers a creative solution in terms of visual communication.
Creativity in applied art
Latest research in education and psychology has found that creative work is the result of a magical combination of intuition and experience. Creative process in applied art is a dynamic relationship through which an individual is engaged in putting together objects and ideas that are outside him. He manipulates elements of design i.e.lines, colours and forms and organizes them in relation to his perception, sensitivity and understanding of product . Creative work in applied art is characterized by novelty, originality, or imagination. Original work is work that has not been done before, something novel. Imagination in applied art, the ability to form a mental image of something, is the process by which people get ideas about product. Ideas in art can be considered original if they are not produced previously. An idea can be original in the sense that you have never thought of it before.
Creative experience through the applied art (advertising) offers aesthetic satisfaction to the artist and fulfill the requirements of advertiser who wants his product to be come out from the clutters of the advertisements in the market. Creative process can not be experienced simply by making a design with art materials, nor can it be achieved merely by knowing information about the market & product.
Aim of creativity in applied art
Applied art with the help of creativity can create new forms, new patterns and new symbols which can solve the visual problems. We need new concepts in government and administration, education and health care, crime prevention, and protection of environment. These new concepts demand creativity and applied art can unfold the creativity at maximum optimal level. In that way creativity can play important part in building a new society. The main aim of creativity is to highlight the message of the product from the clutters of the competitors advertisements.
Scope of applied art
Applied art is one the fastest growing industry. After the entry of multinational companies (MNCs) in the national market, the competition has become keener. Companies have been releasing a new product almost every day. Well designed products are needed and must meet the buyers expectation with regard to aesthetic looks.
Applied art has gained more importance in recent times due to a boom in consumer goods. Therefore many opportunities have opened up for graduates, post graduates and diploma holders in applied art as directors, creative artists, visualisers and graphic designers in the advertising field. If applied artist can think in new ways and beyond the imagination then there is limit of sky of earning.
The following reputed universities or institutes are providing education in applied art from diploma to post graduate degree:
1) College of Art, 20-22, Tilak Marg, New Delhi-110001
2) Indian Institute of Technology, Powai, Mumbai-400076
3) National Institute of Design, Paldi, Ahmedabad -380007
4) Sir J.J.School of Art, Dr. D.N. Road, Mumbai-400001
5) Faculity of Fine Arts, M. S. University of Baroda, Pushpa Buag, Vadodara-390002
6) College of Fine Art, Jawaharlal Nehru University, Hyderabad
7) Mudra Institute of Communications Ahmedabad (MICA), Ahmedabad-380058
(The author”Bijender Singh Chauhan ” is Sr. Lecturer, Deptt. of Applied Arts, College of Art, New Delhi)
Pharmacognosy
The word pharmacognosy is derived from two Greek words, ‘pharmakon’ meaning ‘drug’ and ‘gnosis’ meaning ‘knowledge’. So, pharmacognosy literally means knowledge of drugs. Pharmacognosy is one of the important branches of pharmacy. It deals with “the study of structural, physical, chemical and sensory characters of crude drugs of animal, vegetable and mineral origin and includes their history, cultivation, collection, storage and use”. From a layman’s point of view pharmacognosy is nothing but medicinal botany.
The chief functions of a pharmacognosist are to ascertain the identity/authenticity of crude drug samples and to check adulteration/substitution; to study the active constituents of the drug plants/crude drugs and to investigate their chemical reactions; to devise methods for cultivation of suitable plants for commercial exploitation and so on.
ORIGIN AND DEVELOPMENTS
Though the term pharmacognosy is a modern one, the knowledge of medicinal plants and their uses are as old as mankind. It has developed from ancient civilizations, where plants or plant parts have been used to cure human diseases/ disorders. The healing power of certain herbs and plant pacts such as leaves, barks, roots etc. were undoubtedly discovered by accident, but once discovered, knowledge of drugs was passed on from generation to generation.
Now-a-days, people are increasingly turning to indigenous systems of medicine which are holistic and not only treat diseases but also prevent them. Further, they are free from side effects. With the rising popularity of traditional systems of medicine, there is a growing demand for professionals in this field. In order to become a medical practitioner in Indian system of medicine, a formal education is mandatory. Further, some of the Indian systems of medicine offer specialization in pharmacognosy at postgraduate level e.g. M.D. Ayurveda in Dravyaguna (pharmacognosy) and also offer research programmes in pharmacognosy. One can take up pharmacognosy as a career also in Indian systems of medicine. Aspirants can log on to: www.indianmedicine.nic.in for more information on Indian systems of medicine.
ACADEMICS
To have a good career in pharmacognosy, as aspirant should hold a doctorate degree (Ph.D.) in Pharmacognosy or at least a Master’s in Pharmacy (M. Pharm.) with specialization in pharmacognosy. A Bachelor’s degree in Pharmacy (B. Pharm.) is the minimum qualification for a career in pharmacognosy. Further, one can enter this field by first studying a Diploma in Pharmacy (D. Pharm.), which is a basic course in Pharmacy. After completing D. Pharm lateral entry into B. Pharm. course is also available.
There are about 150 institutions across the country that offer pharmacy courses, especially undergraduate courses. Some of these institutions also offer Postgraduate courses. Those who have passed 10 + 2 with physics, chemistry’ and biology or mathematics subjects are eligible to study pharmacy courses, either D. Pharm. (a 2 year course) or B.Pharm. (a 4 year course). Admissions to these courses are done through an entrance exam conducted by state or central government or universities.
Though pharmacognosy is taught in D. Pharm. and B. Pharm. as one of the subjects, one can get specialized in pharmacognosy only in the postgraduate level, M. Pharm. (a 2 year course) and thereafter in doctoral/post-doctoral studies. About eight specializations are offered in M. Pharm., of which pharmacognosy is one. Many of the pharmacy/ pharmaceutical related institutions in India have a separate department for pharmacognosy with laboratory facilities.
Some of the universities and institutes imparting Pharmacy/ Pharmacognosy courses are :
Al-Ameen College of Pharmacy, Bangalore;
Birla Institute of Technology, Ranchi;
Bombay College of Pharmacy, Mumbai;
B.V. Patel Pharmaceutical Education & Research Development Centre, Ahmedabad;
Chennai Medical College, Chennai;
Cheran College of Pharmacy, Coimbatore;
Department of Pharmaceutical Sciences, Dr. H.S. Gour Vishwavidyalaya, Sagar (M.P.);
Department of Pharmaceutical Technology, Jadavpur University, Kolkata;
Government College of Pharmacy, Bangalore;
Hemchandracharya North Gujarat University, Patan, Gujarat;
Faculty of Pharmacy, Jamia Hamdard, New Delhi;
K.L.E Society’s College of Pharmacy, Hubli;
MAEER’s Maharashtra Institute of Pharmacy, Pune;
Mahatma Gandhi College of Pharmaceutical Sciences, Jaipur;
National Institute of Pharmaceutical Education and Research (NIPER), Mohali, Punjab;
Poona College of Pharmacy, Pune; Sinhgad College of Pharmacy, Pune;
University Institute of Pharmaceutical Technology Annamalai University, Annamalainagar;
University Institute of Pharmaceutical Sciences, Panjab University, Chandigarh;
University Institute of Pharmaceutical Sciences, Mumbai
Visveswarapura institute of Pharmaceutical Sciences- Bangalore and so on.
This list is not a exhaustive. One can log on to : www.medicoinfoline.com for a detailed list of institutions and courses/ specializations offered.
CAREER
With undergraduate qualification (B. Pharm.), one can easily enter into pharmacy or pharmaceutical related jobs. However, one can take up teaching/research as a career only with postgraduate (M. Pharm.) and/or doctorate (Ph.D.) qualification. A wide range of employment opportunities are available for pharmacy/pharmacognosy professionals in hospitals, pharmaceutical industries, teaching/research institutions depending upon their qualifications and experience.
Some of the common job profiles are as pharmacists in hospitals and medical stores, as sales/medical representatives in pharmaceutical companies, as technicians in bichemical and pathological laboratories, as analysts in chemical/drug analysis laboratories, as drug inspectors, instructors, demonstrators, lecturers, readers or professors in teaching institutions, as scientists in research institutions and so on. Career opportunities in pharmacognosy are plentiful in developed countries like United States, United Kingdom etc.
RESEARCH INSTITUTIONS
Ever since the popularization of pharmaceutical education, in addition to students of pharmacy, students of botany are also increasingly interested in pharmacognostic research programs leading to doctoral and postdoctoral degrees.
(The author “A.B.D. Selvam” is a scientist in the Pharmacognosy Unit, Botanical Survey of India, Howrah)
CAREERS IN RETAIL MANAGEMENT
* Retail is the biggest industry in the world with sales touching US$ 7.2 trillion
* Every tenth billionaire in the world is a retailer
* Twenty-five of the top 50 Fortune 500 companies are in retail
If you enjoy being at the center of customer action and would like to fell the sense of running your own business at an early age, then retail could be your calling. However, if you are looking for hierarchy status and a corporate existence, then retail is not for you.
Rated as the fifth most attractive, emerging retail market in the world, India is viewed as a potential goldmine for global as well as domestic majors. India’s total retail market is estimated at Rs. 9,300 billion of which organized retail is at Rs. 300 billion and is expected to grow at a compounded rate of 30 per cent over the next five years. Currently estimated to employ nearly 15 per cent of educated Indian adults, the industry has the potential to employ over two million people in the next four to five years.
The retail sector is witnessing a lot of changes as traditional formats make way for new ones. The figures are indicative of the tremendous growth and buoyancy there is in the Indian retail sector. This, in turn, has enhanced the scope and value of the industry and has made it a very attractive one for prospective employees. The organized retail industry has grown from two to about 3.5 per cent today. There are 55 malls in operation and in the text couple of years, there should be 200 malls in operation across the country. With these levels of growth, there is high scope in this dynamic business. Also, retail is no longer regarded as a New Age profession, but has become an established one with high potential and high growth, organized retail is not limited to major cities. Prominent retailers having gained significant market share in Tier I cities, are eager to cash on and expand into unexplored Tier II cities for establishing broad based visibility and consequently brand loyalty. They are introducing several new concepts, and exploring new structures for space acquisitions etc. Comparatively, low real estates prices in tier II cities is one of the major attraction.
Smaller cities like Lucknow, Kanpur, Amritsar, Ludhiana, Jaipur, Jodhpur, Chandigarh, Nasik, Nagpur and Indore are also expected to see a remarkable growth in the number of malls. An enclosed air-conditioned space with branded merchandise may not be sufficient to lure consumers to shop. Sementation of malls depending upon the needs of the catchment zones and existing gaps, like Luxury, up-market, masses or low end mall, proper planning, accurate identification of needs, quality products at lower prices, right store mix & timing, would ensure unique propositions to the consumers. From supply side, many developers have identified organized retailing as one of their core business activities; and have therefore committed to develop at multiple locations. The strong economic growth has led to the increased level of interest from international developers and investors in the Indian real estate. Retail development, being a specialized field, has attracted many renowned players to participate in the retail boom in India. Nuclear families are rising, as is the trend of double income households. A large section of urban. population now join workforce at a relatively lower age.
Moreover, with technological exposure and frequent visits to abroad, the upper and middle classes have gained increased awareness of western concepts of entertainment and shopping. The government recently announced foreign direct investment in retail will be allowed upto 51 % in single brand products, with prior government approval. This is aimed at attracting investment, technology and best global practices. However, domestic demand for such branded products remains the key driver. This announcement is expected to provide a boost to premium and luxury brand retailers, serving select clientele. Large Indian corporate groups like Reliance, Tatas, Piramal, Rahejas etc. are exploring opportunities in the retail sector. There are a lot of career options in the retail industry today. A career in retail offers a more diverse range of occupations than most other industries. These include:
Sales: Every retail store depends upon the sales force to sell its merchandise. The position is an entry-level one.
Store Manager : Store managers are responsible for managing an individual store. Most store managers take on the duty of running the day-to-day operations of the store.
Retail Manager: Apart from under standing the mindset, habits and lifestyle of the customer, the Retail Manager determines the layout of merchandise, monitors stock levels, places orders for new stock, manages the supply chain and keeps and analyses.
Retail Buyers and Merchandisers: They are responsible for selecting the merchandise for a store and then physically buying the goods.
Visual Merchandisers: Retail design or visual merchandising plays an important role in this business. Designers or Visual Merchandisers are the ones who give the brand a face.
Supply Chain Distributors and Logistics and Warehouse Managers: This is amongst the most vital areas of organized retailing and normally is the differentiator between modern chains, more so when it comes to perishable goods retailing.
The majority of jobs are at the shop floor level or in sales. These account for approximately 60-75 per cent of the total jobs in retail. Other job opportunities are in Merchandising, Visual Merchandising, Customer Relationship Management and in the Marketing and Supply Chain segment.
Personal Traits: Prospective candidates should be responsible, have problem solving abilities, be able to take quick decisions and be creative. They should have good analytical skills and never-ending enthusiasm as well as high-energy reserves. Good knowledge of the concepts of the various functions of retailing is very essential. A neat appearance and being knowledgeable about the goods would be critical qualities for success in retailing. Pleasant manners, resourcefulness and good memory are considered an asset in retailing. Retail is a commonsense run business that combines customer orientation with a fine sense of systems and processes. So, if you like handling people and people situation and have a systematic, rationale bent of mind, you can be very successful in the retail industry. In other words, the key qualification required is attitude.
Institutions:
* Birla Institute of Management Techonolgy, Birla Vidya Niketan, Pushpa Vihar, Sector-IV, New Delhi-110017 (year full-time P.G. Diploma’ in Retailing & Merchandising Management.
* Asia-Pacific Institute of Management, Opp. Pocket-E, Sarita Vihar, New Delhi-110016 (www.asiapacific. edu) 2 year P.G.Diploma in Management with super specialization in Retail Management.
*Indian Retail School, N-10, South Extension-1, New Delhi- 110049
(www.indianre tailschool. com). and (ii) Retail Management (Lifestyle Retailing); 6-months duration courses (iii) retail marketing & Merchandising Management (iv) Retail Store Operations/Management and (v) Retail Supply Chain Management; 3 months courses (vi) Retail Selling Skills (vii) Customer Care (Fashion & lifestyle) (viii) Visual Merchandising.
*K J Somaiya Institute of Management Studies & Research, Vidyavihar, Mumbai-400077 and Pantaloon Retail (Indian) Limited (months full-time Diploma in Retail Management (DRM) (including 6 months professional practice at Pantaloon).
*SASMIRA, Sasmira Marg, Worli, Mumbai-400030 (Apparel Merchandising/Retailing.
*Garware Institute of Career Education and Development, Vidyanagari, Kalina, Santacruz (E), Mumbai-400098 (Part-time Diploma in Retailing.
*Pearl Academy of Fashion, A-21/13, Naraina Industrial Area, Phase II, New Delhi 110028 [www.pearlacademy. com] 2- years P G Diploma in Fashion Retail Management and 4 year BA Hons in Fashion Retail & Merchandise Management.
*Mudra Institute of Communications, Shela, Ahmedabad 380058 (12 months full time PG programme in retail communications management.)
*ITM-CDLHP Global Leadership Centre, ITM Campus, 25/26 Institutional Area, Sector-4, Kharghar E, Navi Mumbai- 410210 (Retail Management & Marketing.)
*Retailers Association of India (RAI), 111/112 Ascot Center, Next to Hotel Le Royal Merdien, Sahar Road, Andheri (E), Mumbai-400099 (2 months course in Professional Retailing Skills after 10+2/equivalent.)
*Welingkar Institute of Management Development & Research, LN Road Matunga (CR)- Mumbai-400019 and at Ernen Arcade, Krishna Nagar Industrial Layout, Hosur Road, Bangalore- 56029 (6 month Professional Programme in Retailing (PPR) after 10+2.)
*Kohinoor Business School, Khandala (18 months P G in Retail Services Management.)
*Apeejay Institute of Business Studies, Plot No 23, Sector 32, Institutional Area, Gurgaon- 122001.
Suresh Chandra :(The author is Delhi based Counsellor.)
CAREER IN VETERINARY SCIENCE
Veterinary Science deals with the study of animal health care, breeding, feeding and manage-ment practices. The job of a veterinarian is challenging keeping in view the wide range of animals. Contrary to earlier belief, veterinary profession is no longer the male bastion.
Future of Veterinary Profession:
1. India has the largest livestock population of more than 500 million heads, which contribute 15% of the world population. The demand of veterinarian to take care of this huge livestock is on the rise.
2. Due to commercialization of veterinary industry and the liberalization of Indian Govt policies more and more international industries of food manufacturing, pharmaceu-tical, diagnostic and vaccine production etc. have opened up demand for veterinary professionals.
3. Increasing awareness towards veterinary education by introducing various schemes viz. National talent scholarship, junior and senior ICAR fellowships, internship allowa-nce at higher rate and pay package to veterinary professionals equivalent to professional of other field.
4. Job prospects in comparison to other professional and technical degree programmes are better for veterinary graduates.
5. Scope for entrepreneur development in diversified areas is on the rise. Canine and feline practice in cosmo-politan cities, establishment of dairy and poultry industries, milk and meat processing venture, establishment of livestock business and marketing etc. are gaining momentum.
6. Opportunities for higher education in foreign countries and demand for qualified professionals in developed country is attracting Indian veterinarian.
7. Liberalization of loans through agencies the NABARD, Rural Cooperative Banks, and Nationalized Banks under the rural development progra-mmes, establishment of polyclinics, and livestock sector for operationalization and monitoring of the above scheme are boosting the demands for veterinarian.
Eligibility:
For taking admission in the B.V.Sc & A.H. (Bachelor of Veterinary Science and Animal Husbandry) course, the minimum requisite qualification is 10+2 with Physics, Chemistry, and Biology (PCB). For national level test minimum percentage required is 50% for general category and 40% for SC/ST. The minimum age required is 17 years. Candidates are selected for this five years B.V.Sc & A.H. course on the basis of entrance test held by State Agriculture University at State level and by VCI (Veterinary Council of India) at National level. 15% seats in every college are filled through national level test and rest by the State level test.
Where to study:
Presently there are 38 veterinary colleges in the country which are imparting the B.V.Sc & A.H degree. There are 40 State Agricultural Universities in the country of which seven are specialized universities dealing exclusively with Veterinary Science and Animal Science including fishery education. The 15 constituents colleges are attached to these veterinary universities. Out of the remaining 33 States Agriculture Universities, 18 universities have 19 constituent colleges. Apart from these there is one constituent college of Central Agricultural University, Imphal and one affiliated to general university of Pondicherry in the country. In addition Rajasthan Agriculture University, Bikaner has accorded affiliation to two veterinary colleges under private sector
Job opportunities:
Job opportunities are not a constraint, one can go for post graduation (M.V.Sc), the minimum qualification for the post of Assistant Professor. For getting admission to M.V.Sc, there is a State and a National level test as for B.V.Sc & A.H. Apart from the above 38 colleges in India.
IVRI (Indian Veterinary Research Institute, Bareilly, UP) offer the Master and Ph.D programmes in almost every subjects.
NDRI and College of Animal Science, CCSHAU, Hissar are awarding Masters and Ph.D in the animal sciences only.
There are opportunities overseas for higher studies. One can also practice (A highly paid job) in a foreign country after clearing a test for licensing. A MBA along with B.V.Sc & A.H will provide the candidate better opportunity in different industries at managerial grade.
There are number of opportunities in NGOs/ Societies working for the welfare of the animals and livestock owners like BAIF (Bharti Agro Industrial Federation), Help-in -Suffering, LPP (League for Pastoral People), PETA (People for Ethical Treatment of Animal) etc.
Company Secretary
Career as a Company Secretary is not only prestigious and financially rewarding but also carries with it a high degree of job satisfaction.
The Institute of Company Secretaries of India develops and regulates the profession of Company Secretaries in India.There are three stages to be pursued to qualify as a Company Secretary.
Foundation Course 5 Papers
Intermediate Course 8 Papers
Final Course 9 Papers
The Company Secretary Course is by Correspondence with provision for Optional Oral Coaching classes.
For Foundation Course the minimum qualification is 10+2 or equivalent in any stream except Fine Arts.
For Intermediate Course the minimum qualification is CS Foundation Pass or Graduation in any discipline, Arts/Science/ Commerce except Fine Arts.
The Final Examination is after passing the Intermediate Course.
16 months Management Training is to be undergone after passing the Inter/Final examination -or Practical experience.
The ICSI and its Regional Councils and Chapters offer Placement Services to Members and Students. A qualified Company Secretary has openings both in Employment and in Practice.
FUNCTIONS OF A COMPANY SECRETARY
A Company Secretary is :
An expert in Company, Corporate and Securities Laws
A vital link between the company and its:
Board of Directors
Shareholders
Government and Regulatory Authorities
A conscience seeker of the company
A compliance officer of the company
Corporate Planner and Strategic Manager
EMPLOYMENT PROSPECTS
A qualified company secretary has openings in Employment and as a Practising Independent Professional Company Secretary in Employment:
Companies with a paid up share capital of Rs.2 crores or more are compulsorily required to appoint a whole-time Company Secretary.
All companies seeking listing on Stock Exchange are required to appoint a whole-time company secretary.
Membership of the Institute is recognized for appointment to superior posts and services under Central Government.
Membership of the Institute is an essential qualification for recruitment from Grade I to Grade IV in the Accounts branch of the Indian Company Law Service.
Prospects for a CS with the boom in IT industry
A Company Secretary is a knowledge professional with a research bent of mind acquired through rigorous training in corporate laws and corporate management. The syllabus for the course also grills him in Information Systems and Systems Audit. As such. Company Secretaries are well versed in Information Technology as well as ITES. With his procedure orientation and mastery, Company Secretary is able to set up the EOU shop for IT and BPO industries cost efficiently. He is also well versed in foreign collaboration and joint venture agreements as well as intellectual property rights. This enables him to add value to IT or BPO subsidiaries of foreign companies in India as well as the takeover activities by Indian corporates in foreign countries in IT and ITES sectors. As knowledge professional well versed in Indian Laws, judicial decisions as well as laws of countries with which Indian IT and ITES industry deals. Knowledge Process Outsourcing is the industry of the future with a business volumes expected by India alone from US of the order of USD 12 billion over the next five years.
Company Secretaries willing to establish themselves in the IT sector should acquire knowledge and skills in intellectual property management for the IT companies who would move up the value chain. Technical skills in IT industry become outdated very fast. In this situation, Company Secretaries should also acquire continuous up-gradation in their knowledge and skills particularly in the skill-sets required for cross- cultural negotiations between India and the country of the collaborator or the customer of the IT company, both for vertical cross border integration as well as customer delight.
Opportunities abroad for CS
Many Company Secretaries are already working in various countries like the US, Canada, UK, Singapore, Malaysia, Thailand, Australia, New Zealand, Middle- east; Africa, etc. With their research and legal bent of mind, their employers have recognized their professional skill sets. They also possess managerial capabilities and analytical skills.
After the globalisation of services the field is opening in various countries for practicing Company Secretaries as well. India is entering into bilateral Comprehensive Economic Cooperation Agreements with countries like Singapore, Malaysia, Thailand, and Mauritius etc. These agreements recognize Company Secretaries for free movement of professionals across borders. ICSI has entered into an MoU with the Institute of Chartered Secretaries and Administrators, UK. This MoU recognizes. Company Secretaries of both the countries in certain conditions. The process of globalisation and the process of comprehensive economic cooperation that India is initiating has also set in motion mutual recognition agreements between the ICSI and Institutes governing the profession in various other countries. This is opening up the world to Company Secretaries.
CS course going online (virtual classroom)
Today the education for Company Secretary course is through postal and oral coaching. This deprives students from semi- urban and rural areas of touch with expert faculties. In the web-based e-learning module, students will be able to learn about the subject at their desk top. They can, at their convenience, send their responses for evaluation and feedback by faculties. Faculties can give online suggestions for improvement. The virtual class room module would be launched by the end of this year. In this module students can attend classes at computer centres near their locations and interact live with the faculty on screen. This will create a hi-tech yet easy learning environment for students in all nooks and corners of the country.
Placement Services
The Institute is providing placement services to the members. As a part of the service, the Institute maintains a databank of the members registered for the placement and a list of suitable candidates is provided to the employers on request. The bio data of the members are also available on the website of the Institute for surfing by the prospective employers, who can shortlist the candidates suiting their requirements from the website itself. The vacancies for the post of Company Secretaries received in the Institute are also placed on the website for reference by the members seeking placement or change in employment. A placement folder is also maintained for reference by the members visiting the Institute for placement. The members can also upload their bio data directly on the website. Similar services are also provided by the Regional Councils and Chapters located in the various parts of the country.
It may also be mentioned that the members of the Institute are occupying prestigious positions such as Managing Director, Executive Director, and Vice President etc. Some of the members are occupying senior positions in the Government departments and regulatory bodies. There are ample opportunities for the member to go for practice independently.
Self-Employment Practice
After obtaining a ‘Certificate of Practice’ from the Institute, Members of the Institute can go in for Independent Practice.
Every company having a paid- up share capital of Rs. Ten Lakhs or more but less than Rs. Two Crores is required to engage the services of a Secretary in Whole-Time Practice for issue of Compliance Certificate.
Company Secretary as independent professional
A Company Secretary practice is recognized to issue certificates and attest documents under:
Companies Act, 1956
SEBT Act, SCRA and regulations etc. made there under Depositories Act
Exim Policy
Company Secretaries in Practice also render the following Services:
– Legal, Secretarial and Corporate Governance
– Corporate Restructuring
– Foreign Collaborations and Joint Ventures
– Arbitration and Conciliation
– Financial Management
– Project Planning
– Capital Market and Investor Relations
– Due Diligence
– Corporate Advisory Services
Membership
– After qualifying the Final examination and on completion of training as provided under the regulations, a candidate is admitted as an Associate Member of the Institute and can use the letters “ACS” after his/ her name.
Further Academic Pursuits
The CS Course is recognized by the various Universities for admission to PhD Course appointment of Lecturers utilisation of services of members by various professional educational bodies for academic activities. ICSI conducts Post Membership Qualification (PMQ) Course in Corporate Governance for its members.
For Further details log on to www.icsi.edu (The author “Amita Ahuja” is Director (PR), Institute of Company Secretaries of India) ENews
CAREER IN FORENSIC SCIENCE
The world “forensic” is derived from the Latin word “forensis” meaning “forum” or court of law”. Forensic science is a technique if using scientific methods in solving crimes. It draws upon various branches of science, such as physical, chemical, medical and biological sciences. The forensic science is multi-disciplinary and includes branches such as Forensic documents, Forensic fingerprints, Forensic engineering, Forensic pathology etc.
Every MBBS students is taught a bit of forensic medicine (to be able to report any unnatural death that may come to his notice or he could get held up under section 39 as the Cr PC for withholding evidence form the police) At the MD level, the syllabus for the specialty course is more in-depth, covering three modules :
Forensic Pathology, Clinical Forensic Medicine and Toxicology.
Forensic Pathology covers all investigation leading to death (cause, time and manner), embalming and disposal of dead bodies, identification of unclaimed bodies, viscera examination, DNA examination etc. Students are also sensitized to the time factor, because evidence lost at this stage is often lost forever. In clinical forensic medicine, students are taught how to lift trace evidence from the blood, nails, hairs, clothing, semen, a vaginal swab, tissue culture, gastric lavage etc.
They are also taught how to document those evidence for the court, face a lawyer’s cross-examination, understand court proceedings and interpret various sections and sub-sections of the Cr PC. Finally, toxicology is another extensive subject covering data maintenance on all kinds of poisons, their variants, symptoms and management in case of both acute and chronic poisoning Most often, forensic doctors, scientists and police investigators work on a case as team. Yet, despite all their efforts, the evidence may not be finally admissible in court. Nothing is absolute for the judiciary.
INSURANCE AS CAREER OPTION
Insurance is challenging field Ever since economic liberalization in 1991, it has been grown manifold. Today there are at least 12 major private insurance companies in the market compared to one life and four insurance companies. Based on the Malhotra committees recommendations, the government has opened up the insurance sector to private players, who have tied up with large overseas insurance sector to private life insurance companies are ING Vysya, Max New York Life Insurance co, Birla Sun Life Insurance, Reliance Life Insurance, HDFC Standard , and ICICI Prudential etc. In non-life insurance segment, major private players are Royal Sundaram, Cholamandalam, IFFCO Tokyo, Tata AIG etc.
Insurance sector provides good potential. According to one conservative estimate, more than half a million jobs have been created in this sector in the last few years. Another estimate puts the figure of insurance agents of advisers at 11 lacs working in the Indian market for various insurance companies. One can be insurance consultant development officers, assistants administrative officer, surveyor, insurance agent, under writer, claims adjuster, risk manager. Insurance Agents: They advice people on the most suitable policy. The educational qualifications required for becoming an insurance agent or advisor is 12th pass while for other positions, a graduate degree is essential. In addition, the candidates must also possess good communicate skill s, contacts presence of mind, confidence and ability to persuade others, sincerity, hard work and commitment for service towards the clients. These additional qualifications decide the growth of a person in this field.
Agents get about 25 to 32 percent of the premium amount in the first year of the policy. In the second and third year they gets 7.5 percent and in fourth and fifth year they get about 5 percent of the premium. After about four years of good performance, an agent may also be entitled to office facilities, car, computer, telephone, maintenance, housing loan etc.
CAREER IN PHYSICAL EDUCATION AND SPORTS
From time immemorial, human communities all over world to develop fitness for survival have used Physical Education. Set of exercises, combative activities, endurance training, defensive and offensive arts and the like have been practiced from ancient times to prepare youth for the defence of the country and for developing and ensuring loyalty to the society.
Gymnastics, dances, and many games were also included in schemes of training so as to develop not only fitness, but also to promote group felling and provide leisure-time occupations. India has a great tradition in physical education as a means of ensuring physical development, martial velour and recreational competence; and the Indian system of exercises includes variety of physical activities such as dands, baithaks, namaskars, yogic asanas, etc., which formed the integral part of physical education such as Kho-Kho and kabbadi now promoted as National Gemes. Physical education is an integral part of the total education process.
The aims and objectives of Physical education
The aims and objectives of physical education depend to a great extent on the political, economical and social changes that take place in a society. India has achieved political freedom and chosen to become a secular democratic republic.
1. The development of organic fitness.
2. The development of neuromuscular skill
3. The development of character and personality.
4. To prepare highly qualified leaders in the field of physical education and Sports.
CAREER FOR WOMEN IN ARMED FORCES
Introduction :
Today we have Women Officers in all the three services of the Indian Armed Forces i.e., the Army, Navy & Air Force. Women are having equal opportunities in the terms of employability. The commission is a Short Service Commission of five years extendable upto 14 years in all the three services. [It is only in the Medical Services that women can apply for a permanent commission which is being covered in a separate article (Careers for Doctors in the Armed Forces)].
Indian Army :
After every six months 75 women are inducted for training at the Officers Training Academy, Chennai. These women are called the Lady Cadets (LCs). The LCs undergo a six month military training after which they are commissioned as Officers in the Indian Army. Unmarried women below the age of 25 years can apply if they are Graduates and below the age of 27 years if they are Post Graduates. They need to have a height of above 152 cm (5 ft). The eligibility conditions in respect of qualifications and percentage of marks are as follows:- 1. B Sc (PCM / Computer / Non PCM), BA, BCom, BBA, BCA 60% and above. 2. MSc (Computer Science / Electronics / Maths / Organic / Biochemistry / Microbiology / Food Technology / Hotel Management / Catering Technology), 50% and above. MCA, MA (Psychology / History / Geography / English), LLB 3. BE / BTech (Computer Science / Computer Engineering, Electronic Engineering / Telecommunication / Pass Electronics & Telecommunication / Information Technology / Civil / Electrical / Mechanical / Production / Architecture) Note : Women in their final year of Engineering are also eligible to apply provided they should be in receipt of the degree prior to commencement of the course.
Indian Navy :
Women can get commissioned in the Executive branch or the Education branch of the Indian Navy. For being eligible to apply, women need to be below 25 years of age with a height of more than 152 cm (5 ft) and should have secured more than 60% marks at Graduation level in any of the following disciplines :- BCA / MCA BA (Economics) BCom BE / BTech (Mechanical / Marine / Electrical / Electronics / Electronics & Telecommun- ication / Instrumentation / Computers / IT)
Indian Airforce :
Women can be commissioned into the Indian Air force in Flying branch, Technical stream as well as in the Administration and Logistics. The following are the eligibility conditions :- Nature of duties Height Age Qualifications Flying 162.5 cm (54) and above,with leg length 99cm-120cm Below 23 years BA / BCom /BSc / BE /BTech / Any Graduate Ground Duties 152 cm (50) and above Below 23 years for GraduatesBelow 25 years for Postgraduate/ CA / ICWA / LLB BA / BCom / MCom /BSc /BE / BTech (any stream)MA (English / Defence Studies / Psychology / Geography)MSc (Any branch)MBA / CA / ICWA / LLB Technical 152 cm (50) and above Below 28 years BE / BTech (Electronics / Electrical / Mechanical / Telecommunication / Electronics & Telecom / Instrumentation / Computer Science / Aeronautical Engineering / Production / Industrial Production )MSc (Computer Science / Computer Application)
Application Procedure
Applicants are advised to go through the Employment News / Rozgar Samachar published every Saturday. The criteria for age, height, weight, qualifications, etc should be met for applying for the post. Applicants must follow all the instructions given in the advertisement / notification. The applications are likely to be rejected in case they are incomplete or the instructions mentioned in the notification have not been followed.
Selection Procedure
The screened and short- listed candidates are called for an SSB interview at one of the Services Selection Board Centres. The Air Force optees are required to qualify the PABT, CET, EKT, for the flying branch, Ground Duties, Technical branches respectively. The qualified candidates are then subjected to SSB interviews in a similar manner as for the Army and Navy selections. The SSB Stage I is the preliminary screening stage which consists of Intelligence test, Picture perception test and Group Discussion. Only those candidates who qualify Stage I undergo Psychological tests, Group Tests and an Interview which forms Stage II of the SSB selection process. The candidates who are recommended by the Services Selection Board are required to undergo medical examination at the Military hospital. They are then placed in the order of merit. The final selection is based on the number of vacancies available at that point of time.
(The author is Director – Training at Apex Careers, Pune. )
EDUCATIONAL LOAN PROCEDURE
A large Number of students feel handicapped for accessing the higher avenues of education particularly the professional courses on account of the high costs involved at the admission stage and the recurring annual fees. While the government does tries to help through its scholarships, the numbers are not enough to meet the requirements of all the deserving and talented students. Under these circums-tances, the facility of educational loans being advanced by the banks comes.
Government of India in consultation with Reserve Bank of India (RBI) and Indian Banker’s Association (IBA) has framed a Comprehensive Educational Loan Scheme to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India and abroad.
The Salient features of the scheme are as under:-
* The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
* For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
* The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies.
Tax Benefits
Repayment of an education loan is deductible under section 80E of the Income Tax Act. The yearly limit for deduction is Rs. 40,000 (for both the principal and the interest). Only loans taken for higher education – fulltime studies in any graduate or post-graduate, professional, and pure and applied science courses – may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start repaying.
Equitable Access to quality higher education has been a concern of the University Grants Commission. To this purpose the Commission, besides encouraging colleges and universities to provide for liberal financial support to the meritorious but needy students, has also been instrumental in educational loan scheme. The Reserve Bank of India (RBI) has issued guidelines in this regard to all commercial banks. A large number of banks have already launched educational loan schemes. Provided below are links to the respective website of individual banks offering such facilities.
Salient features of the Loan schemes of some Banks are listed below:
BANK OF MAHARASHTRA EDUCATIONAL LOAN SCHEME
For studies in India, & For studies abroad
You should be an Indian National. You should have secured admission to professional/ technical courses through entrance test/selection process. You should have, secured admission to foreign university/ institutions.
Amount
For studies in India : Maximum Rs.10.00 lac
For studies abroad : Maximum Rs. 20.00 lac
Margin
There is no margin up to Rs.4.00 lac.
For loans above Rs. 4.00 lac.
For studies in India : 5% For studies abroad : 15%
This may include own contribution as well as scholarship.
Security
No security required upto Rs.4.00 lac loan. Above Rs.4.00 lac securities are required to be furnished as under either singly or in combinations-
* Government securities, public sector bonds. * Units of UTI, Shares (as per our approved list from time to time), Debentures. * L.I.C. Policies. * NSCs/KVPs, Banks own deposits * Mortgage of land and Building.
The eligible securities are as above. However terms apply. Value of collateral security after providing requisite margin, as stated above should be equal to the Quantum of finance.
Repayment
You get a repayment holiday of one year after completion by EMI of the course selected or 6 months after getting a job (after which your repayment will start). The loan is then to be repaid in 5 years after commencement of repayment.
Processing
Nil.
Fee
Expenses Considered
Tuition fees, hostel expenses, purchase of books equipments/instruments etc. Travel expenses for studies abroad & other essential expenses.
Courses Studies in India
Eligible
* School education including plus 2 stage of CBSE & State Education Boards.
* Graduation courses/Colleges under universities approved by UGC.
o B.A, B.Com, B.Sc. etc.
o Post graduation courses, Masters and PhD
o Professional courses, Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer etc.
* Computer certificate courses of reputed institutes accredited to Dept.of Electronics or institutes affiliated to university.
* Courses like ICWA, CA, CFA etc.
* Courses offered in India by reputed foreign universities.
* Courses conducted by IIM, IIT, IISC, XLRI, NIFT etc.
* Evening courses of approved institutes recognized by State/Central Govt.
* Other courses leading to diploma/degree etc. conducted by colleges/universities approved by UGC /Govt/AICTE/ICMR etc.
Studies abroad
* Graduation : For job oriented professional/ technical courses offered by reputed universities.
* Post graduation : MCA, MBA, MS etc.
* Courses conducted by CIMA – London, CPA in USA etc.
Documents to be Furnished
* Proof of being an Indian national i.e., School Leaving Certificate.
* Letter confirming selection through Entrance Test.
* Letter confirming admission to foreign university/institutions.
* Brochure of the educational institution stating the amount of fees charged.
CANARA BANK
Vidyasagar Loan for Students : Rate of Interest :
(Subject to changes as advised by Bank/RBI from time to time) :
(irrespective of quantum of loan) (DRI:annual income less than Rs 7200 p.a)
(2) Others
-Upto Rs.4 lakhs 12.50%
– Above Rs.4 lakhs upto Rs. 7.50 lacs 13.50%
– Above Rs. 7.50 lacs upto Rs. 15 lacs 11.25% (studies abroad)*
– For students secured admission in IIT / IIM / ISB* 10.75%
* for loans granted w.e.f. 9.7.2005
NOTE :
1) 0.50 % concession in ROI for prompt servicing of interest during study period.
2) Reduction of 1 % for all courses in all slabs / category for girl students for loans granted from 1.12.2005 to 30.6.2008.
INDIAN OVERSEAS BANK’s Vidya Jyoti Scheme
Eligibility criteria.
* You should be an Indian National. * You should have secured admission to professional/technical courses or other academic courses. * You should have secured admission to foreign University/Institution (in the case of overseas study)
What can I use the loan for ?
You can avail the loan for your school education including plus 2 stage/Graduation/Post graduation/Diploma/Computer education in any recognised State/Central Government/University. Professional courses including Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, courses like ICWA, CA, CFA, etc., courses conducted by IIM, IISC, XLRI, NIFT etc. Courses offered in India by reputed foreign universities/Evening courses of approved institutes.
How much can I get ?
You can get a maximum of Rs. 7.50 lakh for studying in India and Rs. 15.00 lakh for studying abroad. What rate of Interest will I have to pay ?
Present Interest rate is as follows: – Up to Rs. 4.00 lakh PLR (at the time of availing of loan). Presently 11% (Flat). – Above Rs. 4.00 lakh PLR+1% (at the time of availing of loan). Presently 12% (Flat). – The rate of Interest prevailing at the time of first availment shall prevail throughout the repayment period. – Interest to be debited quarterly/half yearly on simple basis during the repayment holiday/moratorium period.
What is the margin for the loan ?
For loans upto Rs. 4.00 lakh Nil
For loans above Rs. 4.00 lakh Studies within India 5% For studies abroad 15% Scholarship/assistantship to be included in margin.
What security do I need to provide ?
For loans upto Rs. 4.00 lakh Nil
For loans above Rs. 4.00 lakh Satisfactory personal guarantee and up to Rs.7.50 lakh of a third pary
For loans above Rs.7.50 lakh Collateral security in the form of NSC/KVIP, LIC Policy, Gold, Shares/Debentures or immovable properties Bank Deposits in the name of student/Parent/Guardian or any other third party with suitable margin/co-obligation of third party/parent/guardian along with assignment of future income.
DISCLAIMER –
Since the rules, regulations, eligibility conditions, repayments and interests rates etc are revised by the banks from time to time in keeping pace with the changing capital market conditions, students and parents are advised to thoroughly check the terms and conditions of educational loan scheme on offer at the time of application. The list of Bank loans is indicative and other Banks also have educational loan schemes.
(The writer is a management consultant and a practicing advocate with Delhi High Court)Courtsey- EN
Author: Ms. Versha Singh
REGISTRATION OF NEWSPAPER
After publication of the first issue of the newspaper as provided under section 5(5) of the PRB act, the RNI must be requested to issue a certificate of registration to the newspaper. The check list/guidelines for registration of newspapers/periodicals are as under :-
1. Documents required:
a. Photocopy of title verification letter issued by RNI.
b. Attested copy of Declaration authenticated by the DM/ADM/DCP /CMM/SDM
c. First issue indicating Volume – I and Issue-I.
d. An affidavit from the publisher for “No Foreign Tie-up” in the prescribed form
2. Separate declaration should be filed in case the printer and publisher are different or the place of publication and place of printing come under the jurisdiction of two different magistrates.
3. The first issue should indicate Volume-I and Issue-I, date line, page number and the title in full prominently on the cover.
4. The publication should be brought out within six weeks (in case of daily/weekly) and three months (in case of other periodicity) from the date of authentication of Declaration.
5. The imprint line should contain the name of the Publisher, Printer, Owner, Printing press with complete address, Place of publication with complete address and the name of the editor.
If the documents are found to be complete in all respects and the publication is in order, the Press Registrar will enter the particulars of the newspaper in the register maintained by him and issue a Certificate of Registration to the publisher.
RNI does not accept incomplete applications for registration or issuing of Revised registration certificate. All pending applications for registration or revised registration will be processed only when all the complete and correct documents are submitted.
Please see the following Check List for the required documents:-
For the Certificate of Registration:
a) Copy of title verification letter.
b) Attested copy of the declaration duly filled in and authenticated by the District Magistrate /Addl. District Magistrate etc.
c) Affidavit for ‘No foreign tie up’ duly filled in and notarized.
d) First Issue of publication brought out within 42 days in case of dailies and weeklies and 90 days for fortnightly and above.
e) Copy of the latest issue of the publication.
For Revised certificate of registration:
Following documents are required on the basis of which Revised Registration Certificate is issued:
a) Original Certificate of Registration issued by the O/o Registrar of Newspapers for India and in case it is lost, he/she is required to submit the affidavit for loss of certificate duly filled in and notarized along with the IPO of Rs.5/-.
b) Attested copy of the latest declaration, duly filled in and authenticated by DM/ADM concerned.
c) Affidavit for No foreign tie up, duly filled in and notarized.
d) Latest issue of the publication.
FRESH/REVISED CERTIFICATES
A fresh declaration is to be made in the case of any change in (a) title (b) language (c) periodicity (d) ownership (e) place of publication (f) place of printing (g) publisher and (h) printer. It will be necessary to apply to the Press Registrar for a revised certificate of registration. A revised certificate will not be necessary if the fresh declaration has been made under other circumstances.
The documents required are given below:
(a) An attested photocopy of the fresh declaration duly authenticated by the magistrate concerned etc. indicating the change(s).
(b) A copy of the latest issue of the publication with correct imprint line, title and date line printed on each page of the publication.
(c) Original Certificate of registration issued by the office of RNI.
(d) If Original Certificate of Registration is lost, damaged, stolen etc., an affidavit duty signed by a magistrate, with a five rupee Indian Postal Order in favour of RNI has to be furnished.
(e) In case of change of ownership, attested photocopy of the transfer deed in respect of ownership, duly authenticated by the magistrate concerned, is also to be submitted.
(f) In case of change of title/language, a copy of the title verification letter is to be submitted.
(g) An affidavit for no foreign tie-up.
DUPLICATE CERTIFICATES
When the original certificate of registration is lost, damaged, or stolen, and if none of the circumstances requiring a fresh declaration as noted above exist, an application may be submitted to the Press Registrar for issue of a duplicate certificate of registration with full details given on a separate sheet of paper. Please note that if the certificate has been lost or stolen, adequate documentary proof of having reported the matter to the concerned police authorities, such as a copy of the FIR or a copy of the complaint bearing their stamp/seal, would be necessary. The documents required are as under:
(a) An affidavit to this effect duly authenticated by Notary or the Magistrate concerned under his signature and office seal.
(b) Attested photocopy of the latest declaration authenticated by the magistrate concerned.
(c) A copy of the latest issue of the publication with correct imprint line.
(d) An Indian Postal Order of Rs.5/- in favour of RNI.
(e) An affidavit for “No Foreign Tie Up”
RADIO JOCKEY
The FM Radio has revived radio among the urban populace . FM or frequency modulation is high quality, high frequency radio wave that has lesser atmospheric interference. It gives stereo quality, which makes it popular among the music lovers. FM uses radio frequency band from 88 MHz to 108 MHz. FM or Very High Frequency and Ultra High Frequency bands are also used in radio paging, police wireless, walky-talky etc. The licensing system has now been made easy and the fee has also been reduced considerably. Even the license fee is being waived off for educational and voluntary organisations.
With the FM boom fast enveloping the country the Radio Jockey RJ as a career is also expanding. However, it is a specialised kind of profession where your inborn qualities like having good voice, modulation and diction pays dividend.
Radio Jockeying is not only having chitchat with your listener but also to enrich them with knowledge through entertainment. As we all know the most of the FM radio channels are music-based channels providing entertainment to wide range of listeners from poorest of poor to elite society. The Radio signal is free to all when it is beamed through the terrestrial transmitters (there are satellite channels also that cost money). In a developing country like India radio is sole popular medium, which has outreached all the TV and Print media, combined. In a population of 100 crores, if 10 percent of listeners have their radio sets on then 10 crore people are listening! No newspaper or TV channel has capacity to reach that number yet. It is also a medium of communicating news and current affairs apart from providing entertainment. So, the greater responsibility lies on the person facing the microphone as he or she has the capacity of moulding the public opinion (remember the scene in “Lage Raho…” when Munna Bhai calls upon the people to send flowers to a house grabber).
Jockeying generally involves three areas – Video Jockey (VJ), Disc Jockey (DJ) and Radio Jockey (RJ). All three deal with music. What differentiates them from one another is the place or media they use to reach the audience. A Video Jockey is a host or anchor of a video (TV) programme while Disc Jockey plays host at a music party, orchestra etc.
A Radio Jockey is distinctly meant for hosting radio progra-mmes. They are also called compere, programme presenter and announcer. But the radio jockey sounds more ‘cool’ for younger generation especially when a programme is being hosted on FM stereo! In addition to playing music on air, they at length chat with the audience, keep them amused; provide information on the music, weather and traffic. They play requests from listeners, interview guests and manage contests.
Qualities of a Radio Jockey
A RJ should be able to create bond with the listener, should be friendly, spontaneous, warm, and have a good voice and good command over the language. Youngsters are preferred as they have new ideas and concepts and are bubbling with enthusiasm. A radio jockey must have good voice with perfect modulation, diction and clarity while speaking ‘on-air’. Apart from these the following would be added advantage:
S/he would be well read and knowledgeable,
should be well acquainted with current trends and fashion,
should know current who’s who,
should have command over spoken words and able to use easy-to grasp language/dialect,
could chat with the guest in the studio or audience over telephone,
able to operate modern electronic gadgets like editing consoles and computer.
Possessing some basic qualities are not sufficient. A systematic training is required in order to achieve perfection because the competition in the market are fierce. There are many Institutions that are providing theoretical and practical know-how for being a good radio jockey. Some of them are listed below. The list is indicative as there are many more that provide trainings.
1. Indian Institute of Mass Communication, New Delhi (Radio and TV Journalism)
2. Jamia Millia Islamia University, New Delhi, website: www.jmi. nic.in
3. Indira Gandhi National Open University, New Delhi, www. ignou.ac.in (Radio Journalism/ programme production (Hindi/English) .
4. MCRC, Osmania University, Hyderabad.
5. The Delhi Institute of Communication, website: www. thedelhischoolofcommuni-cation.com
6. MCRC, Jamia Millia Islamia University, New Delhi, website: www.jmi.nic.in.
7. Indian Institute of Journalism and New Media, website: www.iijnm.org
8. Xavier Institute of Communi-cation, Mumbai website: www.xaviercomm.org
Career Opportunities
The career opportunity for a radio-jockey or programme presenter is increasing day-by-day with the advent of private FM channels, community radio stations and government owned local FM radio stations (LRSs) of All India Radio. The government in its phase-II expansion plan of FM radio has given license to as many as 337 FM radio stations in 91 cities. That means every major city is going to have more than one FM channel in the very near future. Metro cities are already having two or more FM channels. The Indira Gandhi National Open University is also going to recruit its own announcers/compere for their exclusive radio channel Gyanvani. A radio jockey may earn from Rs. 8000=00 to 15000=00 depending upon the ability and skills and fulfilling the requirement of the employer. Apart from the regular employment, there are opportuni-ties as casual or part time announcers or compere. The All India Radio is paying Rs. 300 to Rs. 700 per shift/per day to casual announcers/programme presen-ters. There are career opportunities as a newsreader in All India Radio in ad-hoc capacity or on regular basis.
— SYED SALMAN HAIDER
(The author is correspondent All India Radio, Gorakhpur)-courtesy EN
Career In Tool Design
Tool design is critical to the manufacturing industry. Tooling is the foundation for Product design and the manufacturing industry. The CAD Drafting and Tool Design program concentrates on the use of CAD in product drawing, dies of metal stamping, molds of plastic processes and jig, fixture and gauge design. Computer-aided engineering software for mold design and mechanical applications are used.
Objectives of the Course :
* Design and manufacture of Tools & Dies Moulds, Jigs & Fixtures, Gauges etc.
* Modern production technology.
* Tool-related innovations for improved product design.
* Training and upgradation in Tool & Die Technology.
* Productivity improvement.
* To serve small & medium sized enterprise, particularly metal & plastic groups.
* Training in Tool & Die Technology, CAD/CAM/CAE Solutions.
* Design, Development and Manufacturing of quality Press Tool, Moulds, Dies, Jigs & Fixtures, Gauges, SPM, Precision Inspection and Reverse Engineering on CMM, Job Work etc.
* Consultancy for Product Development, Productivity and Quality improvement.
Course Contents
The basic subjects includes :
Jigs & Fixtures / Press Tools/ Plastic Moulds/ Die Casting Dies/ Auto CAD CNC Programming & Machining (Lathe & Milling)/Unigraphics (CAD & CAM) CATIA (CAD)/ANSYS (CAE)/Material Specification & Heat Treatment/ Application of Hydraulics & Pneumatics in Tool Design/ Concept of Robotics/Concept of Reverse Engineering.
Different Courses Offered
(A) One Month Short Term Courses
1) Auto-CAD: 2D, 3D Modeling
2) CNC PROGRAMMING & MACHINING.
3) I-DEAS : Modeling, Surfacing, Assembly & Drafting.
4) I-DEAS : Modeling, Surfacing, Assembly and Drafting.
5) CATIA : Modeling, Surfacing, Assembly & Drafting.
6) UNIGRAPHICS : Modeling, Surfacing, Assembly and Drafting.
7) SOLIDWORKS : Modeling, Surfacing, Assembly & Drafting
8) ANSYS : Structural & Thermal analysis.
9) ADINA : Structural & Thermal analysis.
Eligibility : The eligibility conditions for the above courses are Degree/Diploma in Mechanical Eng-ineering and ITI with relevant experience or equivalent.
Course Fee : Rs.3,000/- for SSI & Individuals, Rs. 4,000/- for Govt. & Major Industries.
B) Medium – Term Courses :
1) Post Graduate Diploma In Tool Design & CAD / CAM.
2) Post Diploma in CNC Technology.
3) Post Diploma in Tool Design & CAD/CAM.
4) Post Diploma in CAD/CAM.
5) Post Diploma in CAD/CAM For Woman.
6) Post Diploma in CAD/CAM For Orthopedically Handicapped.
7) Post Diploma in Tool Design.
8) Master Craftsman in Tool Technology.
9) Master of CAM & CNC Technology.
10) Master of CAD.
11) Certificate Course in CNC Machinist.
12) CAD Integrated Course on Press Tool Design.
13) CAD Integrated Course on Injection Module Design.
14) CAD Integrated Course on Die Casting Die Design.
15) CAD Integrated Course on Jigs, Fixtures & Gauges Design.
16) CAD Integrated Course on Forging Die Design.
C) Certificate Courses
Following Certificate courses of 6 months Full Time duration for SSC Appeared students.
1) Certificate Course in Fitter.
2) Certificate Course in Turner.
3) Certificate Course in Miller.
D) Long Term Courses
1) 4 years Diploma in Tool & Die Making Recognized by AICTE, New Delhi Intake capacity : 60 + 30 (10 each in Jamshedpur, Kolkata and Indore).
2) 2 years Machinist Course is recognized as equivalent to ITI machinist course. Intake Capacity: 2 units. Each unit comprising of 12 trainees.
3) 2 years Advanced Machinist Course (Only for SC/ST/OBC & Minority community whose family income from all sources is Rs. One Lakh per annum only and domicile of Jharkhand.) Intake Capacity: 300 seats (100 seats each in Jamshedpur, Kolkata and Indore).
4) Full Time Course : Post Diploma in Computer Aided Tool Design of duration Six Months. Eligibility : Degree/Diploma in Mechanical/Production Automobile/Manufacturing/DTDM or equivalent.
5) Post Graduate Diploma in Tool Design & CAD/CAM. Of duration 1 ½ Year (Full Time with 6 months internship). The intake is for 30 seats. The minimum eligibility require-ments are Bachelors Degree in Engg. (Mech./Prod./Auto-mobile/ Tool & Die/Plastics) or equivalent.
6) Diploma Programme – Tool & Die Making Course is of 4-year duration (DTM). The course is approved by AICTE, recognized by TEB, Gandhinagar Gujarat state, Accredited by Institution of Engineers (India).
Various Institutions offering Different Courses :
1) Central Institute of Tool Design (CITD) conducts several regular and part-time training programmes in the field of Tool Design & Manufacture, Low Cost Automation, Mech-atronics and Computer Aided Design & Computer Aided Manufacture for the benefit of National & International participants. Contact address : CITD, Balanagar, Hyderabad-500037 ( A.P.) Phone: 040 23771959,23776156, Fax : 040-23772658 Website : citdindia.org
2) Indo German Tool Room P-31, M.I.D.C. Industrial Area, Chikalthana, Aurangabad – 431210, Maharashtra, India. Phone : 91-240-2486832, 2470541, 2482593 website : igtr-aur.org
3) College of Technology, Ferris State University 1009 Campus Drive Big Rapids, Michigan MI 49307-2280 website : www.ferris. edu/cdtd.
4) Indo Danish Tool Room, Jamshedpur is a Government of India Society, Under Ministry of SSI, established in 1991 at Jamshedpur by Govt of India under the assistance of Govt of Denmark under DANIDA. Website http://www. idtrjamshedpur.com
5) The Thiagarajar College of Engineering (TCE) , Madurai has entered into a Memorandum of Under-standing (MoU) with Nettur Technical Training Foundation (NTTF), Bangalore, to offer a Post Graduate Diploma Programme in Tool Design from this academic year. Phone numbers: 0452–2482240/2482242.
6) City University of Hong Kong, Tat Chee Avenue, Kowloon, Hong Kong SAR Phone : (852) 2788 7654 Fax : (852) 27881167 Email: web-master@cityu.edu.hk
7) Indo German Tool Room, Ahmedabad is a high-tech production of tools and training Centre engaged in production of tools of precision plastic & metal component and also engaged in area of Training in tool and die making, CAD/CAM & CNC Technology. Contact address: IGTR, Plot No.5003, Phase 4,GIDC,Vatva, Ahmedabad- 382445 Phone No:(079)-25840961/64,25841960, Fax No:(079)-25841962.
Conclusions
Graduates of the Tool Room Design courses find immediate employment as computer-aided tool detailers , product drafters, entry-level tool designers, CAD operators and other technical-related positions. Many students take admissions to higher degree courses such as Product Design Engineering Technology, Manufacturing Engineering Technology, Plastics Engineering Technology, Business Manage-ment Teacher Education. The interested students are advised to check their eligibility before taking admission into an institution.
Dr. A.G. Matani
(Faculty of Mechanical Engg.,Government College of Engineering, Amravati-444604, MS) Courtesy- EN.
CAREER OPPORTUNITIES IN NON-CONVENTIONAL ENERGY SOURCES
Energy, employment and environmental protection are the three main problems which need to be properly handled by any country.
New Technologies : Emerging Renewable Options Chemical storage of energy, fuel cells, hydrogen energy, Geo-thermal energy, Alternative fuels for surface transportation, Bio-fuels, ocean & Tidal energy.
Power Generation Technologies : Wind Mills, Small Hydro Power, Bio-Mass Energy and Co-generation, Energy from Wastes, Solar Energy Technologies, Solar Photo-Voltaics, Solar Thermal
Rural Energy Technologies: Biogas, Energy efficient wood burning cook stoves (improved chullahs), Integrated rural energy program
Objective of Courses :
Organizing training and promotion programmes in renewable energy for engineers and technicians and for administrators of government and voluntary agencies
Organizing environment awareness programmes for teachers, students, social workers, administrators etc. for administrators of government and voluntary agencies
Organizing eco-friendly aquaculture training for biology graduates (job oriented) backyard pond and aquarium culture training for general citizens to create awareness
Organizing environment related workshops and seminars for religious leaders, seminarians and trainees.
Organizing energy management training programs for large industries and institutions for families, small industries and institutions
Organizing training workshops on rainswater utilization and waste water management for general citizens, institutions and industries
Organizing training programmes for solar P- V and thermal system installation for encouraging young technicians
Institutions Offering Courses/ Training Programs in Renewable Energy Systems :
1. CSER-TD (Centre for Solar Energy Research-Technology Dissemination) T.P.K.Road, 625001 Madurai.
2. Karpagam Polytechnic College Main Road, Eachanari 641021 Coimbatore.
3. Renewable Energy Centre – Mithradham – Chunangamveli, Aluva Kerala.
4. Indian Renewable Energy Development Agency (IREDA).
5. Three organizations under Ministry of Non-Conventional Energy Sources (MNES) for technology development, testing and certification of RE systems are :
Solar Energy Center (SEC), Gurgaon, Haryana
Centre for Wind Energy Technology (C-WET), Chennai, Tamil Nadu
Sardar Swaran Singh National Institute of Renewable Energy (NIRE), Jallandhar, Punjab
6. Solar Energy Centre (SEC), of Ministry of Non Conventional sources – New Delhi ,is actively involved in different activities concerning with design, development, testing, standardization, consultancy, training and information dissemination in the field of solar energy.
7. The School of Energy Studies at Jadavpur University. It is a multidisciplinary unit coordinating activities in different University departments for creation of energy awareness, advocacy and promotion of non-conventional energy sources, and conducts research and development activities .The School offers a 3-semester M.Tech. Course in Energy Science & Technology, Certificate course on Energy Management & Audit as well as shorter courses on utilization technologies in the fields of Solar Photovoltaics, Solar Thermal, Wind Energy, Biogas, Biomass, Photochemical Mini-micro Hydel and Energy Management.
8. Energy Systems Engineering (ESE) at IIT Bombay.
9. Maharashtra Energy Develop-ment Agency (MEDA)- Pune. Potential Areas For Consultancy Services: After acquiring qualification and training in non-conventional energy sources, the candidates can offer consultancy in :
Solar thermal testing, standardization and system design
SPV testing, standardization and system design
Material testing
Solar thermal power generation
Interactive research and development
Technology assessment report, at national and international levels
Integration of solar and conventional systems
Financial and cost benefit analysis
Assessment of improvement in environment
Diagnostic studies for performance improvement of existing systems
Designing of energy efficient buildings using solar passive concepts
Energy Auditor/assessor
With a strong industrial base and successful commercialization of technologies in wind, solar thermal, solar photo-voltaics, biogas and improved biomass stoves, small hydel, today India is in a position today to offer ‘state of the art’ technology to developing countries and is emerging as a leader in the global movement towards sustainable energy development.
— Dr. A.G. Matani
(The author is a Lecturer, Government College of Engineering, Amaravati.)
A LUCRATIVE CAREER OPTION
The well turned out men and women at hotels and restaurants, who present them-selves with polite manners and a magnetic smile, never fail to put us at ease. They are all professional, working day and night to keep in operations, the ‘Hospitality Industry,’ Being part of a glamorous industry.’ that has grown gigantically in recent times with tourism and corporate activity, hotel management pro-fessional actually have a lot to smile about. The field offers scope for diverse experiences and the professional are driven by the mission of coordinating all efforts to ensure optimum guest comfort and satisfaction.
Hospitality, one of the largest industries in term of manpower employed is not only people dependant but people-oriented too. The entire gamut of Tourism operations does not deal with tangible saleable products like tasty food and comfortable beds only. The human warmth which surrounds every product like a halo is not seen- but felt and is the corner stone of such operations.
Over the years, the graph of tourist movement – both domestic and international-Kept on showing an upwardly mobile direction, as a result the hotel or the hospitality education came up. The vast potential of India’s multifaced grandeur who identified by the national builders after independence and the need for professionally trained manpower was established. Hotel/hospitality education came into existence then.
Within a span of 40 years the services in the hotel in India have gained a reputation though out the world with some of them featuring in the list of world’s best hostels every year.
A multibillion-dollar industry hospitality is our country’s third largest industry employing 9.5 million people nationally. The hospitality industry is defined as the activity of providing lodging fooding, beverage and recreational services, which include hotels, motels, clubs, casinos, restaurants, recreational facilities, tourism, cruise lines them parks. The options available in this industry are eye-catching. The history of the hospitality industry dated back all the way to the colonial period, when in 1874 the first city hotel opened in New York City. Things have changed quite a bit and the hospitality industry has experienced significant develop-ment over the years as it has faced the World Wars, the depression and various social changes. The industry as we know in India today began to take form in the early 1950’s leading the way for growth into the dynamic industry. Career options into the hospitality industry have continued to grow with the industry. There are different descriptions, which outline the different levels of hospitality positions. The first is the entry level where in an initial experience and skill is gained and which in turn can help in the advancement of the career. The task given here are related to the positions and acts as a valuable component to the success of the hospitality entity.
The next level is the skilled level, where more stress is given on enhancing specific skills and capabilities, which can be used as a ladder to climb the pillar of success. The third level can see a more mature blend of experience, training and initiative which when combined creates and ability to lead employees and manage business. So this level is called Managerial level. There are enormous career opportunities which can be obtained in the hospitality industry.
There are multiple choices in the hospitality industry. This industry demands that the person should be a good worker, having positive attitude, with food communication skill, having an ability to sacrifice. While under training a hospitality professional is inculcated appearance with the professional appearance and ability to work under pressure. Although these qualities may seem simple they are constantly being put to the test due to the request of the people serve by this very demanding industry.
Regardless of the work within hospitality there is always a rise in guests/customer’s expectation and where in the professionals have to ensure that the guests experience is pleasant and memorable.
After getting a job in the hospitality industry position and money flows upwards people are well compensated after the successful completion of the job. Today wages for hospitality are very competitive as compared to those of other industry. A wide ranges of salaries are available in this industry. Several elements beginning with capability/skill and performance well impact the income.
The industry is becoming increasing complex with a greater emphasis being placed on specialize training. Demand is Increasing with special skills obtained in colleges, technical institutes, vocational schools. Programs range in length from a few moths to several years. Nearly 200 community and junior colleges offer 2 years degree programmes in hotel and restaurants management. It is possible to obtain a 4-year college degree in the liberal arts or other fields and enter into a trainee or junior management track. However a bachelor’s and master’s degree programmes in hotel and restaurants management provides the strongest background, for a career as a hotel manager, with nearly 150 colleges and universities offering programmes in India. Graduates of these programmes are highly sought by employers in this industry. New graduates often go through on the job training programmes before being given much responsibility. Eventually, they can advance to a top management position in a large chain operation.
Travel & Tourism
Travel and Tourism is considered to be the largest services–based industry in the world. Tourism Is the largest foreign exchange earner among all industries, an provides direct employment to lakh of people. This industry exist in private as well as public sectors in the segments in this field 0 travel agents and tour operators.
Travel agents deal with the marketing of travel and tourism planning and selling trips to individual or groups. Tour operators are engaged in travel and destination management. Public sector deals with the promotion of tourism in India. Therefore most public sector organization in this field run a network of hotels, information centers and other facilities and services for visitors to the country, besides being involved in development of tourism infrastructure and expanding the industry, Railways, airline carriers, Department of Tourism India Tourism Development Corporation and State Tourism Development Corporations assist these organizations.
Attributes
Those wishing to enter the travel and tourism industry have to be enterprising. Candidates should have drive and the capacity for hard work, since achievement is the key to success in this industry Work in this industry involves dealing with people. Travel company personnel should be aware of the current rules and regulations and documentation that goes into passport and visa and so on. All staff in marketing, counter sales, or guide services, should be aware of the general background, air, road and rail connections and facilities available at the place their clients visit.
Eligibility
Those seeking an entry into the field can either join a travel agency or a tour operating company or take up a, position in a government department or corporation. New entrants are given on–the-job training. However, a basic diploma in travel and tourism management will be advantageous.
Students of 10+2 can pursue a Diploma of Bachelors‘s degree programmes in hotel management to gain professional training. Most hotel management institutes test students though a written examination on English, reasoning general science and general knowledge, followed by a group discussion and interview. The final year of the courses sees students specializing in their area of interest and aptitude whether it be front office, food and beverage, housekeeping or food production, all of which are major department in a hotel. Operations, engineering, security, marketing, public relations finance and IT are other department to specialists that these openings to specialists in these respective spheres. Each department has its own precise tasks and provides necessary training in the initial years to equip the fresher.
Status of Hospitality Management Education in India
In India currently there are 13937 managers, 20707 super-visors and 128077 staff, all 3 categories totaling to 162721 employees in 1722 star category hotels ( from 1 to 5 star deluxe ) in the hotel industry in India.
There is a requirement of about 15000 additional trained persons in the star category hotels in India, which includes about 2700 managers, about 2500 supervisors and about 1000 staff member and supervisor categories which totals to 5200 and will be filled by 3 to 4 years diploma and degree holders In 1 star, government approved/ unapproved hotels, restaurants and other catering establishments, it is estimated that there is an additional requirement every year for about 7500 diploma/degree holders in the country and about 15000-20000 one-year certificate holders.
WHERE TO STUDY
* National Institute of Tourism & Hospitality Management, Hyderabad
* National Council for Hotel Management and Catering Technology, New Delhi-110012
* Delhi Institute of Hotel Management, New Delhi
* Institute of Hotel Manage-ment, Catering Technology & Applied Nutrition, Goa-403521
* State Institute of Hotel Management and Catering Technology, Tamil Nadu
* Amity School of Hotel Hospitality, NOIDA ( UP)
* Institute of Hotel Management, Gujarat
* Institute of Hotel Management, Catering Technology & Applied Nutrition, Meerut.
* Oriental School of Hotel Management, Kozhikode-673 004
* Indian Institute of Hotel Management, Kolkata
* North Eastern Regional Institute of Management, Guwahati
* OSHM-A Centre of Excellence in Hospitality Studies, Kerala (Affiliated to Calicut University)
* Madras Institute of Hotel Management & Catering Technology, Chennai
* Institute of Advanced Management, Kolkata-700064
* International Institute of Hotel Management, Kolkata-700091
* Guru Nanak Institute of Hotel Management, Kolkata-700114
* ASIA Pacific International School of Hotel Management, Kolkata-700064
* Institute of Hotel & Tourism Management (EST. 2002), Jallandhar
* Institute of Hotel & Restaurant Management, Kolkata- 700150
* Golden Regency Institute of Hospitality Management, West Bengal-721657
* Durgapur Society of Management Science, Durgapur-6
* Pailan School of International Studies, Kolkata-700104
* Institute for International Management& Technology, Gurgaon (Haryana)
* Skyline Institute of Travel & Tourism , New Delhi.
The list is indicative. In addition to these there are many Indian Universities, also various institutions which provide Diploma/Degree Courses in Travel and Tourism Management in many states of India.
| Jobs | Cities Ranking (1 to 5) | ||||
| Hotel | Mumbai | Delhi | Bangalore | Chennai | Hyderabad |
| Tourism | Mumbai | Delhi | Bangalore | Chennai | Kolkata |
| Expected Salary Figures in % | Rs. 5,001-10000 | Rs. 10,001-19000 | Rs. 20,001-25000 | Rs. 25,000+ | |
| Hotel | 0 | 62 | 14 | 6 | |
| Tourism | 11 | 63 | 8 | 5 | |
| What Employers look for while Recruiting ( Ranking 1 2 3 4 5 ) | |||||
| Hotel | Education | Soft Skills | Training | Aptitude | Experience |
| Tourism | Education | Soft Skills | Aptitude | Training | Experience |
Finally, Choose a career not for money, fame or glamour it seems to offer, but only if you are passionate about it and feel certain that it will help you realize your true potential.
Author:Prof. (Dr.) P.K. Dutta
(Director, Institute of Management & Technology, affiliated to Kurukshetra University, Haryana)
Courtesy – EN
Consumer Protection
Consumer Protection Act – The Cornerstone of Consumer Movement
The need for empowerment of consumers as a class cannot be overemphasised and is already well recognised all over the world. The level of awareness of the consumer can be taken as an indicator of the progress of a country. Hence recognising the need for equipping a consumer, to be vigilant and empowered with respect to his rights as a consumer, the concept of celebrating National Consumer Day emerged and there could have been no other better day than celebrating it on 24th December every year to commemorate the enactment of Consumer Protection Act in the year 1986 which has proved a cornerstone in the history of consumer movement in the country.
Basic features of Consumer Protection Act
Government enacted the Consumer Protection Act (COPRA) in 1986 to provide a simple, speedy, and inexpensive redressal mechanism to address the grievances of the consumers which has been not only preventive in nature but also compensatory in nature. The Section 6 of the Consumer Protection Act, 1986 has defined six basic rights of the consumers :-
i. Right to safety
ii. Right to information
iii. Right to choice
iv. Right to representation
v. Right to redressal
vi. Right to consumer education.
What constitutes a Consumer?
Section 2(d) of the Act defines consumer as a person who buys, hires or avails of any goods or services for a consideration which has been paid or promised or partly paid or promised. According to Section 2(d)ii of the Act the term consumer also includes the user of such goods or beneficiary of such services. Thus as per this definition even a child purchasing chocolate is a consumer.
The term consumer, however, does not include a person who obtains such goods and the services for resale or for any other commercial purpose. Common problems faced by Consumers.
With liberalisation and globalisation and greater thrust towards privatisation accompanied with heightened awareness on account of increased availability of information and media exposure today’s consumer has changed radically. There is a growing concern for environment protection and healthy consumption. At the same time the consumer wants greater value for the money spent by him. However, inspite of best efforts during the course of consumption a consumer may encounter many problems.
Some of the significant problems are listed below :-
· Adulteration
· Spurious goods
· Use of deceptive/incorrect rates
· Supply related problems
· Variation in the contents of the packet
· Defective goods
· Poor after sales services
· Deficiency of service
· Not-honouring the terms and conditions of sales and service
· Non-fulfilment of guarantee/warrantee
· Misleading advertisements
· Hidden prices components
. Price discrimination
· MRP
Grievance Redressal mechanism under CPA
An aware consumer can approach Consumer Protection Act at three different levels. For complaints that involve payment of compensation upto Rs. 20 lakh, the consumer can approach District Consumer Court. For complaints above Rs. 20 lakh but less than 1 crore, consumers can approach State Consumer Commission. For complaints above one crore, the aggrieved person will need to approach the National Commission for redressal of his grievance.
Documents required for complaints
In order to substantiate complaints the consumers should have following documents :-
Cash memo/receipt
Warranty card duly signed and stamped by the vendor/company
Catalogue/brochure of the concerned product/service
Insurance policy, if applicable
Job card if applicable
Invoice
Who can file a complaint?
A complaint can be filed by A consumer to whom goods are sold or delivered or agreed to be sold or delivered or such services provided or agreed to be provided.
A Voluntary Consumer Organisation (VCO) The Central Government
The State Government, Union Territory Administration
One or more consumers where they are of same interest
In case of death of consumer, his/her legal heir or representatives
Grounds to File a Complaint
Any allegation in writing made by the complainant against the trader or service provider should enlist :-
Adoption of any unfair trade practice or restrictive trade practice.
The goods bought or agreed to be bought suffer from one or more defects.
Services hired/availed, or agreed to be hired/availed, suffer from any deficiency.
The trader has charged for the goods or services a price in excess of the stipulated price i.e. MRP or displayed on goods or on the package.
The goods or services being offered to the public are hazardous to life and safety.
Limitation period
A complaint can be filed within two years from the date on which the cause of action has arisen. However, a complaint may be entertained after the period if the complainant had sufficient cause for not filing the complaint within such period by recording its reason for condoning such delay.
Format of Complaint
A complaint filed in the District Forum should contain the following information :-
· The name, description and the address of the complainant
· The name, description and address of the opposite party or parties
· The facts relating to the complaint and when and where it arises.
· Documents, if any, in support of the allegations contained in the complaint.
· The relief, which the complainant is seeking.
Maximum Retail Price
The concept of maximum retail price (MRP) has not really been very well understood by the consumer. Issues relating to MRP could be broadly summed up as below :-
MRP has in most cases been used as a price at which the retailer sells the goods. In a sense the MRP has become Minimum Retail Price. However, few retailers cut marginally in the MRP.
MRP are fixed by the manufacturer and not by the Government. However, a large number of consumers have been made to believe that MRP is fixed by the Government. In some cases MRP is followed by local taxes etc. which is totally illegal.
Role of regulators in helping the consumers
The battle for consumer protection has to be fought by many agencies. The Consumer Protection Act has been rightly defined as the “Magna Carta of Consumers”. However, since the authority of products and services available in the market is huge the Central Government has realised the importance of regulating the functioning of important industries in public interest. Industry regulators have been set up in various sectors so as to enable the consumers suitable redressal on their grievance pertaining to these industries :-
S.No. Industry Regulator
1. Banks Reserve Bank of India
2. Insurance Insurance Regulatory and Development Authority
3. Telecom Telecom Regulator Authority of India and TDSAT
4. Capital Markets Securities and exchange Board of India (SEBI)
5. Electricity Central and State Electricity Regulatory Commissions
Independent regulatory agencies are empowered to regulate the specific industry relevant to their area of function. Regulators are meant to be independent in not just by the political establishment but from the market players as well. Ability of an institution to deliver consistent regulatory environment over time and their level playing field for all stake holders is a crucial determinant of regulatory efficiency.
Need is also being felt for setting up regulatory mechanism for other service sector agencies such as broadcast and cable, airport and others.
CPA – What has been achieved?
Thanks to the Consumer Protection Act, 1986, our country has a vibrant consumer movement today due to the efforts of Government, consumer organisations and the establishment of consumer courts. India is the only country in the world which has exclusive courts for consumer redressal. This has been internationally praised including the developed countries. The Consumer Protection Act has succeeded in brining about fair play in the supply of goods and services to a large extended. However, the rapid changes in the consumption pattern of the modern day consumer is bringing new challenges in the consumer movement in the country.
The changing face of Indian Consumer
The rise of the young and urban consumer has been a feature of India’s economic transformation for the past decade and median age of consumer is mid-twenties. This young group of consumers is not nervous in shelling out on credit for pricy global brands. In rural areas, the massive market of 700 million people is attracting the global companies to make a beeline for India.
Young Population Highest proportion of population below 35 years (70%) in India…
Changing consumer demographic
* Increasingly affluent, with bulging middle class
* The youngest population in the world
* Increasing literacy levels
* Higher adaptability to technology
* Urbanization is a continuing trend
* Increasing “consumption” mindset in India
How effective have been the Consumer Courts!
While a lot has been written about delays in disposal of consumer cases, the actual statistics speak otherwise. As on 28.02.07, the overall disposal was 90.33% in respect of District Fora, 72.31% in respect of State Commissions and 80.6% in respect of the National Commission. On pursuing the overall disposal rate, it is clear that the high disposal rate of cases in consumer courts is a trend setter for all quasi judicial organisations.
| S.No. | Name of Agency | Cases filed since inception | Cases disposed of since inception | Cases Pending | % of total Disposal |
| 1 | National Commission | 45798 | 36914 | 8884 | 80.60% |
| 2 | State Commissions | 392978 | 284154 | 108824 |
Author:Rajinder Chaudhry (Courtesy- EN)
CAREER IN INFRASTRUCTURE MANAGEMENT
Infrastructure management is concerned with assessing the need for, operating and maintaining assets that are at the core of society. Facility Management is a business science aimed at creating an efficient work place which supports a continuous work environment. This is required to provide the cutting edge necessary in today’s competitive market-driven environment. It encompasses multiple disciplines, which address the functionality of the built environment, integrating people, place, process and technology. Facility Managers must have a working knowledge of building systems, structure, interiors, and exteriors to ensure a satisfactory work environment for its occupants.
Aims & Objectives
** Make the students aware about the social, political, and economic contexts in which infrastructure is provided and decisions are made.
** Operate the facility at the highest possible efficiency with quality services and performance levels.
** Provide experiences in leadership, citizenship, and professionalism.
** Continual improvement of programs and facilities to ensure responsiveness to the needs of civil and environ-mental engineering practice.
** Enable students to focus on infrastructure as an integrated system and prepare students for managing public works budgets, large capital investments, and maintenance expenditures.
** Improve productivity and availability of business processes, people, and IT assets
** Ensure that vital IT assets are performing to meet the business service needs
** Manage mainframe eco-systems and mask complexities through integration
** Optimize operating systems, networks, and middle ware, ensuring maximum performance to enable business success
** Reduce costs by right sizing and right timing infrastructure resource deployments
** Collect data and manage diverse platforms by sharing common tools and services
Course Contents Coverage
The following major disciplines are covered:
– Appropriate and New Technologies
– Bridge Engineering
– Contract Management
– Durability of Structures
– Integrated Transport Planning
– Information & Communications Technology (lCT) applications
– Facility Management Fundamentals
– Facility Management Business Workshop
– Green Building Initiatives
– Geographical Information Systems (GIS)
– Leading the Organization
– Managing the Facility
– Operations Techniques and Management
– Rail Engineering
– Supporting the Business
– Statutory Compliance
– Sustainability
– Strategic Environment Assessment (SEA)
– Transport System Design
– Water and Wastewater Treatment
– Waste Management
Potential Areas of Job Opportunities
After completion of the course, the students have wide job opportunities in many areas namely:
– Cost-of-Service Analysts
– Engineers and Planners
– Economic and Financial Analysts
– Facility Marketing Agents
– Facility Operations Specialists
– Investment Bankers
– Management Consultants
– Program Managers
– Policy and Regulatory Analysts Real Estate Development Specialists
Contact Addresses of Institutions offering Different Courses:-
1. IFMI, 264/ 265, 18th E Main, HAL II Stage, Indian Nagar, Bangalore www: ifmaindia .org
Telephone: 080-5530 5333/5888
2. Different Courses and training programs are also offered by The National Institute for Land and Infrastructure Management (NILIM) 1, Asahi, Tsukuba City, Ibaraki Prefecture, Japan
3. The School of Management for Infrastructure & Development Strategies – India (MINDS) is conducting One Year Trimester Full Time Post Graduate Diploma in Infrastructure Management (PGDIM) & Two Year Full Time MBA (Infrastructure) in association with Visvesvaraya Technological University ), 20th Main, 80 Feet Road, Koramangala, Banga-lore-560095, Website: minds-india.org
4. M.Sc. (one year, full-time, two years, part-time) /Post Graduate Diploma (nine months, full-time, two years, part-time)/Post Graduate Certificate (nine months, full-time, two years, part-time) in Infrastructure Management offered by Faculty of Science, Engineering & Environment, School of Computing, Science & Engineering. Website address www.cse.salford.ac.uk
5. The ITT Technical Institute in Indianapolis, Indiana offers online education courses by School of Business Masters Degree in Business Administration & Bachelor Degree in Business Administration with specialization in project management
6. Walden University is offering MBA with specialization in Technical Project Management.
7. AIU Online offers distance career training in virtual classrooms in BBA and MBA with focus in Project Management.
8. Virginia College Online is offering management education in infrastructure management related courses.
9. University of Hyderabad, Hyderabad, Andhra Pradesh offering Post Graduate Diploma In Planning & Project Management of 1 year duration (through distance mode). Contact Address: University of Hyderabad, Centre for Distance Education, Hyderabad 500046, and Telephone: 040-3010500, 3010120, 3010121, 3010345, 253951 Website: www.uohyd.ernet.in
10. The Director, Directorate of Distance Education, Alagappa University, Karaikudi Tamil Nadu -630003 offering PG Courses (2 years) MBA (Project Management) through distance education mode. Contact Telephone: 04565 -229230 Website-www.aluniv.org
Interested students should contact the concerned institute regarding eligibility criteria and other details before taking admission.
— Dr. A.G. Matani
(Lecturer-Mech. Engg., Govt. College of Engineering, Amravati-444604 M.S.) Courtesy- EN
Speech Language Pathology and Audiology
Speech – language pathology
Speech – language pathology is the study of disorders of speech and language. The field was referred to as ‘Speech and Hearing’ in earlier literature. Speech- language pathologists, sometimes also called speech therapists, assess, diagnose, treat and help prevent speech, language, cognitive, communication, voice, swallowing, fluency, and other related disorders. They provide a range of services including prevention, identification, evaluation, diagnosis, treatment, teaching, counselling and consultation. They also engage themselves in basic and applied research activities related to human communication and its disorders. They help individuals to prevent and overcome communication problems in language, speech, voice, and fluency. They work with people who cannot make speech sounds, or cannot make them clearly; those with speech rhythm and fluency problems, such as stuttering. They also work with people who have swallowing difficulties.
b) Audiology
Audiology is the study of hearing and its problems. An Audiologist measures a person’s hearing, diagnosis hearing loss and prescribes a suitable hearing aid whenever necessary. He/she may also be involved in auditory rehabilitation of hearing impaired children and adults. Hearing screening, noise measurement may also be part of an Audiologists job requirement. Audiologists assess the extent of hearing loss, balance and related disorders and recommend appropriate treatment. These services are provided to people who are deaf or hard of hearing and persons at. risk of hearing loss due to noise exposure, genetic causes or middle ear infections. Audiologists also work with children and adults who need aural rehabilitation, such as auditory training and speech reading, and educate parents and professionals on the prevention of hearing loss. They provide information and training on all aspects of hearing and balance to other professions including psychology, counseling, rehabilitation and education.
Speech-language pathologists use written and oral tests, as well as special instruments, to diagnose the nature and extent of impairment and to record and analyze speech, language, and swallowing irregularities. They develop an individualized plan of care, tailored to each patient’s needs. Speech language pathologists help patients develop, or recover, reliable communication skills so that the patients can fulfill their educational, vocational, and social roles.
Job Opportunities
There are ample opportunities of getting a good job for a speech – language pathologist or an audiologist. They can look for it in educational services, including preschool, elementary and secondary schools, and colleges and universities. Others can be absorbed in different hospitals; offices of other health practitioners, including speech language pathologists; nursing care facilities; home healthcare services; individual and family services: outpatient care centers; child day care services: or other such facilities. They are highly paid. A few speech language pathologists/ audiologists can be self-employed in private practice They can contract to provide services in schools, offices of physicians, hospitals, or nursing care facilities, or work as consultants to industry.
Most speech-language pathologists provide direct clinical services to individuals with communication or swallowing disorders. In speech and language clinics, they may independently develop and carry out treatment programs. In medical facilities, they may work with physicians, social workers, psychologists, and other therapists. In schools, they can develop individual Or group programs, counsel parents and may assist teachers with classroom activities. They also work with family members to recognize and change behaviour patterns that impede communication and treatment and show, them communication enhancing techniques to use at home. Some speech-language pathologists conduct research on how people communicate. Others design and develop equipment, or techniques for diagnosing and treating speech problems.
The number of speech-language pathologists and audiologists in private practice is rising due to the increasing use of contract services by hospitals, schools, and nursing care facilities.
Where these professionals can work
– Hospitals
– Public and private schools
-Rehabilitation Centers
– Nursing care facilities
– Community clinics
– Colleges and universities
– Private practice offices
– State and local health departments
– Home health agencies (home care)
– Long-term care facilities
– Adult day care centers
– Centers for persons with developmental disabilities
– Research laboratories
How to become a speech language pathologist and audiologist
Many colleges and universities offer graduate and post graduate programme in speech-language pathology not only in India, but also in other parts of the globe. Courses cover ENT, anatomy and physiology of the areas of the body involved in speech, language, swallowing, and hearing; the development of normal speech, language, swallowing, and hearing; the nature of disorders: acoustics and electronics: linguistics; and psychological aspects of communication. The course also includes subjects like Community oriented professional practices in speech language pathology and audiology and Basic statistics and research methods. Graduate students learn to evaluate and treat speech, language, swallowing, and hearing disorders and at the same time, they also receive supervised clinical training in communication disorders.
Science combination at the Intermediate level is an essential qualification to enter into the graduation course. Most institutes require a minimum of 50 per cent marks in aggregate. The duration of the course is four years for B.Sc. (Three years for course work and one year for internship). It comprises both theoretical and practical (clinical) orientation.
After completion, they can pursue a M.Sc./M.A. programme in the same field or other associated field such as Linguistics, from where they can give direction to their career to the field of Academics’ and research. Others can open up their own clinic or join different hospitals/ clinics and other rehabilitation units. They also become eligible to apply for various job/education in all over the world.
Some Indian institutes that offer this course (RCI recognized)
– All India Institute of Speech arid Hearing, Manasagangotri, Mysore .
– Ali Yavar Jung National Institute of Hearing Handicapped (AYJNIHH), Bandra Reclamation, Bandra, West, Mumbai.
– AYJNIHH, NRC, Kasturba Niketan, Lajpat Nagar-it, New Delhi .
– AYJNIHH, SRC, Manovikas Nagar, Secunderabad.
– AYJNIHH, CRC., Kolkatta.
– Post Graduate Institute of Medical Education & Research, Sector-12, Chandigarh .
– Nair Charitable Hospital, Dr. A.L. Nair Road , Mumbai.
– JSS Medical College, Mysore .
– Helen Keller’s Institute of Audiology and Speech-Language Pathology, Bank Colony, Secunderabad.
– Dr MV Shetty Institute of Speech and Hearing, AB Shetty circle, Hampanakatta, Mangalore.
– Dr SRC Institute of Speech and Hearing, Kariyana palya, Lingarajapuram, Bangalore .
Brajesh Priyadarshi (The author is Delhi based educationist.)
Rajasthan Finance Corporation
Rajasthan Finance Corporation
| How to avail loan | Policy | Documentation |
| Disbursements | Repayment | Contact RFC |
* Scheme for Medical Practitioners
* Tourism Related Activities
* Composite Loan Scheme
* Single Window Scheme
* National Equity Fund
* Qualified Professionals
* Transport Loan
* Technology Upgradation Fund Scheme(TUF) for Textile Industry
* Scheme for Certification of ISO 9000
* Construction of Commercial Complexes, Shopping Malls and Sales Outlets
* Information Technology Scheme
* Scheme for Mining Activities
* Working Capital Bridge Loan Scheme
* Assets Financing Scheme
* Fast Track Loan Scheme
* Scheme for providing consultancy Services by the Corporation
* Scheme For Financial Assistance To Industrial Concerns Involved In Commercial Construction Activities For Development Of Residential Houses/Flats/Housing Complex
* Scheme for working capital term loan with the facility of deposit and withdrawal through pass book
* Scheme for financing against assets
Scheme for financing against land cost in SEZ developed by RIICO
Scheme for financial assistance to Wind Farm/Wind Turbine Generator
SCHEME FOR FINANCING AGAINST ASSETS (SHORT TERM LOAN SCHEME)
Corporation announces scheme for Financing for Builders/ Commercial/ Residential Complexes/ Multiplexes, Hotels ( Tourism Related activities) Hospitals, Nursing Homes for purchase of Land & Building.
* Others
a)Scheme for Dhaba
b)Scheme for Financial Activities Relating to Marketing of SSI Products
c)Assistance to Units Intending to Switch-over their Loan Accounts from Banks and other financial institutions to RFC
I. SCHEME FOR MEDICAL PRACTITIONERS
Under the scheme, the Corporation grants financial assistance to individual Doctor, Medical Practioner or a group of them forming partnership Firm/Company or Co-operative Society. Doctors/Medical Practitioners having post-graduate degrees such as MS/MD/MDS as well as those having basic qualification of MBBS/BDS are eligible.
Purpose
The assistance is available for purchase of sophisticated Electro – medical equipments and other related equipments for professional use.
Hospitals/Nursing Homes
Under the scheme, financial assistance upto a maximum of Rs.10.00 Crores, depending upon the constitution of applicant unit is made available. The Hospitals/Nursing Homes should have minimum of 20 beds. One of the pre-condition for the project under the scheme is that services of atleast one expert doctor having post graduate qualifications like MD/MS should be available in Hospital/Nursing Home on full time basis. Hospital/Nursing Home is also required to provide medical assistance at concessional rates to patients from low income group. The financial assistance would cover investment in land, hospital building, electro-medical equipments, instruments, hospital furniture, air- conditioners, small generators etc. Under the Scheme, financial assistance is also extended to existing hospitals for expansion/modernisation.
Repayment Schedule
Keeping in view the fact that the hospital and nursing homes will take time to establish its name and market, the instalments of Principal are fixed for lower amount in initial period giving a moratorium of two years as under :
Ist and IInd Year Nil(Moratorium period)
3rd Year 5% of the Principal Amount
4th Year 7.5% of the Principal Amount
5th Year 12.5% of the Principal Amount
6th Year 17.5% of the Principal Amount
7th Year 25% of the Principal Amount
8th Year 32.5% of the Principal Amount
II.TOURISM RELATED ACTIVITIES
The Corporation has been granting financial assistance for Hotels, Restaurants, Drive-in-Cinemas, Multiplexes and Tourism related activities in Rajasthan. The Corporation has a Package Scheme of incentives for tourism related projects by reducing the interest rate and making disbursements easier. RFC also encourages projects in these areas. Since Govt. of India grants interest subsidy to star category hotels, the entrepreneurs may set up star category hotel to avail this incentive.
Purpose
Assistance under the scheme is available for acquisition of following fixed assets and facilities depending upon the type of activities:
a)Land, Building, Kitchen equipments, Office equipments including telecommunication network, air-conditioners, Interior decoration, Furniture & Fixtures, Conference Hall, Health Club, Swimming Pool, Indoor sports facilities, Shopping Arcade, Garden equipments etc.
b)In case of restaurants set-up in commercial premises, assistance is available to acquire own premises.
Gestation Period/Repayment Schedule
Keeping in view the fact that in case of hotel projects, the occupancy generally remains low in the initial period, the instalments of principal are fixed for lower amount in initial period giving a moratorium period of two years.
Repayment Schedule
Ist and IInd Year Nil(Moratorium period)
3rd Year 5% of the Principal Amount
4th Year 7.5% of the Principal Amount
5th Year 12.5% of the Principal Amount
6th Year 17.5% of the Principal Amount
7th Year 25% of the Principal Amount
8th Year 32.5% of the Principal Amount
Interest Subsidy
Interest subsidy to 1, 2 & 3 star category hotels and Heritage hotels, which have obtained provisional approval from Department of Tourism before sanction of loan may also be available from Department of Tourism, Govt. of India as per their norms. Interest subsidy is available to borrowers, who are regular in repayment of the dues. However, the entrepreneurs should ascertain the operation of the scheme from Tourism Department, Govt. of India before making application.
III.COMPOSITE LOAN SCHEME
Rural artisans and craftsmen and all eligible small industrial activities in Villages, Small towns having total credit requirement not exceeding Rs.50,000/- inclusive of working capital are covered under the scheme.
IV.SINGLE WINDOW SCHEME
The corporation has been operating the scheme especially for small borrowers to ensure adequate finance by providing single window facility for availing of Term Loan for fixed assets and Working Capital finance from one institution only.
The salient features of the scheme are as under :
– Assistance is available to tiny and small scale industrial units whose cost of project(excluding working capital margin ) and total working capital requirement is within Rs.200.00 Lac.
– Collateral security to the extent of 150% of term loan for working capital would be required.
– Component of working capital normally should not exceed to the term loan for fixed assets.
– The loan shall be repayable within a period of not exceeding 10 years with moratorium period of 18 to 36 months.
– Designated bank may agree to take over the working capital account within three years. In cases where the bank agree to finance only additional working capital, the corporation may continue the earlier working capital loans against the specific security.
V.NATIONAL EQUITY FUND SCHEME
Under the scheme, equity type assistance in the form of soft loan is granted for all industrial activities and service industries(Except Road Transport Operators )
Eligibility
– New projects in tiny & small scale sectors for manufacture, preservation or processing of goods and existing tiny & small scale Industrial units including those which have availed of NEF assistance earlier, undertaking expansion, modernisation, technology upgradation and diversification , sick units in the tiny/small scale sectors including service enterprises which are considered potentially viable are eligible under this scheme.
– Projects for installation of semi automatic/automatic looms in the decentralised powerloom sector under the modernisation programme of power looms under TUF scheme subject to the proposals satisfying the norms and parameters of this scheme.
– Projects which avail of any margin money or seed/special capital assistance under the schemes of Central or State Government, State Financial Corporations and other State level institutions or banks(except Central/State Investment subsidy which may be retained for meeting working capital requirements) will not be eligible for assistance.
Project cost
Project cost(including margin money for working capital) should not exceed Rs.50.00 Lac in the case of new projects. In the case of existing units and service enterprises, the total outlay, including the proposed outlay on expansion/modernisation/technology upgradation/ diversification or rehabilitation should not exceed Rs.50.00 Lac per project.
Minimum Promoter’s Contribution
10% of Project Cost
Debt Equity Ratio
65 : 35 or 1.857 : 1(However a flexible approach may be followed in the case of rehabilitation proposals)
Quantum of Assistance
Equity type assistance in the form of soft loan upto 25% of the project cost subject to a maximum of Rs.10.00 Lac per project is given.
Interest
No interest is charged on the soft loan component except service charge @ 5%.
Security
No security (including collaterals) will be insisted upon for the soft loan. However, adequate additional/collateral security , as may be decided from time to time, shall be insisted upon for the term loan.
VI.SCHEME FOR QUALIFIED PROFESSIONALS
Under the scheme, assistance is granted to qualified professionals for setting up their first consultancy venture.
Eligibility
Assistance under the scheme is granted to qualified professionals in the field of management, accountancy, medicine, architecture, engineering, law etc. for setting up professional practice/consultancy ventures for the first time. Assistance to a limited extent for acquiring additional equipments for their practice could also be considered under the scheme in case of the existing established professional firms.
Cost of Project
The cost of the project should be need-based and not exceeding Rs.20.00 Lac. It may include cost of land, building, furniture, fixtures and equipment related to the profession. The cost of land and building should not exceed 50% of the total outlay.
Repayment Period
Five years including initial moratorium not exceeding one year
Other terms & conditions
The applicant should devote his direct and full attention towards his proposed profession /self-employment venture. The premises acquired under the scheme should be used exclusively for professional purposes and not as residence-office.
VII.TRANSPORT LOAN SCHEME
Assistance is available on selective basis for acquiring Trucks, Tankers, Taxies for tourist purposes and also for utility commander jeep, loader, tippers etc.
Eligibility
Person having experience in transport line or he should employ/associate experienced personnel.
Promoter’s Contribution
Minimum 33% subject to DER norms as applicable
Security
Collateral security equal to the term loan and also guarantee of one person acceptable to the Corporation is insisted upon.
Quantum of Financial Assistance
Depending upon requirement upto 20 Vehicles
Repayment period
4 to 5 years including moratorium of 2 months
Note : The entrepreneurs should ascertain the operation of the scheme from the Corporation before making application.
VIII. SCHEME FOR TEXTILE INDUSTRY UNDER TECHNOLOGY UPGRADATION FUND(RTUF)
Objective
To provide encouragement to textile industrial units in the small scale/medium scale sector for taking up technology upgradation and to modernise their production facilities.
Incentive
The scheme envisages interest incentive of 5% points on the loans availed by small scale/medium scale units for under taking technology upgradation/modernisation.
Scope of the Scheme
The following activities will be covered under RTUF:
i) Cotton Ginning and Pressing .
ii) Silk reeling and twisting .
iii) Synthetic filament yarn texturising, crimping and twisting .
iv) Spinning .
v) Viscose filament yarn .
vi) Weaving, knitting including non-woven fabric embroidery and technical textiles .
vii) Garment/Made up manufacturing .
viii)Processing of fibers, yarns, fabrics, garments and made ups.
Operating period of the scheme
The scheme would be in operation for a period of five years from April 1, 1999 to March 31, 2004.
Promoter’s Contribution
Minimum 33% of the project cost
Rate of Interest
The prevailing rate of interest under General Loan Scheme shall be charged. However, the benefit of the incentive shall be passed/credited into the loanee’s account after receiving of the claims from the SIDBI/IDBI.
IX.ASSISTANCE FOR ACQUISITION OF ISO-9000 SERIES
Objective
This scheme has been introduced to promote & encourage adoption of quality management system in SSI units with a view to strengthen their marketing ability and to enable them to acquire export capabilities . SSI units which have proven record of past performance are eligible for assistance, if they :
– Have been in operation for a period of atleast two years.
– Have earned profit and/or declared dividend during the preceeding two financial years.
– Not be in default to institutions/banks in payment of their dues.
Purpose
Expenses on consultancy, documentation, audit, certification fees, equipments and calibrating instruments required would be taken in to account for determining the loan requirement.
Period of Repayment
Normally not exceeding 5 years including moratorium upto one year.
X.SCHEME FOR FINANCIAL ASSISTANCE FOR COMMERCIAL COMPLEXES, SHOW ROOMS AND SALES OUTLETS
Objective
To provide financial assistance for construction of commercial complexes, showrooms and sales outlets independent of hotel business.
Eligible Activities
Construction of Commercial complexes, showroom(s) & sales outlets providing infrastructure facilities like Electricity, Water, Sanitaryware, Telephones, Internet, E-Commerce, Lift, Air-conditioners and Cooling, Parking, Storage etc.
Amount of Loan
Amount of loan would be need based within the normal financing ceiling of the corporation, which is presently upto Rs. 2000.00 Lac.
Promoter’s Contribution
Minimum 40% of the project cost
Rate of Interest
As applicable from time to time
Other terms and conditions
1. The commercial complex, show-room/sales outlets must be established at prime location/main market centres.
2. Map of commercial complexes etc. shall be got approved from the local authority as per norms.
3. The commercial complexes after construction may be disposed of/leased out in part. However, atleast 25% of the area of the complex is to be retained by the borrower with clear demarcation and it would neither be disposed of nor shall be leased out. The borrower may, however, carry out any of his commercial activity in such retained area. The area, retained, as such shall be in addition to the common facilities. The retained area should have easy and proper access to the common facilities like lift, stair cases, utilities etc.
The borrower may, retain more than 25% area of the complex, if he so desires and found it viable.
NOTE :In case the borrower intends to carry any commercial activity in the retained area like setting up of Cyber cafe, Photostat Machine, STD/ISD/PCO, Restaurants etc. which are eligible for financing as per norms of the Corporation, the same may also be considered for financing in the respective scheme.
4. In case of leasing out of any part of the commercial complex, the same will be leased out with the condition that the leasee/tenant will directly deposit the rent/lease money with the Rajasthan Financial Corporation as and when the rent/lease money is demanded by Rajasthan Financial Corporation.
5. In case of selling out any area of commercial complex the loanee/borrowers who are regular in meeting their obligation shall require to deposit the amount equal to the average rate of construction per Sq. Ft. considered in the project/scheme appropriating investment proposed to be made in the common facilities, plant and machinery and MFA etc.
XI.SCHEME FOR FINANCIAL ASSISTANCE FOR INFORMATION TECHNOLOGY
Objective
To promote all type of projects/activities related to Information Technology. However, Educational/Training Institutes shall be outside the purview.
Eligible Activities
a) All activities related to Information Technology Sector including Cyber Cafe, Internet,
E-commerce, Software development etc. except that of the Educational/Training Institutes (School/colleges etc. ) Software Development may be off shore packages. Off shore services to cater the export sector. The activities like Data Processing, Consultancy, Turnkey projects, Product & Package etc. and also any other activity related to this sector may be considered on their merits.
b) Assistance may also be given under the scheme for development of infrastructure related to the Information Technology.
Promoter’s Contribution
Minimum 40% of the project cost
Repayment for Loan
The amount shall be repayable within 6 years including moratorium period of 12 months.
Margin of Security
| – Land and Building | 30% |
| – Plant & Machinery i.e. Hardware, Software and other equipments | 40% |
| – Registration fee | 50% |
Rate of Interest
As applicable from time to time under Normal Term Loan Scheme .
Collateral Security
Collateral Security against plant and machinery (hardware & software) and also against fee etc. shall be required.
XII.SCHEME FOR FINANCING TO MINING EQUIPMENT/INDUSTRY
Objective
To provide adequate loans to mine owners for faster and better development of mineral properties.
Eligibility
a) The entrepreneurs, who are having valid mining lease for a sufficient area in the name of the promoters/firm.
b) There should be proven mineral reserves of sufficient quantity and acceptable quality in the area where mining lease rights have been obtained.
Purpose
For purchase of basic mining equipments, handling equipments, complimentary and ancilliary equipments.
Security
Besides primary security by way of hypothecation of plant and equipments, collateral security to the extent of 100% of loan amount and mortgaging of mining lease deed, if any.
Promoter’s Contribution
Not less than 40%.
Margin of Security
| For Mining equipments | 40%. |
| For civil construction(like woods, drainage, removal of over-burden and quarry improvement etc. ). | 50% |
Interest Rate
As applicable from time to time.
XIII. SCHEME FOR WORKING CAPITAL BRIDGE LOAN
Objective
To provide Bridge loan facilities to the units to meet out their working capital requirement at the initial stages of production, till such time working capital facilities are made available to it by any bank on regular basis.
Eligible Units
New/Existing tiny and small scale units, which are considered by the Corporation for term loan and whose venture outlay i.e. aggregate cost of project(excluding working capital margin ) and total working capital requirement does not exceed Rs.200.00 Lac.
Nature and Amount of Assistance
The term loan under this scheme shall be in the form of Bridge loan for a maximum period of one year from the date of implementation of the project/date of disbursement of first instalment of bridge loan as within this period, the unit is expected to arrange the working capital facilities from any bank to meet out its regular working capital requirement.
The amount of bridge loan would be need based, subject to maximum of 10% of the projected turn over of the first year envisaged in the scheme. However, it would not be more than the quantum of term loan proposed to be extended against the fixed assets.
Promoter’s Contribution
Minimum 33% of the project cost(including working capital requirement), however, in cases where higher promoter’s contribution has been specified, the same would continue to apply.
Rate of Interest
The rate of interest on working capital bridge loan shall be as applicable from time to time for general term loans.
Security
i) Primary Security
First charge as hypothecation on the current assets .
ii) Additional Security
First charge on the fixed assets financed by the Corporation .
iii) Collateral security to the extent of 150% of the working capital bridge loan. In collateral security besides immovable properties, the securities of NSC/FDRs/IVPs etc. on their face value and not on the maturity value may also be considered.
XIV. SCHEME FOR DHABA
Purpose of Loan
a. For purchase of land, renovation/alteration of existing buildings and construction of new buildings few(2-3) rooms for staying.
b. For Kitchen equipments & other equipments like Deep Freezer, Utensils, Fans, Coolers, Gas Burners and Furniture etc.
Financial Assistance
Loan upto Rs.10.00 Lac will be considered.
Interest Rate
As applicable from time to time.
Other Requirements
– Land should be converted for hotel purpose. Approval of building plan and NOC from Local Authority are pre-requisite. If land is not converted, financial assistance only for equipment and furniture may be considered against collateral security.
– Depending upon the merits of the case, the sanctioning authority may ask for the collateral security even in cases, where financial assistance is considered for land and building also.
XV. SCHEME FOR FINANCING ACTIVITIES RELATING TO MARKETING OF SSI PRODUCTS
Objective
To provide financial assistance to SSI units to undertake various activities necessary to increase their sales turnover in the domestic and export market.
To finance service providers which provide support services and/or infrastructure facilities to small scale sector to improve its marketing capabilities.
Eligible Borrowers
Existing SSI units in the small scale sector with a good track record and sound financial position are eligible for assistance. New units could also be considered on a selective basis.
Specialised organisations providing marketing assistance infrastructure and support services to industrial concerns in the small scale sector.
Purpose
For undertaking various marketing related activities such as
– Marketing Research.
– Advertising .
– Establishing distribution net-work including showrooms/
retail outlets etc.
– Development of infrastructure like setting-up of
permanent exhibition centres including parks etc.
– Marketing support to SSIs like data bank, libraries,
internet services etc.
Rate of Interest
Interest rate as prevailing from time to time shall be charged.
Security
Exclusive charge over the assets acquired out of the loan first/second charge on existing fixed assets and other collateral security as may be deemed necessary.
Period of Repayment
This may vary between three to five years with a moratorium upto one year for term loans to SSIs. The period of repayment could be extended to 8 years for marketing related infrastructure projects.
XVI. SCHEME FOR PROVIDING FINANCIAL ASSISTANCE TO UNITS INTENDING TO SWITCHOVER THEIR LOAN ACCOUNTS FROM BANKS AND OTHER FINANCIAL INSTITUTIONS TO RFC
Eligibility
a)Cases having good repayment behaviour with their respective lending institutions and having categorised as standard loan account.
b)Cases must comply with the eligibility norms for financing by the Corporation on the lines of a fresh case.
c)Proposed term loan must be adequately secured and in any case, the quantum of security should not be less than what has been offered to its banks/other financial institutions.
Purpose of Assistance
(i) Financial Assistance for repayment of outstanding loan of the other FIs/ Banks.
(ii) For repayment of unsecured loan (excluding IFUL)/Creditors towards capital goods, provided it does not dilute the norms of minimum promoter’s contribution and debt equity ratio.
(iii) For acquisition of further fixed assests for modernisation, diversification, expansion etc.
Quantum of Loan
The loan will be restricted to the balance outstanding in the account of the unit with its bank/Financial institution at the time of disbursement of the loan under the scheme. Loan can be considered for additional assets also.
Repayment Period & other terms and conditions:
The case would be examined and processed as per normal parameters of the Corporation followed/specified under General Term Loan Scheme.
XVII. SCHEME FOR ASSETS FINANCING
The scheme envisages to provide financial assistance to the businessman/entrepreneurs who are interested to purchase the assets of an existing unit from the prospective seller who is no more interested in running the unit what so ever the reason may be.
Eligibility
i) A Company incorporated under Companies Act/A partnership firm/Proprietorship concern will be eligible to avail financial assistance under this scheme.
ii) If the main promoter/concern had already availed any financial assistance from any bank/financial institution, should have satisfactory track record of payment. Its accounts should have been classified as standard assets with the financial institution/Bank.
iii) Weightage would be given to the promoter(s) who are already engaged in the same/related industrial/trading activities.
(iv) The assets acquired/purchased within a period of 18 months prior to the date of loan application may be considered for financial assistance.
Purpose of Assistance
A. For purchase of fixed assets as under:-
(i) Land : Only industrially converted land or land located in RIICO Industrial Area or land which has been approved by local authorities
for commercial purposes.
(i) Building: Should be in good condition.
(ii) P&M and MFA: Should be in good condition and residual life not less than 10 years.
Note:The assets of sick/closed units acquired/to be acquired on cash down basis either from the Corporation or otherwise would also be covered.
B. For addition of fixed assets to make the unit viable.
C. Working Capital – If the case fulfills the criteria of Single Window Scheme.
Amount of Assistance
From Rs. 2 lakhs to Rs.1000 lakhs (Rs.1000 lakhs in the cases of Companies).
Margin
(1) 50% on the acceptable value or purchase consideration of assets whichever is less.
(2) Usual margin on additional fixed assets as per norms of financing.
Moratorium period
Since the loan is available against existing assets, the moratorium period shall not exceed to 12 months in any case.
Repayment period
The repayment period shall be 5 years from the date of expiry of moratorium period. The unit shall furnish 20 post dated account payee cheques favouring RFC for repayment of loan in EQI with additional cheques for the interest of moratorium period.
Security
The requirement of security shall be two times of the financial assistance, the loan shall be secured by the following securities:-
i) First charge over the fixed assets proposed to be purchased.
ii) Personal guarantee of all directors.
iii) In case loan required for additional fixed assets/working capital the concern will be required to furnish security/collateral security as per norms of usual financing by the Corporation.
Basis for calculation of acceptable value
The acceptable value of assets proposed to be financed shall be considered as under:-
LAND & BUILDING: For determining the value of land and buildings the purchase price as per registered document can be taken into consideration.
PLANT & MACHINERY – Written value or purchasing price/MRV whichever is less.
Promoter’s Contribution
Overall promoters contribution shall be over 40%
Interest charges
Interest is chargeable at prevailing rate of interest applicable under general term loan scheme. Rebate @ 1% per annum shall be available on timely payment.
Viability of the project
The financing of the assets acquired/proposed to be acquired would be considered only if it is for a part of the project and is found technically feasible and economically viable in terms of norms and guidelines made applicable under general loan scheme.
Many promoters are confident about the successful running of their project and are prepared to furnish additional/collateral security for the term loan for fixed assets which provides extra comfort level to the Corporation. In such cases the Corporation has also decided to reciprocate by providing financial assistance on liberal terms with regards to promoters contribution, security margin, all without diluting overall financing norms/parameters laid down by the SIDBI/IDBI, Central/State Govt., RPCB etc. It has also decided to simplify the procedure of disbursement as compared to the general category of borrowers. This would not only facilitate early implementation of the project but would also enlarge the scope of the business of the Corporation.
Eligibility criteria
The promoter/concern/company furnishing collateral security for the term loan against fixed assets, would be eligible to be covered under the scheme. However, as a part of specific decision/guidelines of Corporation where collateral security requirement is a must, such as units in rented premises, mining units, transport loan cases, working capital term loan under SWS, projects based on fast changing technology etc., shall remain outside the purview of this scheme. The Scheme would be applicable to the loan cases under General Loan Scheme, but NOT under Good Borrower Scheme/UPGB and NAU Schemes.
Category of promoters
Under the scheme, promoters may be categorised as follows, based on the quantum of collateral security proposed to be furnished for term loan against fixed assets:-
Quantum of collateral security
A
(i) Where the value of collateral security against fixed assets is more than 80% of loan amount
Or
Where, in the project, the component of land and building is more than 50% of the total investment towards fixed assets and collateral security is not less than 50% of the loan amount.
Or
Where, in the service sector projects like hotel, commercial complex, hospital, nursing homes, proposed to be located in major cities like Jaipur, Jodhpur, Udaipur, Ajmer and Bikaner, the component of land and building is more than 75% of the total investment towards fixed assets of the project and collateral security is not less than 25% of the loan amount.
B
(ii) Where the value of collateral security against fixed assets is mor than 40% but upto 80%
Or
Where, in the project, the component of land and building is more than 50% of the total investment towards fixed assets and collateral security is not less than 25% of the loan amount.
Or
Where, in the service sector projects, like hotel, commercial complex, hospital, nursing homes proposed to be located in major cities like Jaipur, Jodhpur, Udaipur, Ajmer and Bikaner, the component of land and building is more than 75% of the total investment towards fixed assets in the project and collateral security is not less than 10% of the loan amount.
Note: For the purpose of determining the value of collateral security, the value of primary security would not be considered.
Prameters
The eligible entrepreneurs/cases would be entitled to sanction/avail loan on the liberal terms/norms as detailed below:
| A. Facilities/relaxation in terms of sanction | A | B |
| – Minimum Promoters Contribution | 30%* | 33%* |
| Security Margin | ||
| (a) where usual security margin is 30% | 25% | 27.5% |
| (b) where usual security margin is 40% | 35% | 37.5% |
| (c) where usual security margin is 50% | 40% | 45% |
| DSCR may be accepted | 1.5:1 | 1.6:1 |
| * -However it should not dilute DE Ratio of 2:1 in small scale units and 1.5:1 in meduium scale units. | ||
| B.Facilities/Relaxation in terms of disbursement of loan | A | B |
| – Raising of promoters contribution before disbursement | 50% | 75% |
| – Advance disbursement | 33% | 25% |
| Maximum inspection for verification and Valuation of assets | 2 times | 3 times |
Note: The next advance disbursement would be subject to proper utilisation of previous advance and would be over and above the admissible disbursement against valuation of assets of the project. Beyond 66% disbursement against sanctioned loan amount, eligible disbursement would be released after carrying out valuation only.
Other relaxations
a) Credit reports from reputed persons/Gazetted Officer would not be insisted upon if satisfactory report from Bank has been received.
b) Cases would be taken up for processing/sanction without waiting for NOC/consent from RPCB and the unit would be allowed to furnish the same as under:
NOC in red category cases would be furnished before first disbursement of loan (after documentation and release of token money).
In orange category cases, the same may be furnished uptil disbursement of 25% of sanctioned loan or disbursement of 50% value of collateral security, whichever is less.
Payment/Receipts for smaller amount in case of plant and machinery and MFA would not be insisted upon to the extent of 10% of the total cost of plant and machinery and MFA. For such payment only a statement showing the itemwise details of payments duly signed by the promoter and certified by CA shall have to be furnished.
XIX. SCHEME FOR FINANCIAL ASSISTANCE TO INDUSTRIAL CONCERNS INVOLVED IN COMMERCIAL CONSTRUCTION ACTIVITIES FOR DEVELOPMENT OF RESIDENTIAL HOUSES/FLATS/HOUSING COMPLEX
OBJECTIVES
To provide financial assistance on commercial basis for construction of housing complex and residential houses/flats either independently or part of commercial complex.
ELIGIBLE BORROWERS
The borrowers may be a concern having constitution as proprietor, a partnership firm, a company, a registered public trust or a Registered Co-operative society constituted to run the venture on commercial lines as builders.
ELIGIBLE ACTIVITIES
Construction of houses, flats, apartments and housing complexes providing basic infrastructure facilities like electricity, water, sanitation, telephones, lift, air conditioners and cooling, parking, storage etc.
The financial assistance would be provided for construction activities for the sale on commercial basis.
PURPOSE OF LOAN
The assistance may be granted to eligible borrowers for:
(a) Cost of land.
(b) For construction of building for housing complexes/apartments(commercial cum residential complex).
(c) For acquisition of required plant and machinery/equipment, like lifts, air conditioning plant and fire fighting equipments, other safety devices and also other plants and equipments required for modern type of housing complexes.
(d) Furnishing of houses/flats.
XX. SCHEME FOR WORKING CAPITAL TERM LOAN WITH THE FACILITY OF DEPOSIT AND WITHDRAWAL THROUGH PASS BOOK
Introduction:
The Corporation is operating schemes to provide working capital to good borrowers and to new entrepreneur under the single window scheme. As per norms of the scheme, WCTL is provided as term loan and borrowers are not free to withdraw and redeposit the loan during the currency of loan. Considering this problem of entrepreneurs in view, the Corporation has devised this new scheme.
Scope:
The following units will be covered for financing under this scheme:
i. Good borrowers/potential good borrowers eligible under the existing WCTL scheme.
ii. Units eligible under non-assisted unit (NAU) scheme for WCTL.
iii. New units or existing units eligible for WCTL under single window scheme to Tiny and SSI units.
Eligibility Criteria:
The eligibility criteria will be the same as applicable under respective schemes already in operation.
Quantum of assistance:
A) WCTL under GB,PGB & NAU scheme: Rs.2 lacs to Rs.100 lacs
B) Under Single Window scheme:
Upto Rs.200 lacs subject to the condition that component of WCTL shall not exceed quantum of term loan proposed for the fixed assets ie. WCTL would not exceed to 50% of the total term loan.
Liquidated Damages:
a) On principal overdue : If there are principal overdues as on
31st March of every year,the liquidated
damages as prescribed in respective
scheme shall be charged on the amount
of default and for the period of default
to be worked out as per repayment
schedule.
b) Interest overdues : Liquidated damages as prescribed in
the respective scheme shall be charged
on the amount due for the period of
default.
Service charges:
Service charges @ 1% pa. Shall be charged over and above interest to be due on quarterly basis alongwith the interest on interest due dates.
Timely Payment Rebate:
No separate rebate would be available for the timely payment.
Pre-payment charges:
Pre-payment of loan is allowed without premium.
Repayment period:
a) The repayment be worked out as per the existing prescribed norms in respective scheme.
Principal:
i. The loan shall be repayable in 4 equal annual instalments.
ii. The first instalment shall fall due on 1st day of month falling immediately after expiry of 12 months from the date of expiry of 3 months from the date of 1st disbursement. In case of non payment dues in time liquidated damages shall be charged as per norms.
iii. The interest shall continue to fall due on 1st day of each quarter.
b) The repayment schedule shall be automatically extended by the instalment replenished. The concern has to ensure that the amount fallen due against principal in a particular financial year shall be cleared in that particular financial year itself ie by 31st March, failing which liquidated damages shall be applicable as above.
c) The interest is payable on due dates failing which liquidated damages shall be applicable as above.
Other Salient features:
a) Drawing and depositing facility: Every borrower may be allowed to withdraw and deposit the amount of WCTL as many times as per the requirement subject to the condition that in any case as on date of withdrawal the outstanding balance including withdrawal in the account shall not exceed principal not due as per repayment schedule.
b) Replenishment of limit: The borrower who is maintaining this account regularly will have the facility of replenishment two times before original LDR after deposit of four instalments. The replenished amount will be added to the principal not due amount as and when it is disbursed. As such no separate account is required to be opened for the replenishment. The LDR shall also be extended by the number of instalments replenished. The replenishment shall be considered at the documented rate of interest irrespective of whatever be the prevailing rate of interest.
c) Additional requirements of working capital can be considered separately for which separate account shall be opened and shall be subject to interest rate prevailing at the time of first date of disbursement.
d) No application fee and processing charges shall be charged for replenishment of WCTL.
e) Transaction fee: Charges are to be levied on the basis of number of transaction of deposit and withdrawal @ Rs.25/- each (excluding entries related to repayment scheduel) on the Ist day of the next quarter.
f) Maintenance of pass-book: Every borrower will be provided a pass book containing details of amount sanctioned,disbursed , interest rate, liquidated damages, service charges, repayment scheduel and the amount replenished etc. This passbook will have basic information of borrower and at the time of every withdrawal and deposit the borrower will ensure that the entries have been made in the passbook by the concerned Branch Office.
XXI.SCHEME FOR FINANCING AGAINST ASSETS
Introduction:
In this scheme the Corporation shall provide financial assistance to prospective borrower for meeting their industrial financial requirements provided the prime security is mortgaged to the Corporation under first charge free from all encumbrances. The salient features of the scheme are as under:
I. Eligibility Criteria:
The following marketable and mortgageable fixed assets are eligible for availing financial assistance under this scheme:
(a) Existing industrial units situated in industrial area saturated and having potential ready to mortgage their prime security with the Corporation under first charge.
(b) Existing commercial complexes, hotels, nursing homes and other service sector situated in Municipal limit of district headquarters ready to mortgage their mortgageable security with the Corporation.
(c) Any other borrowers ready to mortgage their marketable immovable property situated in Municipal limit of district headquarters.
(d) CMD is authorised to consider term loan against the immovable property i.e. land and building only (marketable & mortgageable) situated at Municipal limits of the district head quarters of the State other than Rajasthan in deserving cases with the proviso that the fixed assets of unit located in Rajasthan in which such assistance will be utilised shall also be mortgaged/ pledged with the Corporation.
(e) Switch over cases financed by banks/ FIs shall also be considered for financial assistance under the Scheme after repayment of outstanding loan of banks/ FIs simultaneously on transfer of title documents to the Corporation.
(f) Further term loan assistance to existing assisted running units of the corporation having balance outstanding term loan amount may be considered on the difference of the amount admissible under the scheme and the term loan outstanding in existing assisted running units.
II. Coverage:
(a) Property situated in Municipal limit of each district headquarter.
(b) Immovable property (Land and Building) situated in fast moving industrial areas shall also be considered eligible for mortgage finance.
III. Security:
(a) The security i.e. Land and building shall be under first charge of the Corporation by way of equitable mortgage.
(b) Personal guarantee of proprietor/partners/directors for securing repayment of loan and interest thereon.
IV. Security Debt Ratio:
The minimum security debt ratio of 2:1 shall be maintained.
V. Amount of Assistance:
Rs. 5.00 lac to Rs. 1000.00 lacs only.
VI. Repayment Period:
The total loan shall be repayable in six years including 6 months moratorium period.
VII. Rate of Interest:
The Corporation shall charge interest rate as under:
Prevailing rate of interest to SSI unit as on date of Ist disbursement of loan as per prevailing interest slab i.e. upto Rs.25.00 lacs and above Rs.25.00 lacs only.
VIII. Rebate:
The Corporation shall provide rebate @1% for timely payment.
IX.Financial assistance is also available against immovable properties which is rented/leased out to Corporate bodies/Banks/Financial Institutions/Insurance Companies
LIST OF INDUSTRIAL AREAS ELIGIBLE FOR FINANCING AGAINST ASSETS SCHEME
| 1. Ajmer | Ajmer-Parbatpura, Makhupura Ext. Beawar- I & II Phase |
| 2. Balotra | Balotra I, II and III Phase |
| 3. Bharatpur | Brij I Phase |
| 4. Bhilwara | Bhilwara I, II and III Phase Bhilwara (T.A.) |
| 5. Chittorgarh | Ajolia Ka Kheda Phase I & II |
| 6. Bhiwadi | Bhiwadi Industrial Area |
| 7. Bikaner | Bichwal- I, II and III Phase Rani Bazar (TA) |
| 8. Jodhpur | Mandore,Marudhar, Light Industrial Area Boranada Industrial Area,Phase -I,II& III and EPIP |
9. Jaipur
| Bassi I Phase, MIA, VKIA,Jetpura, Jhotwara,Bagru (Old), Kartarpura,Sudarshanpura,Bais Godown,Sitapura, Mansarovar |
| 10. Pali | Mandia Road Pali I & II Phase, Industrial Estate Pali |
| 11. Udaipur | Mewar,Sukher,Pratap Nagar Industrial Area Units set up on conveted land along National Highway no.8 in Amberi and Sukher, Distt.Udaipur having opening at NH.No.8 |
| 12. Rajsamand | Rajnagar Units set up on converted land at N.H. 8 from Nathdwara to Rajsamand and 2 kms. from Rajsamand towards Kelwa having opening at National Highway No. 8. |
13. Kota | Indraprastha,Electronic Complex,Ramganj Mandi |
| 14. Kishangarh | Kishangarh I, II and III Phase., 4th phase, RIICO Industrial Area, |
| 15. Mount Abu | The mortgageable and marketable commercial and residen- tial immovable properties located in the Municipal limites of Mount Abu. |
| 16.Sriganganagar | Industrial Estate |
| 17. Dausa | Somnath Industrial Area |
NEW INDUSTRIAL AREAS INCLUDED IN FINANCING AGAINST ASSETS SCHEME
| A. AJMER REGION | |
| 1- BO, Ajmer | HMT Industrial area,Ajmer |
| 2- BO, Beawar | 1-III Phase of industrial area,Beawar |
| 2-JLN Udyog Puri,IBS Industrial area, Indira Gandhi Indl.Area, Beawar | |
| 3-BO,Makrana | 1-Gangsaw units located and having opening at makrana Road,Borawar Road,Makrana |
| B. BIKANER REGION | |
| 1-BO,Bikaner | -NOKHA Indl.Area |
| -Karni RIICO Indl.Area-1 & II Phase,Bikaner | |
| C. JODHPUR REGION | |
| 1-BO,Jaisalmer | 1.RIICO Industrial area,Jaisalmer |
| D. Kota region | |
| 1-BO, Kota | 1-Furniture Indl.Area, Kota |
| 2-Industrial estate(Near Grain Mandi),Kota | |
| 3-RIICO Chambal Industrial Area Kota | |
| 2-Bundi(S.O.) | – By Pass Road Indl.Area,Bundi |
| E. UDAIPUR REGION | |
| 1-BO,Udaipur | 1-Pratapnagar Indl.Area,Udaipur |
| F..Jaipur Region | |
| 1-BO,(Rural) Jaipur | 1-RIICO Industrial Area ,Bagru Extention 2-RIICO Industrial Area, BIndayaka 3-RIICO Industrial Area ,Heerawala |
NEW AREAS INCLUDED IN CLAUSE (b) OF ELIGIBILITY CRITERIA
OF FINANCING AGAINST ASSETS SCHEME
| A. Ajmer Region | |
| 1-BO,Ajmer | Pushkar city- provided property is located in Municipal area at prime location having good marketability and commercial value. |
| 2. BO,Beawar | Beawar city Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| 3. BO, Kishangarh | Madanganj town Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| B. ALWAR REGION | |
| 1. BO, Alwar | Khairtal town Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| C. BIKANER REGION | |
| 1-BO, Bikaner | NOKHA town Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value |
| 2. BO, Nagaur | Merta city Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| D. JODHPUR REGION | |
| 1. BO, Balotra | Balotra town- Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| 2. BO, Abu Road | Abu road city Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| E. KOTA REGION | |
| 1. BO, Kota | Ramganj Mandi town Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| F. UDAIPUR REGION: | 1. BO, Chittorgarh Nimbahera town Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
| 2. BO, Rajsamand | Nathdwara town – Provided property is located at prime location in main market of the Municipal area having good marketability and commercial value. |
New more areas included in clause (b) & (c) of the eligibility criteria of Finacing against assets scheme
JAIPUR RURAL:
(A) The residential and commercial areas of Chomu municipal limits.
(B) Commercial areas located at Kotputli Town N.H. 8 (Jaipur- Delhi Road) within municipal limits of Kotputli.
XXII. Scheme for financing against land cost in SEZ developed by RIICO
Objective:
Under this scheme, the Corporation shall provide financial assistance to prospective entrepreneur for meeting their financial requirements for purchase of land in Special Economic Zone (SEZ) developed by RIICO provided that the land is mortgaged to the Corporation as first charge and should be free from all encumbrances.
Eligibility Criteria:
The term loan against land cost/development charges in SEZ developed by RIICO.
Coverage:
Land situated in Special Economic Zone (SEZ) developed by RIICO presently located near Boranada Industrial Area, Jodhpur and Sitapura Industrial Area, Jaipur.
Amount of Assistance:
Loan from Rs.2.00 lac to Rs.50.00 lacs can be considered under this scheme.
XXIII. SCHEME FOR FINANCIAL ASSISTANCE TO WIND FARM/WIND TURBINE GENERATOR
Introduction:
Financing of wind farm and individual Wind Turbine Generator (WTG) may be considered. Eligibility criteria and other salient features of the scheme are as under:
Eligibility Criteria:
A borrower may establish wind farm or individual WTG for captive use of generated power or may sell the generated power to JVPNL (SEB/Power company)/Third party through power purchase agreement (PPA).
Borrower Means:
(a) Proprietorship concern
(b) Partnership firm
(c) Pvt.Limited or Limited company
(d) Co-operative society.
Primary Security:
(a) Exclusive first charge by way of hypothecation/mortgage on fixed assets in favour of the Corporation.
(b) Personal guarantee of promoters.
(c) Deposit of post dated cheques towards payment of instalments of principal loan amount and for instalments of interest payable thereon.
(d) Escrowing of power proceeds ie. exclusive charge on trust and retention account to be opened with any commercial bank for receipt of sale proceeds/revenue of power sold and the said account shall be opened before drawal of first instalment of loan.
Additional Security:
May be required based on financial parameters of the project.
(a)Collateral security on case to case basis depending upon merits and demerits of individual case and promoters.
(b)Second charge on the existing fixed assets of the company.
Promoters contribution:
The minimum promoters contribution shall be 33% and the same is to be invested before first disbursement of loan.
Amount of assistance:
Loan from Rs.50.00 lac to Rs.1000.00 lac can be considered under this scheme.
Moratorium period:
The moratorium period shall not exceed twelve months from the date of first disbursement.
Financial parameters:
(a) Project debt/equity ratio – Not to exceed 2:1
(b) Project DSCR – 1.6 or more
Repayment period:
The loan shall be repayable in ten years ; including moratorium period not exceeding one year.
Rate of interest:
The Corporation shall charge interest @ 11.25%
Rebate:
Rebate for timely payment @ 1.50% shall be provided to the borrowers. However, no rebate shall be applicable in cases covered under TUF.
Effective rate of interest:
For non TUF cases – 9.75%
For cases covered under TUF – 6.25% (subject to availability of 5% subsidy for timely payment on TUF cases from Ministry of Textiles, Government of India).
Processing charges:
The borrower shall pay processing charges @ 1.20% of sanctioned loan amount; before issuing sanction letter.
Liquidated damages:
The liquidated damages shall be levied on the amount of default for the period of default. Failure to pay instalments/interest on due dates would attract 3.00% penal interest in addition to the normal interest rate.
Mode of payment:
The borrower shall furnish 37 PDCs for the payment of principal loan amount which shall fall due quarterly for the repayment period. Payment of interest shall also be made separately through PDCs. From 2nd to 4th year, 25% of principal loan amount and from 5th to 10th year, 75% of principal loan amount would be recovered from the borrower by way of balooning method. The first instalment of interest shall fall due on the first day of quarter ie March, June, September and December.
Application fee:
(a) Application form fee- 100/-.
(b) Application fee
upto Rs.1.00 crore – 10,000/-
above Rs.1.00 crore to upto Rs.5.00 crore – Minimum 10,000/- + 5000/- for every crore or part thereof.
Above Rs.5.00 crore to upto Rs.10.00 crore Minimum 30,000/- + 6000/- for
every additional crore or part thereof.
Wheeling Arrangements:
Approval from RVPNL/concerned DISCOM is to be obtained for wheeling arrangements before first disbursement of loan in case of captive consumption of power.
Lease deed:
Notarised photocopy (true copy) of lease deed executed between Government of Rajasthan and WTG supplier/Land Developer Company will be submitted before first disbursement. The period of lease would be 30 years.
Sub Lease Deed:
(a) Sub lease deed of 19 years between borrower and WTG supplier/Land Developer Company would be mortgaged to the Corporation after 90 days of commissioning of the plant (WTG).
(b) 10% of eligible disbursement of loan amount will be made after creation of mortgage of sub leased land in favour of the Corporation.
Power Purchase Agreement (PPA):
(a) PPA agreement is to be made between borrower and JVPNL/concerned DISCOM/Third party before first disbursement of loan.
(b) An Escrowing (Trust and Retention) account is to be opened with a commercial bank by the borrower; for receipt of sale proceeds/revenue of power revenue The said account shall be opened before first disbursement of loan. Through this account, the Corporation will have the first charge on the sale proceeds/revenue of power revenue.
Borrower shall obtain permission for establishing wind power plant from RREC/State Government before sanction of loan.
XXIV. SCHEME FOR FINANCING AGAINST ASSETS (SHORT TERM LOAN SCHEME)
I. Eligibility Criteria:
The following marketable and mortgageable fixed assets (land and building) which is free from all encumbrances are eligible for availing financial assistance under the scheme:
(a) Existing industrial units situated in industrial areas saturated and having potential as per annexure-A of the existing scheme ready to mortgage their prime security with the Corporation under first charge.
(b) Existing commercial complex, hotels, Nursing homes and other service sector units situated in Municipal limits of district head quarter ready to mortgage their mortgageable immovable properties with the Corporation
(c) Assistance against the land cost alloted by the government authority like JDA, UIT, Municipalities located at prime location of the municipal areas of the cities at Jaipur, Bikaner, Jodhpur, Kota, Ajmer and Udaipur for construction of the commercial/residential purpose on commercial basis. While considering assistance against land cost alloted by government authorities for construction of commercial/residential complexes/flat under the scheme, the following conditions shall be stipulated:
1. The borrower shall submit the following undertakings:
(i) That NOC from RPCB shall be obtained, if it is so required under the law.
(ii) That the borrower shall get the approved site plan/approved plan for construction of commercial complex/residential complexes/flats from the competent authority and the construction of building shall be made as per the approved building plan/site plan and FAR allowed by competent authority. In case, there is any deviation, the same shall be got approved from the competent authority.
(iii) That no part of the land/complex will be leased out/rented out without prior permission of the Corporation.
2. The borrower shall display a board at site mentioning that the project has been financed by RFC and the purchaser shall have to obtain NO DUES CERTIFICATE from RFC before purchasing the area by them.
3. The borrower shall not sale any part of the land/complex/area without obtaining the NOC from the Corporation during the currency of the corporation loan and in case of sale any part of complex/area the borrower shall deposit with the corporation entire sale proceeds of any part of the complex upto the clearance of total term loan.
(d) Further financial assistance to existing assisted running units of the Corporation:
Further financial assistance may be considered on the difference of the amount admissible under this scheme and the term loan outstanding in existing assisted running units of the corporation having outstanding term loan amount.
While considering further assistance the present MRV of land and building (which is marketable and mortgageable) as per clause A and B of the eligibility criteria of the scheme as per the norms prescribed by the corporation shall be worked out. The admissible loan amount will be calculated @50% of the MRV of such land and building. Thereafter deducting the balance outstanding term loan amount from the admissible term loan amount, the balance amount shall be considered for further financial assistance under the scheme.
(e) Switch Over cases:
Switch over cases financed by banks/FIs shall also be considered for financial assistance under the scheme as per clause A and B of the eligibility criteria after repayment of outstanding loan of banks/FIs simultaneously on transfer of title documents to the Corporation.
II.Coverage:
Immovable property (land and building only) mentioned at (a) to (e) of eligibility criteria.
III.Dealings with the financial institution/Banks:
Prime facie there should not be adverse reporting against the borrower by any financial institution/bank in the past and their dealings with the financial institution/bank is satisfactory, if any financial assistance is availed.
IV. Mortgageable fixed assets;
Land and building only falling within the definition as per eligibility criteria mentioned at:
Note: The property proposed to be mortgaged should not be leased out/rented out presently and shall not be leased out/rented out in future without prior written permission of the Corporation.
V.Purpose of loan:
The loan shall be utilised for meeting out working capital requirement or for creation of fixed assets to be used for industrial/commercial/service purpose.
VI. Utilisation of availed loan:
A certificate of CA regarding utilisation of loan availed shall be submitted within 6 months of availing the loan.
VII. Security:
(a) The security ie land and building shall be under 1st charge of the corporation by way of equitable mortgage.
(b) Personal guarantee of proprietor/partners/directors for securing repayment of loan and interest thereon.
(c) In case of category (a) and (b) of eligibility criteria, the other assets like P&M, MFA, F&F etc shall also be hypothecated to the Corporation, if not already hypothecated to banks/FIs. But the value of these assets shall not be considered for financing.
VIII. Admissibility of loan:
Term loan under the scheme shall be considered @50% of the MRV of total land and building worked out as per norms of the corporation.
IX. Amount of assistance:
Loan from Rs.50.00 lac and upto Rs.500.00 lac.
X. Repayment period and mode of payment:
The total loan shall be repayable in three years including six months moratorium period.
The loan shall be repayable in eleven equated quarterly instalments against principal and interest through post dated cheques. The first instalment (including principal and interest) shall fall due on first day of the quarter ie. January, April, July, October falling immediately after three months from the date of first disbursement. In case of any balance amount is payable/recoverable (as the case may be), shall be recovered/adjusted in last EQI.
The branch shall recover interest for the moratorium period exceeding three months by calculating the interest manually and the same shall be recovered alongwith 1st EQI through a separate cheque.
XI. Rate of interest:
The corporation shall charge interest rate as applicable to SSI sector prevailing as on date of first disbursement of loan. Presently, the rate of interest is 12.75%. Timely payment rebate shall be as applicable in cases of Tourism Related activities, Hospital and Nursing Homes etc. which is presently 2.00%.
XII. Liquidated damages:
Liquidated damages shall be charged on the amount in default for the period of default as per the prescribed slabs under general loan scheme from time to time.
XIII. Application fee:
(a) Application form fee Rs.100/- per application form as per norms.
(b) Application fee @0.2% on the amount of loan application.
XIV. Processing fee:
The processing charges @ 1.2% shall be deposited before convey of sanction.
XV. Conditions:
(A) PRE-Documentation:
(i) The promoter/borrower shall keep insured the fixed assets ie. building, P&M, F&F every year till the currency of corporation loan and the copy of the Insurance Policy shall invariably be furnished to the corporation.
(ii) A specific condition may be stipulated while sanction of loan that no settlement of the account under the scheme shall be considered as no sacrifice should normally be made by the Corporation in respect of amount of principal and interest thereon.
(iii) UNDERTAKINGS:
(a) The unit shall furnish an undertaking to utilise the loan amount for meeting working capital requirement or for creation of fixed assets to be used for industrial/commercial/service purposes.
(b) The unit shall furnish undertaking that it will comply all legal requirement to run the unit i.e. obtaining NOC from RPCB, NOC from local authority and other department, if required.
(c) The borrower shall furnish an undertaking that the property is owned by him and not let out/leased out and shall not be lease out/let out in future without prior approval from the Corporation.
(d) That no litigation in any court/tribunal/forum related to the property proposed to be mortgaged is pending.
(B) PRE-Disbursement:
(a) The disbursement shall be made in one instalment or such higher number of instalments as the disbursing authority fee appropriate after satisfying the compliance of terms and conditions of sanction letter.
(b) The disbursement can be made within six months from the date of sanction conveyed. Thereafter upfront fee @ 0.1% of amount to be disbursed shall be charged.
XXV. Corporation announces scheme for Financing for Builders/ Commercial/ Residential Complexes/ Multiplexes, Hotels (Tourism Related activities) Hospitals, Nursing Homes for purchase of Land & Building.
(I)ELIGIBILITY CRITERIA:
The following marketable and mortgageable fixed assets (land & building) which is free from all encumbrances are eligible for availing financial assistance under the Scheme:-
a) Assistance against the land cost allotted/ auctioned by JDA, UIT, Municipalities, RIICO, RSHB or any Govt. Authorities or Banks, located at prime location of the municipal areas of the cities at Jaipur, Bikaner, Jodhpur, Kota, Ajmer, Alwar and Udaipur for construction of commercial/ residential complexes on commercial basis, multiplexes, hotels ( Tourism related activities) Hospitals, Nursing Homes.
b) Assistance against the land and building purchased fromthe private parties (subject to having mortgageable title) at prime location of the municipalities located at Jaipur, Bikaner, Jodhpur, Kota, Ajmer, Alwar and Udaipur for construction of commercial complex / residential complexes on commercial basis, Multiplexes, Hotels ( Tourism Related activities) Hospitals, Nursing Homes etc.
1)The borrower shall submit the following undertakings:
i) it will comply all legal requirements i.e. obtaining NOC from RPCB, NOC from local authority and other department, if required.
ii)that the borrower shall get the approved site plan/ approved plan for construction of commercial/ residential complexes / flats/ multiplexes, hotels ( Tourism Related Activities) Hospitals, Nursing Homes from the competent authority and the construction of building shall be made as per the approved building plan/ site plan and FAR allowed by competent authority. In case, there is any deviation, the same shall be got approved from the competent authority.
iii)That no part of the land / complex will be leased out / rented out without prior permission of the Corporation.
2) The borrower shall display a board at site mentioning that the project has been financed by RFC and the purchaser shall have to obtain NO DUES CERTIFICATE from RFC before purchasing the area by them in case of Commercial Complex/ Residential Complex/ Multiplexes.
3) The borrower shall not sale any part of the land / Commercial Complex / Residential Complex/ Multiplexes area without obtaining the NOC from the Corporation during the currency of the corporation loan and in case of sale any part of complex/ area the borrower shall deposit with the corporation the sale proceeds of any part of the complex proportionately in the ratio of the loan amount of the Corporation and promoter’s contribution upto the clearance of total term loan.
II) COVERAGE:
Immovable property ( land & building only ) mentioned at (a) and (b) of Eligibility Criteria.
III) DEALINGS WITH THE FINANCIAL INSTITUTION/ BANKS
Prima facie there should not be any adverse reporting against the borrower and its sister concerns by any financial institution/ bank in the past and their dealings with the financial institution/ bank is satisfactory, if any financial assistance is availed.
IV) MORTAGAGEABLE FIXED ASSETS:
Land and building only falling within the definition as per Eligibility Criteria mentioned at (I).
Note: The property proposed to be mortgaged should not be leased out/ rented out presently and shall not be leased out/ rented out in future without prior written permission of the Corporation.
V). PURPOSE OF LOAN:
The loan shall be utilized for purchase of land and building as per Eligibility Criteria mentioned at (I).
VI) UTILISATION OF AVAILED LOAN:
A certificate of CA regarding utilisation of loan availed shall be submitted within six months of availing the loan.
VII) SECURITY:
a) The security i.e. land & building shall be under first charge of the Corporation by way of equitable mortgage.
b) Personal guarantee of partners/ Directors for securing repayment of loan and interest thereon.
c) All existing P&M, MFA, F&F in case of purchase of fixed assets of the existing unit shall also be hypothecated.
d) All future fixed assets like building, P&M, MFA, F&F shall also be mortgaged.
VIII) ADMISSIBILITY OF LOAN:
(a) In case of direct allotment/ auction by the Govt. authority as mentioned in eligibility criteria of the scheme, the term loan shall be considered @ 80% of the purchase/ auction price.
(b) In case of purchase of property from the private party the admissibility will be 80% of the purchase consideration or MRV whichever is lower.
IX) AMOUNT OF ASSISTANCE
Loan from Rs. 5.00 lac and upto Rs. 1000.00 lacs in case of companies, corporations and registered co-operative socities and upto Rs. 800 lacs in other cases.
X RATE OF INTEREST
The Corporation shall charge interest rate as applicable to SSI sector prevailing as on date of first disbursement of loan. Presently the rate of interest is 12.75% p.a. Timely payment rebate shall be as applicable in case of Tourism Related Activities, Hospital and Nursing Homes etc. which is presently 2.25%.
The interest shall be payable in quarterly instalments on first day of March, June, Sept., and Dec., every year. The first interest shall be debited on the next interest debit date falling after the first disbursement date.
XI. LIQUIDATED DAMAGES
Liquidated damages shall be charged on the amount in default for the period of default as per the prescribed slabs under general loan scheme from time to time.
XII. APPLICATION FEE:
a) Application form fee Rs. 100/- per application form as per norms.
b) Application fee shall be charged as per the prevailing norms of the Corporation.
XIII. PROCESSING FEE:
Processing charges shall be charged as per the prevailing norms of the Corporation.
XIV. MODE OF DISBURSEMENT
As the funds are required for the purchase of assets from Govt. Authorities or private parties, therefore, the eligible loan amount shall be disbursed directly to the seller after receipt of registered sale deed/ lease deed by the Corporation and equitable mortgage is created in favour of the Corporation.
The Corporation may issue an assurance letter in favour of the seller with regard to release of eligible loan amount subject to compliance of condition of the sanction and creation of equitable mortgage in favour of the Corporation.
XV FURTHER FINANCIAL ASSISTANCE FOR THE PROJECT.
If the borrower approaches for further financial assistance for construction of building , acquisition of plant and machinery, MFA and furniture and fixture, the same shall be considered by the Corporation as per norms prevailing under the respective scheme.
XVI CONDITOINS:
A) PRE- DOCUMENTATION:
i) A specific condition may be stipulated while sanction of loan that no settlement of the account under the scheme shall be considered as no sacrifice should normally be made by the Corporation in respect of amount of principal and interest thereon.
ii) UNDERTAKINGS:
a) The unit shall furnish an undertaking to utilise the loan amount for creation of fixed assets as mentioned in the eligibility criteria.
b) That no litigation in any court/ tribunal/ forum related to the property proposed to be mortgaged is pending and there is no dispute about the properties.
iii) In case of switch over of the loan account from the Corporation, the rebate for timely payment allowed alongwith the reduction in interest if any allowed by the High Power Committee shall be recovered since inception besides prepayment premium as per norms.
XVII: PRE DISBURSEMENT:
i) The borrower shall keep insured the fixed assets i.e. building, P&M, F&F, every year till the currency of Corporation loan and the copy of the insurance policy, shall invariably be furnished to the Corporation.
ii) In case of release of direct payment of admissible loan amount to the Govt. Authorities / Private Parties, the disbursing authority before release of admissible loan shall ensure that the remaining amount ( purchase price admissible loan) has been paid by the borrower and the cheque/ DD has been cleared.
iii) The disbursement can be made within six months from the date of sanction conveyed. Thereafter up-front fee @ 0.1% of amount to be disbursed shall be charged.
XXVI. Reg: Scheme for providing consultancy Services by the Corporation
RFC assisted and non-assisted units have been facing problems regarding preparation of project reports, pre feasibility report required by different FIs/ Bank/ Government Agencies for providing term loans/ grants/ subsidies. Moreover, consultancy on various aspects is also needed. The promoters are not in a position to prepare such reports at their level and if an Institution like RFC takes up such matters and provide need based consultancy by charging some fees, the entrepreneurs will be facilitated and their work would be done expeditiously.
Area of consultancy:
i) Preparation of pre-feasibility reports and project reports along with vetting for different financial institutions including commercial banks.
ii) Query based consultancy for different financial institutions.
iii) Scope and market assessment of any project based on the condition of the area.
iv) Valuation of industrial units as well as other assets of all categories irrespective of engineering branches, financed/ being financed by different financial institutions/ banks etc.
v) Calculation of market realisation value of unit financed by other FI/ Banks.
vi) Surveyor and loss assessor work etc.
Fee Structure: Following are the fee structure:
a) Preparation of pre-feasibility report/ project report including vetting ( for in house as well as for other fIs/ Banks).
| 1 | Project cost upto Rs. 100 lacs | 0.5% of project cost |
| 2 | Project cost above Rs. 100 lacs to 500 lacs
| 0.4% of project cost (minimum Rs.0.50 lacs) |
| 3 | Project cost above Rs. 500 lacs | 0.3% of project cost (minimum Rs. 2.00 lacs) |
b) Preparation of project report only:
| 1 | Project cost upto Rs. 50 lacs | Rs. 7500/- |
| 2 | Project cost above Rs. 50 lacs to 100 lacs | Rs. 10000/- |
| 3 | Project cost above Rs. 100 lacs | Rs. 20000/- |
c) Valuation services:
| (for other than RFC assisted units)
| 0.125% of fixed assets (cases below Rs. 5.00 lacs shall not be considered) Minimum charges for valuation Rs. 10000/-
|
Note: The service tax shall be extra as applicable from time to time.